<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated by IRIS FinX -->
<!-- IRIS Business Services Ltd -->
<!--                     
            ***************Indian GAAP Accounting Taxonomy: 2009-06-30*************
                          
           ***************Role URI List for C&I *************
 -->
<xsd:schema targetNamespace="http://www.xbrl.in/in-gaap/2009-06-30/roles-ci" 
attributeFormDefault="unqualified" 
elementFormDefault="qualified" 
xmlns:xsd="http://www.w3.org/2001/XMLSchema" 
xmlns:in-roles-ci="http://www.xbrl.in/in-gaap/2009-06-30/roles-ci" 
xmlns:link="http://www.xbrl.org/2003/linkbase" 
xmlns:xbrli="http://www.xbrl.org/2003/instance" 
xmlns:xlink="http://www.w3.org/1999/xlink">
  <xsd:annotation>
    <xsd:appinfo>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/Statutory" id="Statutory">
        <link:definition>Statutory</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/SourcesApplicationFunds" id="SourcesApplicationFunds">
        <link:definition>Sources Application Funds</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/TotalAssetsLiabilities" id="TotalAssetsLiabilities">
        <link:definition>Total Assets Liabilties</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/AdditionalDetailsBalance" id="AdditionalDetailsBalance">
        <link:definition>Additional Details Balance</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/ISbyNature" id="ISbyNature">
        <link:definition>Income Statement by Nature</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/ISbyFunction" id="ISbyFunction">
        <link:definition>Income Statement by Function</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/AdditionalDetailsIncome" id="AdditionalDetailsIncome">
        <link:definition>Additional Details Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofShareholdersFunds" id="DetailsofShareholdersFunds">
        <link:definition>Details of Shareholders Funds</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/ChangesinReserves" id="ChangesinReserves">
        <link:definition>Changes in Reserves</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofLoanFunds" id="DetailsofLoanFunds">
        <link:definition>Details of Loan Funds</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofFixedAssets" id="DetailsofFixedAssets">
        <link:definition>Details of Fixed Assets</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/NetGrossClassification" id="NetGrossClassification">
        <link:definition>Net Gross Classification</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofInvestments" id="DetailsofInvestments">
        <link:definition>Details of Investments</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofNetCurrentAssets" id="DetailsofNetCurrentAssets">
        <link:definition>Details of Net Current Assets</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/CashFlowMain" id="CashFlowMain">
        <link:definition>Cash Flow Main</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/CashFlowDirect" id="CashFlowDirect">
        <link:definition>Cash Flow Direct</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DetailsofIncomeExpenses" id="DetailsofIncomeExpenses">
        <link:definition>Details of Income Expenses</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/AccountingPoliciesandNotes" id="AccountingPoliciesandNotes">
        <link:definition>Accounting Policies and Notes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/QuarterlyFormatClause41Main" id="QuarterlyFormatClause41Main">
        <link:definition>Quarterly Format Clause 41 - Main</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/QuarterlyFormatClause41Alternative" id="QuarterlyFormatClause41Alternative">
        <link:definition>Quarterly Format Clause 41 - Alternative</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  
</xsd:schema>

