<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated by IRIS FinX -->
<!-- Created by IRIS Business Services Ltd -->
<!--
                      
            ***************Indian GAAP Accounting Taxonomy for Banks: 2009-06-30 Presentation Linkbase*************
                                 

 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/BalanceSheetforBanks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#BalanceSheetforBanks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/IncomeStatementforBanks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#IncomeStatementforBanks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/CashFlowStatementforBanks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#CashFlowStatementforBanks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/AccountingPoliciesandDisclosuresforBanks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#AccountingPoliciesandDisclosuresforBanks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/DisclosureasperRBIGuidelinesforBanks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#DisclosureasperRBIGuidelinesforBanks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/2009-06-30/role/QuarterlyFormatClause41Banks" xlink:type="simple" xlink:href="in-gaap-bk-roles-2009-06-30.xsd#QuarterlyFormatClause41Banks"/>
  <link:roleRef roleURI="http://www.xbrl.in/in-gaap/listingAgreementLabel" xlink:type="simple" xlink:href="in-gaap-roles-2009-06-30.xsd#listingAgreementLabel"/>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/AccountingPoliciesandDisclosuresforBanks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesDisclosuresPresentation" xlink:label="AccountingPoliciesDisclosuresPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesPresentation" xlink:label="AccountingPoliciesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesDisclosuresPresentation" xlink:to="AccountingPoliciesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisandPresentationofFinancialStatementsDisclosure" xlink:label="BasisandPresentationofFinancialStatementsDisclosure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesPresentation" xlink:to="BasisandPresentationofFinancialStatementsDisclosure" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IncomeStatementPolicies" xlink:label="IncomeStatementPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesPresentation" xlink:to="IncomeStatementPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicies" xlink:label="RevenueRecognitionPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementPolicies" xlink:to="RevenueRecognitionPolicies" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyInterestIncome" xlink:label="RevenueRecognitionPolicyInterestIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyInterestIncome" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyDividend" xlink:label="RevenueRecognitionPolicyDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyDividend" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyOtherFeesandCommission" xlink:label="RevenueRecognitionPolicyOtherFeesandCommission"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyOtherFeesandCommission" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyHirePurchaseOperations" xlink:label="RevenueRecognitionPolicyHirePurchaseOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyHirePurchaseOperations" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyLeaseOperations" xlink:label="RevenueRecognitionPolicyLeaseOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyLeaseOperations" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyLifeInsuranceBusiness" xlink:label="RevenueRecognitionPolicyLifeInsuranceBusiness"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyLifeInsuranceBusiness" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyGeneralInsuranceBusiness" xlink:label="RevenueRecognitionPolicyGeneralInsuranceBusiness"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyGeneralInsuranceBusiness" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyMerchantBankingTransactions" xlink:label="RevenueRecognitionPolicyMerchantBankingTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyMerchantBankingTransactions" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyCreditcardoperations" xlink:label="RevenueRecognitionPolicyCreditcardoperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyCreditcardoperations" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueRecognitionPolicyOtherServicesRendered" xlink:label="RevenueRecognitionPolicyOtherServicesRendered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueRecognitionPolicies" xlink:to="RevenueRecognitionPolicyOtherServicesRendered" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeBenefitsPolicies" xlink:label="EmployeeBenefitsPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementPolicies" xlink:to="EmployeeBenefitsPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShortTermBenefitObligationsPolicy" xlink:label="ShortTermBenefitObligationsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeBenefitsPolicies" xlink:to="ShortTermBenefitObligationsPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeStockCompensationCostPolicy" xlink:label="EmployeeStockCompensationCostPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeBenefitsPolicies" xlink:to="EmployeeStockCompensationCostPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TerminationRetirementBenefitPlanPolicies" xlink:label="TerminationRetirementBenefitPlanPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeBenefitsPolicies" xlink:to="TerminationRetirementBenefitPlanPolicies" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DefinedContributionPlanPolicies" xlink:label="DefinedContributionPlanPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TerminationRetirementBenefitPlanPolicies" xlink:to="DefinedContributionPlanPolicies" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvidentFundPensionFundPolicy" xlink:label="ProvidentFundPensionFundPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPlanPolicies" xlink:to="ProvidentFundPensionFundPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SuperannuationFundOtherDefinedContributionPlanPolicies" xlink:label="SuperannuationFundOtherDefinedContributionPlanPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPlanPolicies" xlink:to="SuperannuationFundOtherDefinedContributionPlanPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DefinedBenefitPlanPolicies" xlink:label="DefinedBenefitPlanPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TerminationRetirementBenefitPlanPolicies" xlink:to="DefinedBenefitPlanPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaveEntitlementEncashmentPolicy" xlink:label="LeaveEntitlementEncashmentPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedBenefitPlanPolicies" xlink:to="LeaveEntitlementEncashmentPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GratuityFundOtherDefinedBenefitPlanPolicy" xlink:label="GratuityFundOtherDefinedBenefitPlanPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedBenefitPlanPolicies" xlink:to="GratuityFundOtherDefinedBenefitPlanPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresPoliciesonVoluntaryRetirementScheme" xlink:label="DisclosuresPoliciesonVoluntaryRetirementScheme"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TerminationRetirementBenefitPlanPolicies" xlink:to="DisclosuresPoliciesonVoluntaryRetirementScheme" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherTerminationRetirementBenefits" xlink:label="OtherTerminationRetirementBenefits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TerminationRetirementBenefitPlanPolicies" xlink:to="OtherTerminationRetirementBenefits" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IncomeTaxPolicy" xlink:label="IncomeTaxPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementPolicies" xlink:to="IncomeTaxPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CurrentTaxPolicy" xlink:label="CurrentTaxPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxPolicy" xlink:to="CurrentTaxPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeferredTaxPolicy" xlink:label="DeferredTaxPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxPolicy" xlink:to="DeferredTaxPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FringeBenefitTaxPolicy" xlink:label="FringeBenefitTaxPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxPolicy" xlink:to="FringeBenefitTaxPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherPoliciesIncomeStatement" xlink:label="OtherPoliciesIncomeStatement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementPolicies" xlink:to="OtherPoliciesIncomeStatement" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AssetsandLiabilitiesRelatedPolicies" xlink:label="AssetsandLiabilitiesRelatedPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesPresentation" xlink:to="AssetsandLiabilitiesRelatedPolicies" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FixedAssetPolicies" xlink:label="FixedAsset"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="FixedAsset" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ImpairmentofAssetsPolicies" xlink:label="ImpairmentofAssetsPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="ImpairmentofAssetsPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognitionofImpairmentofAssetsPolicy" xlink:label="RecognitionofImpairmentofAssetsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ImpairmentofAssetsPolicies" xlink:to="RecognitionofImpairmentofAssetsPolicy" xlink:title="presentation: ImpairmentofAssetsPolicies to RecognitionofImpairmentofAssetsPolicy" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ImpairmentLossChargingPolicy" xlink:label="ImpairmentLossChargingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ImpairmentofAssetsPolicies" xlink:to="ImpairmentLossChargingPolicy" xlink:title="presentation: ImpairmentofAssetsPolicies to ImpairmentLossChargingPolicy" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReversalofImpairmentLossPolicy" xlink:label="ReversalofImpairmentLossPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ImpairmentofAssetsPolicies" xlink:to="ReversalofImpairmentLossPolicy" xlink:title="presentation: ImpairmentofAssetsPolicies to ReversalofImpairmentLossPolicy" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationPolicy" xlink:label="DepreciationPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="DepreciationPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MethodUsedForDepreciationPolicy" xlink:label="MethodUsedForDepreciationPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationPolicy" xlink:to="MethodUsedForDepreciationPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluedAssetsDepreciationPolicy" xlink:label="RevaluedAssetsDepreciationPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationPolicy" xlink:to="RevaluedAssetsDepreciationPolicy" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationonPartiallyUsedAssetsPolicy" xlink:label="DepreciationonPartiallyUsedAssetsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationPolicy" xlink:to="DepreciationonPartiallyUsedAssetsPolicy" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationMethodLeasedAssetsLeaseholdImprovements" xlink:label="DepreciationMethodLeasedAssetsLeaseholdImprovements"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationPolicy" xlink:to="DepreciationMethodLeasedAssetsLeaseholdImprovements" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationMethodFixedAssetsForeignBranches" xlink:label="DepreciationMethodFixedAssetsForeignBranches"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationPolicy" xlink:to="DepreciationMethodFixedAssetsForeignBranches" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsRelatingPolicies" xlink:label="InvestmentsRelatingPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="InvestmentsRelatingPolicies" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RBIGuidelinesCategorisationComplianceCertification" xlink:label="RBIGuidelinesCategorisationComplianceCertification"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="RBIGuidelinesCategorisationComplianceCertification" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentDeterminationPolicy" xlink:label="ValuationOfInvestmentDeterminationPolicyPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="ValuationOfInvestmentDeterminationPolicyPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentHeldToMaturityDeterminingPolicy" xlink:label="ValuationOfInvestmentHeldToMaturityDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentHeldToMaturityDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentHeldToMaturityDeterminingPolicy" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentAvailableForSaleDeterminingPolicy" xlink:label="ValuationOfInvestmentAvailableForSaleDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentAvailableForSaleDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentAvailableForSaleDeterminingPolicy" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentHeldForTradingDeterminingPolicy" xlink:label="ValuationOfInvestmentHeldForTradingDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentHeldForTradingDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentHeldForTradingDeterminingPolicy" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentRegionalRuralBankDeterminingPolicy" xlink:label="ValuationOfInvestmentRegionalRuralBankDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentRegionalRuralBankDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentRegionalRuralBankDeterminingPolicy" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentInTreasuryBillsCommercialPapersDeterminingPolicy" xlink:label="ValuationOfInvestmentInTreasuryBillsCommercialPapersDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentInTreasuryBillsCommercialPapersDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentInTreasuryBillsCommercialPapersDeterminingPolicy" use="optional" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInvestmentInUnitsOfMutualFundsDeterminingPolicy" xlink:label="ValuationOfInvestmentInUnitsOfMutualFundsDeterminingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfInvestmentInUnitsOfMutualFundsDeterminingPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfInvestmentInUnitsOfMutualFundsDeterminingPolicy" use="optional" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfSecurityReceiptIssuedBySecuritisationAndReconstructionCompanyAgainstFinancialAssetsPolicy" xlink:label="ValuationOfSecurityReceiptIssuedBySecuritisationAndReconstructionCompanyAgainstFinancialAssetsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValuationOfInvestmentDeterminationPolicyPresentation" xlink:to="ValuationOfSecurityReceiptIssuedBySecuritisationAndReconstructionCompanyAgainstFinancialAssetsPolicy" xlink:title="presentation: ValuationOfInvestmentDeterminationPolicy to ValuationOfSecurityReceiptIssuedBySecuritisationAndReconstructionCompanyAgainstFinancialAssetsPolicy" use="optional" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MethodOfCalculatingCostOfAcquisitionInvestment" xlink:label="MethodOfCalculatingCostOfAcquisitionInvestment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="MethodOfCalculatingCostOfAcquisitionInvestment" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MarketValueOfInvestmentAsPerRBINorms" xlink:label="MarketValueOfInvestmentAsPerRBINorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="MarketValueOfInvestmentAsPerRBINorms" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MethodOfDeterminingIncomeFromNonPerformingSecuritiesProvision" xlink:label="MethodOfDeterminingIncomeFromNonPerformingSecuritiesProvision"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="MethodOfDeterminingIncomeFromNonPerformingSecuritiesProvision" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ComplianceWithGuidelinesOfForeignCountriesForOverseasBranches" xlink:label="ComplianceWithGuidelinesOfForeignCountriesForOverseasBranches"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="ComplianceWithGuidelinesOfForeignCountriesForOverseasBranches" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentFluctuationReserveAccountTreatment" xlink:label="InvestmentFluctuationReserveAccountTreatment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="InvestmentFluctuationReserveAccountTreatment" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyBrokerageCommissionOnInvestment" xlink:label="AccountingPolicyBrokerageCommissionOnInvestment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="AccountingPolicyBrokerageCommissionOnInvestment" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyProfitLossOnSaleOfInvestment" xlink:label="AccountingPolicyProfitLossOnSaleOfInvestmentPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="AccountingPolicyProfitLossOnSaleOfInvestmentPresentation" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyProfitLossOnSaleOfHeldToMaturityInvestments" xlink:label="AccountingPolicyProfitLossOnSaleOfHeldToMaturityInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPolicyProfitLossOnSaleOfInvestmentPresentation" xlink:to="AccountingPolicyProfitLossOnSaleOfHeldToMaturityInvestments" xlink:title="presentation: AccountingPolicyProfitLossOnSaleOfInvestment to AccountingPolicyProfitLossOnSaleOfHeldToMaturityInvestments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyProfitOrLossOnSaleOfAvailableForSaleInvestments" xlink:label="AccountingPolicyProfitOrLossOnSaleOfAvailableForSaleInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPolicyProfitLossOnSaleOfInvestmentPresentation" xlink:to="AccountingPolicyProfitOrLossOnSaleOfAvailableForSaleInvestments" xlink:title="presentation: AccountingPolicyProfitLossOnSaleOfInvestment to AccountingPolicyProfitOrLossOnSaleOfAvailableForSaleInvestments" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyPrOfitLossOnSaleOfHeldForTradingInvestments" xlink:label="AccountingPolicyPrOfitLossOnSaleOfHeldForTradingInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPolicyProfitLossOnSaleOfInvestmentPresentation" xlink:to="AccountingPolicyPrOfitLossOnSaleOfHeldForTradingInvestments" xlink:title="presentation: AccountingPolicyProfitLossOnSaleOfInvestment to AccountingPolicyPrOfitLossOnSaleOfHeldForTradingInvestments" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyRepurchaseAndReverseRepurchaseTransactions" xlink:label="AccountingPolicyRepurchaseAndReverseRepurchaseTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="AccountingPolicyRepurchaseAndReverseRepurchaseTransactions" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyBrokenPeriodInterestAndItsTreatment" xlink:label="AccountingPolicyBrokenPeriodInterestAndItsTreatment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="AccountingPolicyBrokenPeriodInterestAndItsTreatment" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyInterTransferOfInvestment" xlink:label="AccountingPolicyInterTransferOfInvestment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="AccountingPolicyInterTransferOfInvestment" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IncentivesReceivedAfterSaleOfSecuritiesTreatmentPolicy" xlink:label="IncentivesReceivedAfterSaleOfSecuritiesTreatmentPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatingPolicies" xlink:to="IncentivesReceivedAfterSaleOfSecuritiesTreatmentPolicy" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeferredTaxAssetsandLiabilitiesPolicies" xlink:label="DeferredTaxAssetsandLiabilitiesPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="DeferredTaxAssetsandLiabilitiesPolicies" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashCashEquivalentsPolicy" xlink:label="CashCashEquivalentsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="CashCashEquivalentsPolicy" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherPoliciesAssetsLiabilities" xlink:label="OtherPoliciesAssetsLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsandLiabilitiesRelatedPolicies" xlink:to="OtherPoliciesAssetsLiabilities" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherPolicies" xlink:label="OtherPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesPresentation" xlink:to="OtherPolicies" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ConsolidationofAccountsPolicy" xlink:label="ConsolidationofAccountsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="ConsolidationofAccountsPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ContingentAssetsAndLiabilitiesPolicy" xlink:label="ContingentAssetsAndLiabilitiesPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="ContingentAssetsAndLiabilitiesPolicy" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognitionandValuationofContingentLiabilitiesPolicy" xlink:label="RecognitionandValuationofContingentLiabilitiesPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentAssetsAndLiabilitiesPolicy" xlink:to="RecognitionandValuationofContingentLiabilitiesPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonRecognitionofContingentAssetsStatement" xlink:label="NonRecognitionofContingentAssetsStatement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentAssetsAndLiabilitiesPolicy" xlink:to="NonRecognitionofContingentAssetsStatement" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignCurrencyTransactionsPolicies" xlink:label="ForeignCurrencyTransactionsPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="ForeignCurrencyTransactionsPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfForeignCurrencyNonIntegralForeignOperationsPolicy" xlink:label="TranslationOfForeignCurrencyNonIntegralForeignOperationsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="TranslationOfForeignCurrencyNonIntegralForeignOperationsPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfForeignCurrencyIntegralForeignOperationsPolicy" xlink:label="TranslationOfForeignCurrencyIntegralForeignOperationsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="TranslationOfForeignCurrencyIntegralForeignOperationsPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfForeignCurrencyBranchesAtIndiaPolicy" xlink:label="TranslationOfForeignCurrencyBranchesAtIndiaPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="TranslationOfForeignCurrencyBranchesAtIndiaPolicy" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfForeignCurrencyBalancesAndOutstandingForeignExchangeContractsPolicy" xlink:label="TranslationOfForeignCurrencyBalancesAndOutstandingForeignExchangeContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TranslationOfForeignCurrencyBranchesAtIndiaPolicy" xlink:to="TranslationOfForeignCurrencyBalancesAndOutstandingForeignExchangeContractsPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfIncomeAndExpenditureItemsOfBranchesAtIndiaPolicy" xlink:label="TranslationOfIncomeAndExpenditureItemsOfBranchesAtIndiaPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TranslationOfForeignCurrencyBranchesAtIndiaPolicy" xlink:to="TranslationOfIncomeAndExpenditureItemsOfBranchesAtIndiaPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfAcceptancesEndorsementOtherObligationsOfBranchesAtIndiaPolicy" xlink:label="TranslationOfAcceptancesEndorsementOtherObligationsOfBranchesAtIndiaPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TranslationOfForeignCurrencyBranchesAtIndiaPolicy" xlink:to="TranslationOfAcceptancesEndorsementOtherObligationsOfBranchesAtIndiaPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationOfForeignLetterOfCreditLetterOfGuaranteePolicy" xlink:label="TranslationOfForeignLetterOfCreditLetterOfGuaranteePolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="TranslationOfForeignLetterOfCreditLetterOfGuaranteePolicy" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ComplianceWithAccountingStandardForForeignCurrencyTransactionsCertification" xlink:label="ComplianceWithAccountingStandardForForeignCurrencyTransactionsCertification"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="ComplianceWithAccountingStandardForForeignCurrencyTransactionsCertification" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureExchangeRatesNotifiedByForeignExchangeDealersAssociationOfIndia" xlink:label="DisclosureExchangeRatesNotifiedByForeignExchangeDealersAssociationOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="DisclosureExchangeRatesNotifiedByForeignExchangeDealersAssociationOfIndia" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisClassificationAsIntegralNonIntegralForeignOperation" xlink:label="BasisClassificationAsIntegralNonIntegralForeignOperation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTransactionsPolicies" xlink:to="BasisClassificationAsIntegralNonIntegralForeignOperation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DerivativeTransactionsPolicies" xlink:label="DerivativeTransactionsPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="DerivativeTransactionsPolicies" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInterestRateSwapsForHedgingContractsPolicy" xlink:label="ValuationOfInterestRateSwapsForHedgingContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="ValuationOfInterestRateSwapsForHedgingContractsPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValuationOfInterestRateSwapsForTradingContractsPolicy" xlink:label="ValuationOfInterestRateSwapsForTradingContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="ValuationOfInterestRateSwapsForTradingContractsPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognisingIncomeExpensesHedgingContractsPolicy" xlink:label="RecognisingIncomeExpensesHedgingContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="RecognisingIncomeExpensesHedgingContractsPolicy" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognisingIncomeExpensesTradingContractsPolicy" xlink:label="RecognisingIncomeExpensesTradingContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="RecognisingIncomeExpensesTradingContractsPolicy" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognisingDefermentfGainsLossTerminatedSwapTransactionPolicy" xlink:label="RecognisingDefermentfGainsLossTerminatedSwapTransactionPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="RecognisingDefermentfGainsLossTerminatedSwapTransactionPolicy" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognisingIncomePremiumDiscountOptionContractsPolicy" xlink:label="RecognisingIncomePremiumDiscountOptionContractsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DerivativeTransactionsPolicies" xlink:to="RecognisingIncomePremiumDiscountOptionContractsPolicy" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeasesPolicies" xlink:label="LeasesPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="LeasesPolicies" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SegmentReportingPolicy" xlink:label="SegmentReportingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="SegmentReportingPolicy" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrimaryBusinessSegmentReportingPolicy" xlink:label="PrimaryBusinessSegmentReportingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SegmentReportingPolicy" xlink:to="PrimaryBusinessSegmentReportingPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecondaryBusinessSegmentReportingPolicy" xlink:label="SecondaryBusinessSegmentReportingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SegmentReportingPolicy" xlink:to="SecondaryBusinessSegmentReportingPolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RelatedPartyDisclosuresPolicy" xlink:label="RelatedPartyDisclosuresPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="RelatedPartyDisclosuresPolicy" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EarningsPerSharePolicy" xlink:label="EarningsPerSharePolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="EarningsPerSharePolicy" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisofCalculatingBasicEarningsPerSharePolicy" xlink:label="BasisofCalculatingBasicEarningsPerSharePolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePolicy" xlink:to="BasisofCalculatingBasicEarningsPerSharePolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisofCalculatingDilutedEarningPerSharePolicy" xlink:label="BasisofCalculatingDilutedEarningPerSharePolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePolicy" xlink:to="BasisofCalculatingDilutedEarningPerSharePolicy" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeStockOptionsOutstandingPolicy" xlink:label="EmployeeStockOptionsOutstandingPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="EmployeeStockOptionsOutstandingPolicy" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RecognitionandValuationEmployeesStockOptionPlan" xlink:label="RecognitionandValuationEmployeesStockOptionPlan"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOptionsOutstandingPolicy" xlink:to="RecognitionandValuationEmployeesStockOptionPlan" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmortisationMethodEmployeeStockOptionPlan" xlink:label="AmortisationMethodEmployeeStockOptionPlan"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOptionsOutstandingPolicy" xlink:to="AmortisationMethodEmployeeStockOptionPlan" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsContingenciesRelatedPolicy" xlink:label="ProvisionsContingenciesRelatedPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherPolicies" xlink:to="ProvisionsContingenciesRelatedPolicy" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisforRecognitionandCreationOfProvisionsPolicy" xlink:label="BasisforRecognitionandCreationOfProvisionsPolicy"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionsContingenciesRelatedPolicy" xlink:to="BasisforRecognitionandCreationOfProvisionsPolicy" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisOfProvisionCreatedRestructuredorRescheduledAssets" xlink:label="BasisOfProvisionCreatedRestructuredorRescheduledAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BasisforRecognitionandCreationOfProvisionsPolicy" xlink:to="BasisOfProvisionCreatedRestructuredorRescheduledAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisOfGeneralProvisionPerformingLoans" xlink:label="BasisOfGeneralProvisionPerformingLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BasisforRecognitionandCreationOfProvisionsPolicy" xlink:to="BasisOfGeneralProvisionPerformingLoans" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasisForSpecificProvisionCountryExposureRisk" xlink:label="BasisForSpecificProvisionCountryExposureRisk"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BasisforRecognitionandCreationOfProvisionsPolicy" xlink:to="BasisForSpecificProvisionCountryExposureRisk" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PolicyRecognisingReversalsOfProvisions" xlink:label="PolicyRecognisingReversalsOfProvisions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionsContingenciesRelatedPolicy" xlink:to="PolicyRecognisingReversalsOfProvisions" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesEstimatesChanges" xlink:label="AccountingPoliciesEstimatesChanges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesPresentation" xlink:to="AccountingPoliciesEstimatesChanges" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesChanges" xlink:label="AccountingPoliciesChanges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesEstimatesChanges" xlink:to="AccountingPoliciesChanges" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesChanged" xlink:label="AccountingPoliciesChanged"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesChanges" xlink:to="AccountingPoliciesChanged" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ImpactofChangeInAccountingPolicies" xlink:label="ImpactofChangeInAccountingPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesChanges" xlink:to="ImpactofChangeInAccountingPolicies" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ItemsEffectedByChangeInAccountingPolicies" xlink:label="ItemsEffectedByChangeInAccountingPolicies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesChanges" xlink:to="ItemsEffectedByChangeInAccountingPolicies" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesinAccountingEstimates" xlink:label="ChangesinAccountingEstimates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesEstimatesChanges" xlink:to="ChangesinAccountingEstimates" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingEstimateChangeNature" xlink:label="AccountingEstimateChangeNature"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesinAccountingEstimates" xlink:to="AccountingEstimateChangeNature" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingEstimateChangeAmount" xlink:label="AccountingEstimateChangeAmount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesinAccountingEstimates" xlink:to="AccountingEstimateChangeAmount" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangeinAccountingEstimateCouldNotBeQuantifiedDisclosure" xlink:label="ChangeinAccountingEstimateCouldNotBeQuantifiedDisclosure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesinAccountingEstimates" xlink:to="ChangeinAccountingEstimateCouldNotBeQuantifiedDisclosure" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherDisclosuresNotesAccountsPresentation" xlink:label="OtherDisclosuresNotesAccountsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesDisclosuresPresentation" xlink:to="OtherDisclosuresNotesAccountsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignExchangeTransactionsDetails" xlink:label="ForeignExchangeTransactionsDetails"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="ForeignExchangeTransactionsDetails" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignCurrencyRatesonInitialRecognitionofTransaction" xlink:label="ForeignCurrencyRatesonInitialRecognitionofTransaction"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignExchangeTransactionsDetails" xlink:to="ForeignCurrencyRatesonInitialRecognitionofTransaction" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TranslationRateDeterminationofMonetaryItemsintoForeignCurrency" xlink:label="TranslationRateDeterminationofMonetaryItemsintoForeignCurrency"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignExchangeTransactionsDetails" xlink:to="TranslationRateDeterminationofMonetaryItemsintoForeignCurrency" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RateforTranslationofNonMonetaryItemsintoForeignCurrency" xlink:label="RateforTranslationofNonMonetaryItemsintoForeignCurrency"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignExchangeTransactionsDetails" xlink:to="RateforTranslationofNonMonetaryItemsintoForeignCurrency" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingtoCashBankBalances" xlink:label="DisclosuresRelatingtoCashBankBalances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosuresRelatingtoCashBankBalances" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsComponentsCashBankBalances" xlink:label="DetailsComponentsCashBankBalances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingtoCashBankBalances" xlink:to="DetailsComponentsCashBankBalances" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReconciliationofCashCashEquivalentsReportedinBalanceSheettoCashCashEquivalentsasperCashFlowStatement" xlink:label="ReconciliationofCashCashEquivalentsReportedinBalanceSheettoCashCashEquivalentsasperCashFlowStatement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingtoCashBankBalances" xlink:to="ReconciliationofCashCashEquivalentsReportedinBalanceSheettoCashCashEquivalentsasperCashFlowStatement" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofSignificantCashCashEquivalentsNotAvailableforUse" xlink:label="DisclosureofSignificantCashCashEquivalentsNotAvailableforUse"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingtoCashBankBalances" xlink:to="DisclosureofSignificantCashCashEquivalentsNotAvailableforUse" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureBalancesWithForeignBanks" xlink:label="DisclosureBalancesWithForeignBanks" xlink:title="DisclosureBalancesWithForeignBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingtoCashBankBalances" xlink:to="DisclosureBalancesWithForeignBanks" xlink:title="presentation: DisclosuresRelatingtoCashBankBalances to DisclosureBalancesWithForeignBanks" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailedInformationRelatingtoEarningsPerShare" xlink:label="DetailedInformationRelatingtoEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailedInformationRelatingtoEarningsPerShare" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossAttributabletoEquityShareholdersBasic" xlink:label="NetProfitLossAttributabletoEquityShareholdersBasic"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedInformationRelatingtoEarningsPerShare" xlink:to="NetProfitLossAttributabletoEquityShareholdersBasic" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsonNumbersofSharesUsedforBasicEarningsPerShare" xlink:label="DetailsonNumbersofSharesUsedforBasicEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedInformationRelatingtoEarningsPerShare" xlink:to="DetailsonNumbersofSharesUsedforBasicEarningsPerShare" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossAttributabletoEquityShareholdersDiluted" xlink:label="NetProfitLossAttributabletoEquityShareholdersDiluted"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedInformationRelatingtoEarningsPerShare" xlink:to="NetProfitLossAttributabletoEquityShareholdersDiluted" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsonNumbersofPotentiallyDilutiveShares" xlink:label="DetailsonNumbersofPotentiallyDilutiveShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedInformationRelatingtoEarningsPerShare" xlink:to="DetailsonNumbersofPotentiallyDilutiveShares" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReconciliationOfInterBranchAndInterBankTransactionBalances" xlink:label="ReconciliationOfInterBranchAndInterBankTransactionBalances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="ReconciliationOfInterBranchAndInterBankTransactionBalances" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailedNoteonLeaseTransactions" xlink:label="DetailedNoteonLeaseTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailedNoteonLeaseTransactions" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsFinancialLease" xlink:label="DetailsFinancialLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedNoteonLeaseTransactions" xlink:to="DetailsFinancialLease" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValueOfAssetAcquiredOnFinancialLease" xlink:label="ValueOfAssetAcquiredOnFinancialLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFinancialLease" xlink:to="ValueOfAssetAcquiredOnFinancialLease" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationAssetAcquiredFinancialLease" xlink:label="DepreciationAssetAcquiredFinancialLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFinancialLease" xlink:to="DepreciationAssetAcquiredFinancialLease" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AssetAcquiredFinancialLeaseNet" xlink:label="AssetAcquiredFinancialLeaseNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFinancialLease" xlink:to="AssetAcquiredFinancialLeaseNet" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease" xlink:label="FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFinancialLease" xlink:to="FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableNotLaterthanOneYearGrossforFinanceLeaseObligations" xlink:label="MinimumLeasePaymentsPayableNotLaterthanOneYearGrossforFinanceLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease" xlink:to="MinimumLeasePaymentsPayableNotLaterthanOneYearGrossforFinanceLeaseObligations" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableLaterthanOneYearbutLessthanFiveYearsGrossforFinanceLeaseObligations" xlink:label="MinimumLeasePaymentsPayableLaterthanOneYearbutLessthanFiveYearsGrossforFinanceLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease" xlink:to="MinimumLeasePaymentsPayableLaterthanOneYearbutLessthanFiveYearsGrossforFinanceLeaseObligations" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableOverFiveYearsGrossforFinanceLeaseObligations" xlink:label="MinimumLeasePaymentsPayableOverFiveYearsGrossforFinanceLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderFinanceLease" xlink:to="MinimumLeasePaymentsPayableOverFiveYearsGrossforFinanceLeaseObligations" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsOperatingLease" xlink:label="DetailsOperatingLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailedNoteonLeaseTransactions" xlink:to="DetailsOperatingLease" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease" xlink:label="FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOperatingLease" xlink:to="FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableNotLaterThanOneYearOperatingLeaseObligations" xlink:label="MinimumLeasePaymentsPayableNotLaterThanOneYearOperatingLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease" xlink:to="MinimumLeasePaymentsPayableNotLaterThanOneYearOperatingLeaseObligations" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableLaterThanOneYearButLessThanFiveYearsOperatingLeaseObligations" xlink:label="MinimumLeasePaymentsPayableLaterThanOneYearButLessThanFiveYearsOperatingLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease" xlink:to="MinimumLeasePaymentsPayableLaterThanOneYearButLessThanFiveYearsOperatingLeaseObligations" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumLeasePaymentsPayableOverFiveYearsOperatingLeaseObligations" xlink:label="MinimumLeasePaymentsPayableOverFiveYearsOperatingLeaseObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FutureLeaseRentalsOnAssetsAcquiredUnderOperatingLease" xlink:to="MinimumLeasePaymentsPayableOverFiveYearsOperatingLeaseObligations" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofEmployeeBenefits" xlink:label="DetailsofEmployeeBenefits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofEmployeeBenefits" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrincipalActuarialAssumptionsUsedinDefinedBenefitPlan" xlink:label="PrincipalActuarialAssumptionsUsedinDefinedBenefitPlan"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="PrincipalActuarialAssumptionsUsedinDefinedBenefitPlan" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExpensesRecognizedinProfitLossStatement" xlink:label="ExpensesRecognizedinProfitLossStatement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="ExpensesRecognizedinProfitLossStatement" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TransitionalLiabilityDisclosureAndAdjustments" xlink:label="TransitionalLiabilityDisclosureAndAdjustments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="TransitionalLiabilityDisclosureAndAdjustments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DefermentOfTransitionalLiabilityDisclosure" xlink:label="DefermentOfTransitionalLiabilityDisclosure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="DefermentOfTransitionalLiabilityDisclosure" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInPresentValueDefinedBenefitPlanObligation" xlink:label="ChangesInPresentValueDefinedBenefitPlanObligation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="ChangesInPresentValueDefinedBenefitPlanObligation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInFairValuePlanAssets" xlink:label="ChangesInFairValuePlanAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="ChangesInFairValuePlanAssets" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ActuarialGainsLossesDefinedBenefitPlanObligation" xlink:label="ActuarialGainsLossesDefinedBenefitPlanObligation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="ActuarialGainsLossesDefinedBenefitPlanObligation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherAmountsRecognizedinBalanceSheet" xlink:label="OtherAmountsRecognizedinBalanceSheet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="OtherAmountsRecognizedinBalanceSheet" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MovementsEmployeeBenefitLability" xlink:label="MovementsEmployeeBenefitLability"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="MovementsEmployeeBenefitLability" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentPercentageOfEmployeeBenefits" xlink:label="InvestmentPercentageOfEmployeeBenefits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="InvestmentPercentageOfEmployeeBenefits" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TreatmentTransitionalLiabilityDefinedBenefitPlan" xlink:label="TreatmentTransitionalLiabilityDefinedBenefitPlan"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="TreatmentTransitionalLiabilityDefinedBenefitPlan" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EstimatedContributionNextYear" xlink:label="EstimatedContributionNextYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="EstimatedContributionNextYear" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExpenditureVoluntaryRetirementScheme" xlink:label="ExpenditureVoluntaryRetirementScheme"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofEmployeeBenefits" xlink:to="ExpenditureVoluntaryRetirementScheme" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofInvestmentsinAssociatesJointVentures" xlink:label="DetailsofInvestmentsinAssociatesJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofInvestmentsinAssociatesJointVentures" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofShareofAggregateAmountAssetsinJointlyControlledOperations" xlink:label="DisclosureofShareofAggregateAmountAssetsinJointlyControlledOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosureofShareofAggregateAmountAssetsinJointlyControlledOperations" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofShareofAggregateAmountofLiabilitiesInJointlyControlledOperations" xlink:label="DisclosureofShareofAggregateAmountofLiabilitiesInJointlyControlledOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosureofShareofAggregateAmountofLiabilitiesInJointlyControlledOperations" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofShareofAggregateAmountofIncomeInJointlycontrolledOperations" xlink:label="DisclosureofShareofAggregateAmountofIncomeInJointlycontrolledOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosureofShareofAggregateAmountofIncomeInJointlycontrolledOperations" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofShareofAggregateAmountofExpenditureInJointlyControlledOperations" xlink:label="DisclosureofShareofAggregateAmountofExpenditureInJointlyControlledOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosureofShareofAggregateAmountofExpenditureInJointlyControlledOperations" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresInvestmentInAssociates" xlink:label="DisclosuresInvestmentInAssociates" xlink:title="DisclosuresInvestmentInAssociates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosuresInvestmentInAssociates" xlink:title="presentation: DetailsofInvestmentsinAssociatesJointVentures to DisclosuresInvestmentInAssociates" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresInvestmentInJointVentures" xlink:label="DisclosuresInvestmentInJointVentures" xlink:title="DisclosuresInvestmentInJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestmentsinAssociatesJointVentures" xlink:to="DisclosuresInvestmentInJointVentures" xlink:title="presentation: DetailsofInvestmentsinAssociatesJointVentures to DisclosuresInvestmentInJointVentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofInvestments" xlink:label="DetailsofInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofInvestments" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofFurtherCategorisationAsPerRBINorms" xlink:label="DisclosureofFurtherCategorisationAsPerRBINorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestments" xlink:to="DisclosureofFurtherCategorisationAsPerRBINorms" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresNonPerformingInvestmentsAsPerRBINorms" xlink:label="DisclosuresNonPerformingInvestmentsAsPerRBINorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestments" xlink:to="DisclosuresNonPerformingInvestmentsAsPerRBINorms" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestFixedDividendInstallmentDueAndRemainsUnpaidForMoreThanNinetyDays" xlink:label="InterestFixedDividendInstallmentDueAndRemainsUnpaidForMoreThanNinetyDays"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresNonPerformingInvestmentsAsPerRBINorms" xlink:to="InterestFixedDividendInstallmentDueAndRemainsUnpaidForMoreThanNinetyDays" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureNegativeNetWorthOfCompany" xlink:label="DisclosureNegativeNetWorthOfCompany"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresNonPerformingInvestmentsAsPerRBINorms" xlink:to="DisclosureNegativeNetWorthOfCompany" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureNonPerformingInvestmentsAgainstNonPerFormingAdvances" xlink:label="DisclosureNonPerformingInvestmentsAgainstNonPerFormingAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresNonPerformingInvestmentsAsPerRBINorms" xlink:to="DisclosureNonPerformingInvestmentsAgainstNonPerFormingAdvances" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureInvestmentsOnWhichScriptsCertificatesNotReceived" xlink:label="DisclosureInvestmentsOnWhichScriptsCertificatesNotReceived"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestments" xlink:to="DisclosureInvestmentsOnWhichScriptsCertificatesNotReceived" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureAmountofProfitonSaleofInvestmentsBasedonCategoryTypeInvestment" xlink:label="DisclosureAmountofProfitonSaleofInvestmentsBasedonCategoryTypeInvestment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestments" xlink:to="DisclosureAmountofProfitonSaleofInvestmentsBasedonCategoryTypeInvestment" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureMarketValueofInvestmentAsPerRBIPrescribedNorms" xlink:label="DisclosureMarketValueofInvestmentAsPerRBIPrescribedNorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofInvestments" xlink:to="DisclosureMarketValueofInvestmentAsPerRBIPrescribedNorms" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsFixedAssets" xlink:label="DetailsFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsFixedAssets" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsAndAmountPremisesOnWhichTitleDeedYetToBeExecuted" xlink:label="DetailsAndAmountPremisesOnWhichTitleDeedYetToBeExecuted"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFixedAssets" xlink:to="DetailsAndAmountPremisesOnWhichTitleDeedYetToBeExecuted" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationOfAssetsDisclosures" xlink:label="RevaluationOfAssetsDisclosures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFixedAssets" xlink:to="RevaluationOfAssetsDisclosures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofIntangibleAssets" xlink:label="DetailsofIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsFixedAssets" xlink:to="DetailsofIntangibleAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofImpairmentofAssets" xlink:label="DetailsofImpairmentofAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofImpairmentofAssets" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToAdvances" xlink:label="DisclosuresRelatingToAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosuresRelatingToAdvances" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrudentialNormsIssuedByRBIComplianceCertification" xlink:label="PrudentialNormsIssuedByRBIComplianceCertification"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="PrudentialNormsIssuedByRBIComplianceCertification" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureofClassificationofPerformingNonPerformingAdvances" xlink:label="DisclosureofClassificationofPerformingNonPerformingAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureofClassificationofPerformingNonPerformingAdvances" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureoFurtherClassificationoAdvancesToStandardSubStandardDoubtfulAndLoss" xlink:label="DisclosureoFurtherClassificationoAdvancesToStandardSubStandardDoubtfulAndLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureoFurtherClassificationoAdvancesToStandardSubStandardDoubtfulAndLoss" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureProvisionMadeForEachCategoryAsPerRBINorms" xlink:label="DisclosureProvisionMadeForEachCategoryAsPerRBINorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureProvisionMadeForEachCategoryAsPerRBINorms" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureAmountofClaimReceivedFromECGCDICGC" xlink:label="DisclosureAmountofClaimReceivedFromECGCDICGC"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureAmountofClaimReceivedFromECGCDICGC" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureAdditionalProvisionCreatedOnNPAOverPrudentialNormsOfRBI" xlink:label="DisclosureAdditionalProvisionCreatedOnNPAOverPrudentialNormsOfRBI"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureAdditionalProvisionCreatedOnNPAOverPrudentialNormsOfRBI" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureProvisionMadeForForeignBranchesAsPerStatutoryRequirementOfForeigncountry" xlink:label="DisclosureProvisionMadeForForeignBranchesAsPerStatutoryRequirementOfForeigncountry"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureProvisionMadeForForeignBranchesAsPerStatutoryRequirementOfForeigncountry" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MethodOfTreatmentOfPartialRecoveriesInNonPerformingAssets" xlink:label="MethodOfTreatmentOfPartialRecoveriesInNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="MethodOfTreatmentOfPartialRecoveriesInNonPerformingAssets" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureMethodOfTreatmentForSaleOfFinancialAssetsToAssetsReconstructionSecuritizationCompany" xlink:label="DisclosureMethodOfTreatmentForSaleOfFinancialAssetsToAssetsReconstructionSecuritizationCompany"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToAdvances" xlink:to="DisclosureMethodOfTreatmentForSaleOfFinancialAssetsToAssetsReconstructionSecuritizationCompany" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofDisclosuresonDeferredTaxAssetsLiabilities" xlink:label="DetailsofDisclosuresonDeferredTaxAssetsLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofDisclosuresonDeferredTaxAssetsLiabilities" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsDeferredTaxAssets" xlink:label="DetailsDeferredTaxAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofDisclosuresonDeferredTaxAssetsLiabilities" xlink:to="DetailsDeferredTaxAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsDeferredTaxLiabilities" xlink:label="DetailsDeferredTaxLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsofDisclosuresonDeferredTaxAssetsLiabilities" xlink:to="DetailsDeferredTaxLiabilities" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOnProvisionsContingentLiabilitiesAndContingentAssets" xlink:label="DisclosureOnProvisionsContingentLiabilitiesAndContingentAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosureOnProvisionsContingentLiabilitiesAndContingentAssets" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsofDisclosuresofMortgagesinRespectofLoans" xlink:label="DetailsofDisclosuresofMortgagesinRespectofLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DetailsofDisclosuresofMortgagesinRespectofLoans" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingtoEventsOccurringafterBalanceSheetDate" xlink:label="DisclosuresRelatingtoEventsOccurringafterBalanceSheetDate"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosuresRelatingtoEventsOccurringafterBalanceSheetDate" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingtoAmalgamations" xlink:label="DisclosuresRelatingtoAmalgamations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosuresRelatingtoAmalgamations" order="17.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresOfSubsidiaries" xlink:label="DisclosuresOfSubsidiaries" xlink:title="DisclosuresOfSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherDisclosuresNotesAccountsPresentation" xlink:to="DisclosuresOfSubsidiaries" xlink:title="presentation: OtherDisclosuresNotesAccountsPresentation to DisclosuresOfSubsidiaries" order="7.0"/>
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/BalanceSheetforBanks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalAssetsTotalLiabilitiesPresentation" xlink:label="TotalAssetsTotalLiabilitiesPresentation" xlink:title="TotalAssetsTotalLiabilitiesPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalLiabilitiesPresentation" xlink:label="TotalLiabilitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsTotalLiabilitiesPresentation" xlink:to="TotalLiabilitiesPresentation" xlink:title="presentation: TotalAssetsTotalLiabilitiesPresentation to TotalLiabilitiesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalLiabilities" xlink:label="TotalLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="TotalLiabilities" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareCapitalPresentation" xlink:label="ShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="ShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AuthorisedShareCapitalPresentation" xlink:label="AuthorisedShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalPresentation" xlink:to="AuthorisedShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AuthorisedEquityShareCapital" xlink:label="AuthorisedEquityShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AuthorisedShareCapitalPresentation" xlink:to="AuthorisedEquityShareCapital" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AuthorisedPreferenceShareCapital" xlink:label="AuthorisedPreferenceShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AuthorisedShareCapitalPresentation" xlink:to="AuthorisedPreferenceShareCapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AuthorisedShareCapital" xlink:label="AuthorisedShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AuthorisedShareCapitalPresentation" xlink:to="AuthorisedShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IssuedSubscribedShareCapitalPresentation" xlink:label="IssuedSubscribedShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalPresentation" xlink:to="IssuedSubscribedShareCapitalPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IssuedShareCapitalPresentation" xlink:label="IssuedShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedSubscribedShareCapitalPresentation" xlink:to="IssuedShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EquityShareCapitalIssued" xlink:label="EquityShareCapitalIssued"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedShareCapitalPresentation" xlink:to="EquityShareCapitalIssued" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PreferenceShareCapitalIssued" xlink:label="PreferenceShareCapitalIssued"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedShareCapitalPresentation" xlink:to="PreferenceShareCapitalIssued" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IssuedShareCapital" xlink:label="IssuedShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedShareCapitalPresentation" xlink:to="IssuedShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SubscribedShareCapitalPresentation" xlink:label="SubscribedShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedSubscribedShareCapitalPresentation" xlink:to="SubscribedShareCapitalPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EquityShareCapitalSubscribed" xlink:label="EquityShareCapitalSubscribed"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubscribedShareCapitalPresentation" xlink:to="EquityShareCapitalSubscribed" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PreferenceShareCapitalSubscribed" xlink:label="PreferenceShareCapitalSubscribed"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubscribedShareCapitalPresentation" xlink:to="PreferenceShareCapitalSubscribed" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SubscribedShareCapital" xlink:label="SubscribedShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubscribedShareCapitalPresentation" xlink:to="SubscribedShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IssuedSubscribedShareCapital" xlink:label="IssuedSubscribedShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IssuedSubscribedShareCapitalPresentation" xlink:to="IssuedSubscribedShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareCapitalNationalisedBanksPresentation" xlink:label="ShareCapitalNationalisedBanksPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalPresentation" xlink:to="ShareCapitalNationalisedBanksPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaidupEquityShareCapitalPresentation" xlink:label="PaidupEquityShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalNationalisedBanksPresentation" xlink:to="PaidupEquityShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForfeitedSharesReissued" xlink:label="ForfeitedSharesReissued"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaidupEquityShareCapitalPresentation" xlink:to="ForfeitedSharesReissued" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaidupEquityShareCapital" xlink:label="PaidupEquityShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaidupEquityShareCapitalPresentation" xlink:to="PaidupEquityShareCapital" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CalledupEquityShareCapitalPresentation" xlink:label="CalledupEquityShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaidupEquityShareCapitalPresentation" xlink:to="CalledupEquityShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EquityCapitalHeldGovernment" xlink:label="EquityCapitalHeldGovernment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CalledupEquityShareCapitalPresentation" xlink:to="EquityCapitalHeldGovernment" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EquityCapitalHeldPublic" xlink:label="EquityCapitalHeldPublic"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CalledupEquityShareCapitalPresentation" xlink:to="EquityCapitalHeldPublic" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EquityCapitalHeldCooperativeInstitution" xlink:label="EquityCapitalHeldCooperativeInstitution"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CalledupEquityShareCapitalPresentation" xlink:to="EquityCapitalHeldCooperativeInstitution" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CalledupEquityShareCapital" xlink:label="CalledupEquityShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CalledupEquityShareCapitalPresentation" xlink:to="CalledupEquityShareCapital" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CallsArrears" xlink:label="CallsArrears"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaidupEquityShareCapitalPresentation" xlink:to="CallsArrears" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaidupPreferenceShareCapital" xlink:label="PaidupPreferenceShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalNationalisedBanksPresentation" xlink:to="PaidupPreferenceShareCapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareCapital" xlink:label="ShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalNationalisedBanksPresentation" xlink:to="ShareCapital" xlink:title="presentation: ShareCapitalNationalisedBanksPresentation to ShareCapital" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareCapitalForeignBanksPresentation" xlink:label="ShareCapitalForeignBanksPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalPresentation" xlink:to="ShareCapitalForeignBanksPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InitialCapitalForeignBanks" xlink:label="InitialCapitalForeignBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalForeignBanksPresentation" xlink:to="InitialCapitalForeignBanks" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionalCapitalAsPerCRARRequirement" xlink:label="AdditionalCapitalAsPerCRARRequirement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalForeignBanksPresentation" xlink:to="AdditionalCapitalAsPerCRARRequirement" order="3.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalForeignBanksPresentation" xlink:to="ShareCapital" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestFreeFundsfromHeadOfficeSeparateAccountinIndianBooksforCapitalAdequacyNorms" xlink:label="InterestFreeFundsfromHeadOfficeSeparateAccountinIndianBooksforCapitalAdequacyNorms" xlink:title="InterestFreeFundsfromHeadOfficeSeparateAccountinIndianBooksforCapitalAdequacyNorms"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareCapitalForeignBanksPresentation" xlink:to="InterestFreeFundsfromHeadOfficeSeparateAccountinIndianBooksforCapitalAdequacyNorms" xlink:title="presentation: ShareCapitalForeignBanksPresentation to InterestFreeFundsfromHeadOfficeSeparateAccountinIndianBooksforCapitalAdequacyNorms" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReservesSurplusPresentation" xlink:label="ReservesSurplusPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="ReservesSurplusPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReservesSurplus" xlink:label="ReservesSurplus"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="ReservesSurplus" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumPresentation" xlink:label="SecuritiesPremiumPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="SecuritiesPremiumPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremium" xlink:label="SecuritiesPremium"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SecuritiesPremiumPresentation" xlink:to="SecuritiesPremium" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremium" xlink:label="SecuritiesPremium_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SecuritiesPremiumPresentation" xlink:to="SecuritiesPremium_2" xlink:title="presentation: SecuritiesPremiumPresentation to SecuritiesPremium" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSecuritiesPremiumPresentation" xlink:label="ChangesSecuritiesPremiumPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SecuritiesPremiumPresentation" xlink:to="ChangesSecuritiesPremiumPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsSecuritiesPremium" xlink:label="AdditionsSecuritiesPremium"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="AdditionsSecuritiesPremium" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumAdjustedBonusShares" xlink:label="SecuritiesPremiumAdjustedBonusShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="SecuritiesPremiumAdjustedBonusShares" xlink:show="replace" xlink:title="presentation: ChangesSecuritiesPremiumPresentation to SecuritiesPremiumAdjustedBonusShares" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumAdjustedWritingoffPreliminaryExpenses" xlink:label="SecuritiesPremiumAdjustedWritingoffPreliminaryExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="SecuritiesPremiumAdjustedWritingoffPreliminaryExpenses" xlink:show="replace" xlink:title="presentation: ChangesSecuritiesPremiumPresentation to SecuritiesPremiumAdjustedWritingoffPreliminaryExpenses" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumAdjustedWritingoffDiscountExpensesIssueSharesDebentures" xlink:label="SecuritiesPremiumAdjustedWritingoffDiscountExpensesIssueSharesDebentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="SecuritiesPremiumAdjustedWritingoffDiscountExpensesIssueSharesDebentures" xlink:show="replace" xlink:title="presentation: ChangesSecuritiesPremiumPresentation to SecuritiesPremiumAdjustedWritingoffDiscountExpensesIssueSharesDebentures" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumAdjustedPremiumPayableRedemptionPreferenceSharesDebentures" xlink:label="SecuritiesPremiumAdjustedPremiumPayableRedemptionPreferenceSharesDebentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="SecuritiesPremiumAdjustedPremiumPayableRedemptionPreferenceSharesDebentures" xlink:show="replace" xlink:title="presentation: ChangesSecuritiesPremiumPresentation to SecuritiesPremiumAdjustedPremiumPayableRedemptionPreferenceSharesDebentures" use="optional" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherDeductionsSecuritiesPremium" xlink:label="OtherDeductionsSecuritiesPremium"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="OtherDeductionsSecuritiesPremium" xlink:show="replace" xlink:title="presentation: ChangesSecuritiesPremiumPresentation to OtherDeductionsSecuritiesPremium" use="optional" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSecuritiesPremium" xlink:label="ChangesSecuritiesPremium"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSecuritiesPremiumPresentation" xlink:to="ChangesSecuritiesPremium" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitLossAccountPresentation" xlink:label="ProfitLossAccountPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="ProfitLossAccountPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitLossAccount" xlink:label="ProfitLossAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProfitLossAccountPresentation" xlink:to="ProfitLossAccount" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitLossAccount" xlink:label="ProfitLossAccount_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProfitLossAccountPresentation" xlink:to="ProfitLossAccount_2" xlink:title="presentation: ProfitLossAccountPresentation to ProfitLossAccount" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesProfitLossAccountPresentation" xlink:label="ChangesProfitLossAccountPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProfitLossAccountPresentation" xlink:to="ChangesProfitLossAccountPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsProfitLossAccount" xlink:label="AdditionsProfitLossAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesProfitLossAccountPresentation" xlink:to="AdditionsProfitLossAccount" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsProfitLossAccount" xlink:label="DeductionsProfitLossAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesProfitLossAccountPresentation" xlink:to="DeductionsProfitLossAccount" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesProfitLossAccount" xlink:label="ChangesProfitLossAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesProfitLossAccountPresentation" xlink:to="ChangesProfitLossAccount" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatutoryReservePresentation" xlink:label="StatutoryReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="StatutoryReservePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatutoryReserve" xlink:label="StatutoryReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatutoryReservePresentation" xlink:to="StatutoryReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatutoryReserve" xlink:label="StatutoryReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatutoryReservePresentation" xlink:to="StatutoryReserve_2" xlink:title="presentation: StatutoryReservePresentation to StatutoryReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesStatutoryReservePresentation" xlink:label="ChangesStatutoryReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatutoryReservePresentation" xlink:to="ChangesStatutoryReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsStatutoryReserve" xlink:label="AdditionsStatutoryReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStatutoryReservePresentation" xlink:to="AdditionsStatutoryReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsStatutoryReserve" xlink:label="DeductionsStatutoryReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStatutoryReservePresentation" xlink:to="DeductionsStatutoryReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesStatutoryReserve" xlink:label="ChangesStatutoryReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStatutoryReservePresentation" xlink:to="ChangesStatutoryReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalCapitalReservesPresentation" xlink:label="TotalCapitalReservesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="TotalCapitalReservesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReservePresentation" xlink:label="CapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="CapitalReservePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReserve" xlink:label="CapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReservePresentation" xlink:to="CapitalReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReserve" xlink:label="CapitalReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReservePresentation" xlink:to="CapitalReserve_2" xlink:title="presentation: CapitalReservePresentation to CapitalReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCapitalReservePresentation" xlink:label="ChangesCapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReservePresentation" xlink:to="ChangesCapitalReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsCapitalReserve" xlink:label="AdditionsCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReservePresentation" xlink:to="AdditionsCapitalReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsCapitalReserve" xlink:label="DeductionsCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReservePresentation" xlink:to="DeductionsCapitalReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCapitalReserve" xlink:label="ChangesCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReservePresentation" xlink:to="ChangesCapitalReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReserveConsolidationPresentation" xlink:label="CapitalReserveConsolidationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="CapitalReserveConsolidationPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReserveConsolidation" xlink:label="CapitalReserveConsolidation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReserveConsolidationPresentation" xlink:to="CapitalReserveConsolidation" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalReserveConsolidation" xlink:label="CapitalReserveConsolidation_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReserveConsolidationPresentation" xlink:to="CapitalReserveConsolidation_2" xlink:title="presentation: CapitalReserveConsolidationPresentation to CapitalReserveConsolidation" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCapitalReserveConsolidationPresentation" xlink:label="ChangesCapitalReserveConsolidationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalReserveConsolidationPresentation" xlink:to="ChangesCapitalReserveConsolidationPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsCapitalReserveConsolidation" xlink:label="AdditionsCapitalReserveConsolidation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReserveConsolidationPresentation" xlink:to="AdditionsCapitalReserveConsolidation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsCapitalReserveConsolidation" xlink:label="DeductionsCapitalReserveConsolidation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReserveConsolidationPresentation" xlink:to="DeductionsCapitalReserveConsolidation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCapitalReserveConsolidation" xlink:label="ChangesCapitalReserveConsolidation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCapitalReserveConsolidationPresentation" xlink:to="ChangesCapitalReserveConsolidation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationReservePresentation" xlink:label="RevaluationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="RevaluationReservePresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationReserve" xlink:label="RevaluationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevaluationReservePresentation" xlink:to="RevaluationReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationReserve" xlink:label="RevaluationReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevaluationReservePresentation" xlink:to="RevaluationReserve_2" xlink:title="presentation: RevaluationReservePresentation to RevaluationReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesRevaluationReservePresentation" xlink:label="ChangesRevaluationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevaluationReservePresentation" xlink:to="ChangesRevaluationReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsRevaluationReserve" xlink:label="AdditionsRevaluationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRevaluationReservePresentation" xlink:to="AdditionsRevaluationReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsRevaluationReserve" xlink:label="DeductionsRevaluationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRevaluationReservePresentation" xlink:to="DeductionsRevaluationReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesRevaluationReserve" xlink:label="ChangesRevaluationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRevaluationReservePresentation" xlink:to="ChangesRevaluationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignCurrencyTranslationReservePresentation" xlink:label="ForeignCurrencyTranslationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="ForeignCurrencyTranslationReservePresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignCurrencyTranslationReserve" xlink:label="ForeignCurrencyTranslationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTranslationReservePresentation" xlink:to="ForeignCurrencyTranslationReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignCurrencyTranslationReserve" xlink:label="ForeignCurrencyTranslationReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTranslationReservePresentation" xlink:to="ForeignCurrencyTranslationReserve_2" xlink:title="presentation: ForeignCurrencyTranslationReservePresentation to ForeignCurrencyTranslationReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesForeignCurrencyTranslationReservePresentation" xlink:label="ChangesForeignCurrencyTranslationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForeignCurrencyTranslationReservePresentation" xlink:to="ChangesForeignCurrencyTranslationReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsForeignCurrencyTranslationReserve" xlink:label="AdditionsForeignCurrencyTranslationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesForeignCurrencyTranslationReservePresentation" xlink:to="AdditionsForeignCurrencyTranslationReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsForeignCurrencyTranslationReserve" xlink:label="DeductionsForeignCurrencyTranslationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesForeignCurrencyTranslationReservePresentation" xlink:to="DeductionsForeignCurrencyTranslationReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesForeignCurrencyTranslationReserve" xlink:label="ChangesForeignCurrencyTranslationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesForeignCurrencyTranslationReservePresentation" xlink:to="ChangesForeignCurrencyTranslationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmalgamationReservePresentation" xlink:label="AmalgamationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="AmalgamationReservePresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmalgamationReserve" xlink:label="AmalgamationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmalgamationReservePresentation" xlink:to="AmalgamationReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmalgamationReserve" xlink:label="AmalgamationReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmalgamationReservePresentation" xlink:to="AmalgamationReserve_2" xlink:title="presentation: AmalgamationReservePresentation to AmalgamationReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesAmalgamationReservePresentation" xlink:label="ChangesAmalgamationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmalgamationReservePresentation" xlink:to="ChangesAmalgamationReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsAmalgamationReserve" xlink:label="AdditionsAmalgamationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesAmalgamationReservePresentation" xlink:to="AdditionsAmalgamationReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsAmalgamationReserve" xlink:label="DeductionsAmalgamationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesAmalgamationReservePresentation" xlink:to="DeductionsAmalgamationReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesAmalgamationReserve" xlink:label="ChangesAmalgamationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesAmalgamationReservePresentation" xlink:to="ChangesAmalgamationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialCapitalReservePresentation" xlink:label="SpecialCapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="SpecialCapitalReservePresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialCapitalReserve" xlink:label="SpecialCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialCapitalReservePresentation" xlink:to="SpecialCapitalReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialCapitalReserve" xlink:label="SpecialCapitalReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialCapitalReservePresentation" xlink:to="SpecialCapitalReserve_2" xlink:title="presentation: SpecialCapitalReservePresentation to SpecialCapitalReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSpecialCapitalReservePresentation" xlink:label="ChangesSpecialCapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialCapitalReservePresentation" xlink:to="ChangesSpecialCapitalReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsSpecialCapitalReserve" xlink:label="AdditionsSpecialCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialCapitalReservePresentation" xlink:to="AdditionsSpecialCapitalReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsSpecialCapitalReserve" xlink:label="DeductionsSpecialCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialCapitalReservePresentation" xlink:to="DeductionsSpecialCapitalReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSpecialCapitalReserve" xlink:label="ChangesSpecialCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialCapitalReservePresentation" xlink:to="ChangesSpecialCapitalReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RemittableSurplusRetainedinIndianBooksPresentation" xlink:label="RemittableSurplusRetainedinIndianBooksPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="RemittableSurplusRetainedinIndianBooksPresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RemittableSurplusRetainedinIndianBooks" xlink:label="RemittableSurplusRetainedinIndianBooks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RemittableSurplusRetainedinIndianBooksPresentation" xlink:to="RemittableSurplusRetainedinIndianBooks" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RemittableSurplusRetainedinIndianBooks" xlink:label="RemittableSurplusRetainedinIndianBooks_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RemittableSurplusRetainedinIndianBooksPresentation" xlink:to="RemittableSurplusRetainedinIndianBooks_2" xlink:title="presentation: RemittableSurplusRetainedinIndianBooksPresentation to RemittableSurplusRetainedinIndianBooks" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesRemittableSurplusRetainedinIndianBooksPresentation" xlink:label="ChangesRemittableSurplusRetainedinIndianBooksPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RemittableSurplusRetainedinIndianBooksPresentation" xlink:to="ChangesRemittableSurplusRetainedinIndianBooksPresentation" xlink:title="presentation: RemittableSurplusRetainedinIndianBooksPresentation to ChangesRemittableSurplusRetainedinIndianBooksPresentation" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsRemittableSurplusRetainedinIndianBooks" xlink:label="AdditionsRemittableSurplusRetainedinIndianBooks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRemittableSurplusRetainedinIndianBooksPresentation" xlink:to="AdditionsRemittableSurplusRetainedinIndianBooks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsRemittableSurplusRetainedinIndianBooks" xlink:label="DeductionsRemittableSurplusRetainedinIndianBooks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRemittableSurplusRetainedinIndianBooksPresentation" xlink:to="DeductionsRemittableSurplusRetainedinIndianBooks" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesRemittableSurplusRetainedinIndianBooks" xlink:label="ChangesRemittableSurplusRetainedinIndianBooks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesRemittableSurplusRetainedinIndianBooksPresentation" xlink:to="ChangesRemittableSurplusRetainedinIndianBooks" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherCapitalReservePresentation" xlink:label="OtherCapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="OtherCapitalReservePresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherCapitalReserve" xlink:label="OtherCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherCapitalReservePresentation" xlink:to="OtherCapitalReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherCapitalReserve" xlink:label="OtherCapitalReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherCapitalReservePresentation" xlink:to="OtherCapitalReserve_2" xlink:title="presentation: OtherCapitalReservePresentation to OtherCapitalReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherCapitalReservePresentation" xlink:label="ChangesOtherCapitalReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherCapitalReservePresentation" xlink:to="ChangesOtherCapitalReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsOtherCapitalReserve" xlink:label="AdditionsOtherCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherCapitalReservePresentation" xlink:to="AdditionsOtherCapitalReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsOtherCapitalReserve" xlink:label="DeductionsOtherCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherCapitalReservePresentation" xlink:to="DeductionsOtherCapitalReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherCapitalReserve" xlink:label="ChangesOtherCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherCapitalReservePresentation" xlink:to="ChangesOtherCapitalReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalCapitalReserves" xlink:label="TotalCapitalReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalCapitalReservesPresentation" xlink:to="TotalCapitalReserves" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueOtherReservesPresentation" xlink:label="RevenueOtherReservesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReservesSurplusPresentation" xlink:to="RevenueOtherReservesPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentFluctuationReservePresentation" xlink:label="InvestmentFluctuationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="InvestmentFluctuationReservePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentFluctuationReserve" xlink:label="InvestmentFluctuationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentFluctuationReservePresentation" xlink:to="InvestmentFluctuationReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentFluctuationReserve" xlink:label="InvestmentFluctuationReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentFluctuationReservePresentation" xlink:to="InvestmentFluctuationReserve_2" xlink:title="presentation: InvestmentFluctuationReservePresentation to InvestmentFluctuationReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInvestmentFluctuationReservePresentation" xlink:label="ChangesInvestmentFluctuationReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentFluctuationReservePresentation" xlink:to="ChangesInvestmentFluctuationReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsInvestmentFluctuationReserve" xlink:label="AdditionsInvestmentFluctuationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentFluctuationReservePresentation" xlink:to="AdditionsInvestmentFluctuationReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsInvestmentFluctuationReserve" xlink:label="DeductionsInvestmentFluctuationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentFluctuationReservePresentation" xlink:to="DeductionsInvestmentFluctuationReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInvestmentFluctuationReserve" xlink:label="ChangesInvestmentFluctuationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentFluctuationReservePresentation" xlink:to="ChangesInvestmentFluctuationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentReservePresentation" xlink:label="InvestmentReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="InvestmentReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentReserve" xlink:label="InvestmentReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentReservePresentation" xlink:to="InvestmentReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentReserve" xlink:label="InvestmentReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentReservePresentation" xlink:to="InvestmentReserve_2" xlink:title="presentation: InvestmentReservePresentation to InvestmentReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInvestmentReservePresentation" xlink:label="ChangesInvestmentReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentReservePresentation" xlink:to="ChangesInvestmentReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsInvestmentReserve" xlink:label="AdditionsInvestmentReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentReservePresentation" xlink:to="AdditionsInvestmentReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsInvestmentReserve" xlink:label="DeductionsInvestmentReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentReservePresentation" xlink:to="DeductionsInvestmentReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesInvestmentReserve" xlink:label="ChangesInvestmentReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesInvestmentReservePresentation" xlink:to="ChangesInvestmentReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GeneralReservePresentation" xlink:label="GeneralReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="GeneralReservePresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GeneralReserve" xlink:label="GeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeneralReservePresentation" xlink:to="GeneralReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GeneralReserve" xlink:label="GeneralReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeneralReservePresentation" xlink:to="GeneralReserve_2" xlink:title="presentation: GeneralReservePresentation to GeneralReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesGeneralReservePresentation" xlink:label="ChangesGeneralReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeneralReservePresentation" xlink:to="ChangesGeneralReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsGeneralReserve" xlink:label="AdditionsGeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesGeneralReservePresentation" xlink:to="AdditionsGeneralReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsGeneralReserve" xlink:label="DeductionsGeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesGeneralReservePresentation" xlink:to="DeductionsGeneralReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesGeneralReserve" xlink:label="ChangesGeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesGeneralReservePresentation" xlink:to="ChangesGeneralReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialReserveUnderIncomeTaxActPresentation" xlink:label="SpecialReserveUnderIncomeTaxActPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="SpecialReserveUnderIncomeTaxActPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialReserveUnderIncomeTaxAct" xlink:label="SpecialReserveUnderIncomeTaxAct"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialReserveUnderIncomeTaxActPresentation" xlink:to="SpecialReserveUnderIncomeTaxAct" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SpecialReserveUnderIncomeTaxAct" xlink:label="SpecialReserveUnderIncomeTaxAct_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialReserveUnderIncomeTaxActPresentation" xlink:to="SpecialReserveUnderIncomeTaxAct_2" xlink:title="presentation: SpecialReserveUnderIncomeTaxActPresentation to SpecialReserveUnderIncomeTaxAct" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSpecialReserveUnderIncomeTaxActPresentation" xlink:label="ChangesSpecialReserveUnderIncomeTaxActPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SpecialReserveUnderIncomeTaxActPresentation" xlink:to="ChangesSpecialReserveUnderIncomeTaxActPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsSpecialReserveUnderIncomeTaxAct" xlink:label="AdditionsSpecialReserveUnderIncomeTaxAct"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialReserveUnderIncomeTaxActPresentation" xlink:to="AdditionsSpecialReserveUnderIncomeTaxAct" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsSpecialReserveUnderIncomeTaxAct" xlink:label="DeductionsSpecialReserveUnderIncomeTaxAct"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialReserveUnderIncomeTaxActPresentation" xlink:to="DeductionsSpecialReserveUnderIncomeTaxAct" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesSpecialReserveUnderIncomeTaxAct" xlink:label="ChangesSpecialReserveUnderIncomeTaxAct"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesSpecialReserveUnderIncomeTaxActPresentation" xlink:to="ChangesSpecialReserveUnderIncomeTaxAct" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StaffWelfareFundPresentation" xlink:label="StaffWelfareFundPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="StaffWelfareFundPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StaffWelfareFund" xlink:label="StaffWelfareFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StaffWelfareFundPresentation" xlink:to="StaffWelfareFund" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StaffWelfareFund" xlink:label="StaffWelfareFund_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StaffWelfareFundPresentation" xlink:to="StaffWelfareFund_2" xlink:title="presentation: StaffWelfareFundPresentation to StaffWelfareFund" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesStaffWelfareFundPresentation" xlink:label="ChangesStaffWelfareFundPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StaffWelfareFundPresentation" xlink:to="ChangesStaffWelfareFundPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsStaffWelfareFund" xlink:label="AdditionsStaffWelfareFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStaffWelfareFundPresentation" xlink:to="AdditionsStaffWelfareFund" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsStaffWelfareFund" xlink:label="DeductionsStaffWelfareFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStaffWelfareFundPresentation" xlink:to="DeductionsStaffWelfareFund" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesStaffWelfareFund" xlink:label="ChangesStaffWelfareFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesStaffWelfareFundPresentation" xlink:to="ChangesStaffWelfareFund" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeStockOptionReservePresentation" xlink:label="EmployeeStockOptionReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="EmployeeStockOptionReservePresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeStockOptionReserve" xlink:label="EmployeeStockOptionReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOptionReservePresentation" xlink:to="EmployeeStockOptionReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeStockOptionReserve" xlink:label="EmployeeStockOptionReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOptionReservePresentation" xlink:to="EmployeeStockOptionReserve_2" xlink:title="presentation: EmployeeStockOptionReservePresentation to EmployeeStockOptionReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesEmployeeStockOptionReservePresentation" xlink:label="ChangesEmployeeStockOptionReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOptionReservePresentation" xlink:to="ChangesEmployeeStockOptionReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsEmployeeStockOptionReserve" xlink:label="AdditionsEmployeeStockOptionReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesEmployeeStockOptionReservePresentation" xlink:to="AdditionsEmployeeStockOptionReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsEmployeeStockOptionReserve" xlink:label="DeductionsEmployeeStockOptionReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesEmployeeStockOptionReservePresentation" xlink:to="DeductionsEmployeeStockOptionReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesEmployeeStockOptionReserve" xlink:label="ChangesEmployeeStockOptionReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesEmployeeStockOptionReservePresentation" xlink:to="ChangesEmployeeStockOptionReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherSpecialReservePresentation" xlink:label="OtherSpecialReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="OtherSpecialReservePresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherSpecialReserve" xlink:label="OtherSpecialReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherSpecialReservePresentation" xlink:to="OtherSpecialReserve" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherSpecialReserve" xlink:label="OtherSpecialReserve_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherSpecialReservePresentation" xlink:to="OtherSpecialReserve_2" xlink:title="presentation: OtherSpecialReservePresentation to OtherSpecialReserve" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherSpecialReservePresentation" xlink:label="ChangesOtherSpecialReservePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherSpecialReservePresentation" xlink:to="ChangesOtherSpecialReservePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsOtherSpecialReserve" xlink:label="AdditionsOtherSpecialReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherSpecialReservePresentation" xlink:to="AdditionsOtherSpecialReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsOtherSpecialReserve" xlink:label="DeductionsOtherSpecialReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherSpecialReservePresentation" xlink:to="DeductionsOtherSpecialReserve" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherSpecialReserve" xlink:label="ChangesOtherSpecialReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherSpecialReservePresentation" xlink:to="ChangesOtherSpecialReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherReservesPresentation" xlink:label="OtherReservesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="OtherReservesPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherReserves" xlink:label="OtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherReservesPresentation" xlink:to="OtherReserves" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherReserves" xlink:label="OtherReserves_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherReservesPresentation" xlink:to="OtherReserves_2" xlink:title="presentation: OtherReservesPresentation to OtherReserves" use="optional" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherReservesPresentation" xlink:label="ChangesOtherReservesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherReservesPresentation" xlink:to="ChangesOtherReservesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsOtherReserves" xlink:label="AdditionsOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherReservesPresentation" xlink:to="AdditionsOtherReserves" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsOtherReserves" xlink:label="DeductionsOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherReservesPresentation" xlink:to="DeductionsOtherReserves" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherReserves" xlink:label="ChangesOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesOtherReservesPresentation" xlink:to="ChangesOtherReserves" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueOtherReserves" xlink:label="RevenueOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RevenueOtherReservesPresentation" xlink:to="RevenueOtherReserves" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsPresentation" xlink:label="DepositsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="DepositsPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsByTypesPresentation" xlink:label="DepositsByTypesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsPresentation" xlink:to="DepositsByTypesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DemandDepositsPresentation" xlink:label="DemandDepositsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypesPresentation" xlink:to="DemandDepositsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DemandDepositsFromBanks" xlink:label="DemandDepositsFromBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DemandDepositsPresentation" xlink:to="DemandDepositsFromBanks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DemandDepositsFromOthers" xlink:label="DemandDepositsFromOthers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DemandDepositsPresentation" xlink:to="DemandDepositsFromOthers" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DemandDeposits" xlink:label="DemandDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DemandDepositsPresentation" xlink:to="DemandDeposits" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SavingsBankDeposits" xlink:label="SavingsBankDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypesPresentation" xlink:to="SavingsBankDeposits" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_Deposits" xlink:label="Deposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypesPresentation" xlink:to="Deposits" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDepositsPresentation" xlink:label="TermDepositsPresentation" xlink:title="TermDepositsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypesPresentation" xlink:to="TermDepositsPresentation" xlink:title="presentation: DepositsByTypesPresentation to TermDepositsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDepositsFromBanks" xlink:label="TermDepositsFromBanks_2" xlink:title="TermDepositsFromBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TermDepositsPresentation" xlink:to="TermDepositsFromBanks_2" xlink:title="presentation: TermDepositsPresentation to TermDepositsFromBanks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDepositsFromOthers" xlink:label="TermDepositsFromOthers_2" xlink:title="TermDepositsFromOthers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TermDepositsPresentation" xlink:to="TermDepositsFromOthers_2" xlink:title="presentation: TermDepositsPresentation to TermDepositsFromOthers" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDeposits" xlink:label="TermDeposits_2" xlink:title="TermDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TermDepositsPresentation" xlink:to="TermDeposits_2" xlink:title="presentation: TermDepositsPresentation to TermDeposits" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsByLocationPresentation" xlink:label="DepositsByLocationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsPresentation" xlink:to="DepositsByLocationPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsBranchesInIndiaPresentation" xlink:label="DepositsBranchesInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByLocationPresentation" xlink:to="DepositsBranchesInIndiaPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsParentInIndia" xlink:label="DepositsParentInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesInIndiaPresentation" xlink:to="DepositsParentInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsSubsidiariesInIndia" xlink:label="DepositsSubsidiariesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesInIndiaPresentation" xlink:to="DepositsSubsidiariesInIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsBranchesInIndia" xlink:label="DepositsBranchesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesInIndiaPresentation" xlink:to="DepositsBranchesInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsBranchesOutsideIndiaPresentation" xlink:label="DepositsBranchesOutsideIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByLocationPresentation" xlink:to="DepositsBranchesOutsideIndiaPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsParentOutsideIndia" xlink:label="DepositsParentOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesOutsideIndiaPresentation" xlink:to="DepositsParentOutsideIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsSubsidiariesOutsideIndia" xlink:label="DepositsSubsidiariesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesOutsideIndiaPresentation" xlink:to="DepositsSubsidiariesOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositsBranchesOutsideIndia" xlink:label="DepositsBranchesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsBranchesOutsideIndiaPresentation" xlink:to="DepositsBranchesOutsideIndia" order="3.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByLocationPresentation" xlink:to="Deposits" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsPresentation" xlink:label="BorrowingsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="BorrowingsPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsInIndiaPresentation" xlink:label="BorrowingsInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsPresentation" xlink:to="BorrowingsInIndiaPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsReserveBankOfIndia" xlink:label="BorrowingsReserveBankOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsReserveBankOfIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOtherBanks" xlink:label="BorrowingsOtherBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsOtherBanks" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsDebenturesInIndia" xlink:label="BorrowingsDebenturesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsDebenturesInIndia" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherBorrowingsInIndia" xlink:label="OtherBorrowingsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="OtherBorrowingsInIndia" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsInIndia" xlink:label="BorrowingsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsInIndia" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsBondsNotesInIndia" xlink:label="BorrowingsBondsNotesInIndia" xlink:title="BorrowingsBondsNotesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsBondsNotesInIndia" xlink:title="presentation: BorrowingsInIndiaPresentation to BorrowingsBondsNotesInIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOtherInstitutionsAgenciesPresentation" xlink:label="BorrowingsOtherInstitutionsAgenciesPresentation" xlink:title="BorrowingsOtherInstitutionsAgenciesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsInIndiaPresentation" xlink:to="BorrowingsOtherInstitutionsAgenciesPresentation" xlink:title="presentation: BorrowingsInIndiaPresentation to BorrowingsOtherInstitutionsAgenciesPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsCentralStateGovernments" xlink:label="BorrowingsCentralStateGovernments_2" xlink:title="BorrowingsCentralStateGovernments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOtherInstitutionsAgenciesPresentation" xlink:to="BorrowingsCentralStateGovernments_2" xlink:title="presentation: BorrowingsOtherInstitutionsAgenciesPresentation to BorrowingsCentralStateGovernments" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsFinancialInstitutions" xlink:label="BorrowingsFinancialInstitutions_2" xlink:title="BorrowingsFinancialInstitutions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOtherInstitutionsAgenciesPresentation" xlink:to="BorrowingsFinancialInstitutions_2" xlink:title="presentation: BorrowingsOtherInstitutionsAgenciesPresentation to BorrowingsFinancialInstitutions" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOtherInstitutionsAgencies" xlink:label="BorrowingsOtherInstitutionsAgencies_2" xlink:title="BorrowingsOtherInstitutionsAgencies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOtherInstitutionsAgenciesPresentation" xlink:to="BorrowingsOtherInstitutionsAgencies_2" xlink:title="presentation: BorrowingsOtherInstitutionsAgenciesPresentation to BorrowingsOtherInstitutionsAgencies" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOutsideIndiaPresentation" xlink:label="BorrowingsOutsideIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsPresentation" xlink:to="BorrowingsOutsideIndiaPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsMultilateralBilateralCreditAgency" xlink:label="BorrowingsMultilateralBilateralCreditAgency"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOutsideIndiaPresentation" xlink:to="BorrowingsMultilateralBilateralCreditAgency" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsInternationalBanksInstitutionsConsortiums" xlink:label="BorrowingsInternationalBanksInstitutionsConsortiums"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOutsideIndiaPresentation" xlink:to="BorrowingsInternationalBanksInstitutionsConsortiums" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsBondsNotesOutsideIndia" xlink:label="BorrowingsBondsNotesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOutsideIndiaPresentation" xlink:to="BorrowingsBondsNotesOutsideIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherBorrowingsOutsideIndia" xlink:label="OtherBorrowingsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOutsideIndiaPresentation" xlink:to="OtherBorrowingsOutsideIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOutsideIndia" xlink:label="BorrowingsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsOutsideIndiaPresentation" xlink:to="BorrowingsOutsideIndia" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_Borrowings" xlink:label="Borrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsPresentation" xlink:to="Borrowings" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalSecuredBorrowings" xlink:label="TotalSecuredBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsPresentation" xlink:to="TotalSecuredBorrowings" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestAccruedAndDueOnBorrowings" xlink:label="InterestAccruedAndDueOnBorrowings" xlink:title="InterestAccruedAndDueOnBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BorrowingsPresentation" xlink:to="InterestAccruedAndDueOnBorrowings" xlink:title="presentation: BorrowingsPresentation to InterestAccruedAndDueOnBorrowings" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherLiabilitiesIncludingProvisionsPresentation" xlink:label="OtherLiabilitiesIncludingProvisionsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="OtherLiabilitiesIncludingProvisionsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BillsPayableAcceptances" xlink:label="BillsPayableAcceptances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="BillsPayableAcceptances" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterOfficeAdjustmentsLiabilities" xlink:label="InterOfficeAdjustmentsLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="InterOfficeAdjustmentsLiabilities" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountDueToHeadOffice" xlink:label="AmountDueToHeadOffice"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="AmountDueToHeadOffice" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestAccruedbutNotDue" xlink:label="InterestAccruedbutNotDue"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="InterestAccruedbutNotDue" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TaxesPayable" xlink:label="TaxesPayable"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="TaxesPayable" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetDeferredTaxLiability" xlink:label="NetDeferredTaxLiability"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="NetDeferredTaxLiability" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendDividendTaxpayablePresentation" xlink:label="DividendDividendTaxpayablePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="DividendDividendTaxpayablePresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendPayable" xlink:label="DividendPayable"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendTaxpayablePresentation" xlink:to="DividendPayable" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendTaxPayable" xlink:label="DividendTaxPayable"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendTaxpayablePresentation" xlink:to="DividendTaxPayable" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendDividendTaxpayable" xlink:label="DividendDividendTaxpayable"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendTaxpayablePresentation" xlink:to="DividendDividendTaxpayable" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_UnclaimedDividend" xlink:label="UnclaimedDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="UnclaimedDividend" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TierICapitalInstruments" xlink:label="TierICapitalInstruments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="TierICapitalInstruments" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_UpperTierIIBonds" xlink:label="UpperTierIIBonds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="UpperTierIIBonds" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LowerTierIIInstrument" xlink:label="LowerTierIIInstrument"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="LowerTierIIInstrument" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SundryCreditors" xlink:label="SundryCreditors"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="SundryCreditors" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecurityDepositPayableCurrent" xlink:label="SecurityDepositPayableCurrent"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="SecurityDepositPayableCurrent" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionAgainstStandardAssets" xlink:label="ProvisionAgainstStandardAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="ProvisionAgainstStandardAssets" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionAgainstAdvances" xlink:label="ProvisionAgainstAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="ProvisionAgainstAdvances" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherLiabilitiesProvisionsPresentation" xlink:label="OtherLiabilitiesProvisionsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="OtherLiabilitiesProvisionsPresentation" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherLiabilities" xlink:label="OtherLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesProvisionsPresentation" xlink:to="OtherLiabilities" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherProvisions" xlink:label="OtherProvisions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesProvisionsPresentation" xlink:to="OtherProvisions" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherLiabilitiesProvisions" xlink:label="OtherLiabilitiesProvisions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesProvisionsPresentation" xlink:to="OtherLiabilitiesProvisions" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherLiabilitiesIncludingProvisions" xlink:label="OtherLiabilitiesIncludingProvisions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherLiabilitiesIncludingProvisionsPresentation" xlink:to="OtherLiabilitiesIncludingProvisions" order="17.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinorityInterestsNetPresentation" xlink:label="MinorityInterestsNetPresentation" xlink:title="MinorityInterestsNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalLiabilitiesPresentation" xlink:to="MinorityInterestsNetPresentation" xlink:title="presentation: TotalLiabilitiesPresentation to MinorityInterestsNetPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinorityInterestsNet" xlink:label="MinorityInterestsNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MinorityInterestsNetPresentation" xlink:to="MinorityInterestsNet" xlink:title="presentation: MinorityInterestsNetPresentation to MinorityInterestsNet" use="optional" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinorityInterestsNet" xlink:label="MinorityInterestsNet_2" xlink:title="MinorityInterestsNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MinorityInterestsNetPresentation" xlink:to="MinorityInterestsNet_2" xlink:title="presentation: MinorityInterestsNetPresentation to MinorityInterestsNet" priority="1" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionMinorityInterest" xlink:label="AdditionMinorityInterest" xlink:title="AdditionMinorityInterest"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MinorityInterestsNetPresentation" xlink:to="AdditionMinorityInterest" xlink:title="presentation: MinorityInterestsNetPresentation to AdditionMinorityInterest" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalAssetsPresentation" xlink:label="TotalAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsTotalLiabilitiesPresentation" xlink:to="TotalAssetsPresentation" xlink:title="presentation: TotalAssetsTotalLiabilitiesPresentation to TotalAssetsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FixedAssetsPresentation" xlink:label="FixedAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="FixedAssetsPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalWorkinProgressNet" xlink:label="CapitalWorkinProgressNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="CapitalWorkinProgressNet" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FixedAssets" xlink:label="FixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="FixedAssets" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PremisesNetPresentation" xlink:label="PremisesNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="PremisesNetPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PremisesGross" xlink:label="PremisesGross"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="PremisesGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PremisesGross" xlink:label="PremisesGross_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="PremisesGross_2" xlink:title="presentation: PremisesNetPresentation to PremisesGross" use="optional" priority="1" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsPremises" xlink:label="AdditionsPremises"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="AdditionsPremises" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsPremises" xlink:label="DeductionsPremises"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="DeductionsPremises" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationPremises" xlink:label="RevaluationPremises"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="RevaluationPremises" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedDepreciationPremises" xlink:label="AccumulatedDepreciationPremises"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="AccumulatedDepreciationPremises" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedImpairmentPremises" xlink:label="AccumulatedImpairmentPremises"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="AccumulatedImpairmentPremises" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PremisesNet" xlink:label="PremisesNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PremisesNetPresentation" xlink:to="PremisesNet" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseholdAssetsNetPresentation" xlink:label="LeaseholdAssetsNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="LeaseholdAssetsNetPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseholdAssetsGross" xlink:label="LeaseholdAssetsGross"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="LeaseholdAssetsGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseholdAssetsGross" xlink:label="LeaseholdAssetsGross_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="LeaseholdAssetsGross_2" xlink:title="presentation: LeaseholdAssetsNetPresentation to LeaseholdAssetsGross" use="optional" priority="1" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsLeaseholdAssets" xlink:label="AdditionsLeaseholdAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="AdditionsLeaseholdAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsLeaseholdAssets" xlink:label="DeductionsLeaseholdAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="DeductionsLeaseholdAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationLeaseholdAssets" xlink:label="RevaluationLeaseholdAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="RevaluationLeaseholdAssets" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedDepreciationAmortisationLeaseholdAssets" xlink:label="AccumulatedDepreciationAmortisationLeaseholdAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="AccumulatedDepreciationAmortisationLeaseholdAssets" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedImpairmentLeaseholdAssets" xlink:label="AccumulatedImpairmentLeaseholdAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="AccumulatedImpairmentLeaseholdAssets" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseholdAssetsNet" xlink:label="LeaseholdAssetsNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseholdAssetsNetPresentation" xlink:to="LeaseholdAssetsNet" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IntangibleAssetsNetPresentation" xlink:label="IntangibleAssetsNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="IntangibleAssetsNetPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IntangibleAssetsGross" xlink:label="IntangibleAssetsGross"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="IntangibleAssetsGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IntangibleAssetsGross" xlink:label="IntangibleAssetsGross_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="IntangibleAssetsGross_2" xlink:title="presentation: IntangibleAssetsNetPresentation to IntangibleAssetsGross" use="optional" priority="1" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedAmortisationIntangibleAssets" xlink:label="AccumulatedAmortisationIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="AccumulatedAmortisationIntangibleAssets" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedImpairmentIntangibleAssets" xlink:label="AccumulatedImpairmentIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="AccumulatedImpairmentIntangibleAssets" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IntangibleAssetsNet" xlink:label="IntangibleAssetsNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="IntangibleAssetsNet" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsIntangibleAssets" xlink:label="AdditionsIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="AdditionsIntangibleAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsIntangibleAssets" xlink:label="DeductionsIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="DeductionsIntangibleAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationIntangibleAssets" xlink:label="RevaluationIntangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IntangibleAssetsNetPresentation" xlink:to="RevaluationIntangibleAssets" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:label="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:title="OtherFixedAssetsIncludingFurnitureNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FixedAssetsPresentation" xlink:to="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:title="presentation: FixedAssetsPresentation to OtherFixedAssetsIncludingFurnitureNetPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFixedAssetsIncludingFurnitureGross" xlink:label="OtherFixedAssetsIncludingFurnitureGross_3" xlink:title="OtherFixedAssetsIncludingFurnitureGross"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="OtherFixedAssetsIncludingFurnitureGross_3" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to OtherFixedAssetsIncludingFurnitureGross" use="optional" priority="1" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFixedAssetsIncludingFurnitureGross" xlink:label="OtherFixedAssetsIncludingFurnitureGross_2" xlink:title="OtherFixedAssetsIncludingFurnitureGross"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="OtherFixedAssetsIncludingFurnitureGross_2" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to OtherFixedAssetsIncludingFurnitureGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsOtherFixedAssetsIncludingFurniture" xlink:label="AdditionsOtherFixedAssetsIncludingFurniture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="AdditionsOtherFixedAssetsIncludingFurniture" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to AdditionsOtherFixedAssetsIncludingFurniture" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsOtherFixedAssetsIncludingFurniture" xlink:label="DeductionsOtherFixedAssetsIncludingFurniture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="DeductionsOtherFixedAssetsIncludingFurniture" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to DeductionsOtherFixedAssetsIncludingFurniture" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedDepreciationOtherFixedAssetsIncludingFurniture" xlink:label="AccumulatedDepreciationOtherFixedAssetsIncludingFurniture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="AccumulatedDepreciationOtherFixedAssetsIncludingFurniture" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to AccumulatedDepreciationOtherFixedAssetsIncludingFurniture" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccumulatedImpairmentOtherFixedAssetsIncludingFurniture" xlink:label="AccumulatedImpairmentOtherFixedAssetsIncludingFurniture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="AccumulatedImpairmentOtherFixedAssetsIncludingFurniture" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to AccumulatedImpairmentOtherFixedAssetsIncludingFurniture" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFixedAssetsIncludingFurnitureNet" xlink:label="OtherFixedAssetsIncludingFurnitureNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="OtherFixedAssetsIncludingFurnitureNet" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to OtherFixedAssetsIncludingFurnitureNet" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevaluationOtherFixedAssetsIncludingFurniture" xlink:label="RevaluationOtherFixedAssetsIncludingFurniture" xlink:title="RevaluationOtherFixedAssetsIncludingFurniture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherFixedAssetsIncludingFurnitureNetPresentation" xlink:to="RevaluationOtherFixedAssetsIncludingFurniture" xlink:title="presentation: OtherFixedAssetsIncludingFurnitureNetPresentation to RevaluationOtherFixedAssetsIncludingFurniture" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsNetPresentation" xlink:label="InvestmentsNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="InvestmentsNetPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentByLocationPresentation" xlink:label="InvestmentByLocationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetPresentation" xlink:to="InvestmentByLocationPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInIndiaNetPresentation" xlink:label="InvestmentsInIndiaNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentByLocationPresentation" xlink:to="InvestmentsInIndiaNetPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentGovernmentSecuritiesInIndia" xlink:label="InvestmentGovernmentSecuritiesInIndia" xlink:title="InvestmentGovernmentSecuritiesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentGovernmentSecuritiesInIndia" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentGovernmentSecuritiesInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentOtherApprovedSecuritiesInIndia" xlink:label="InvestmentOtherApprovedSecuritiesInIndia" xlink:title="InvestmentOtherApprovedSecuritiesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentOtherApprovedSecuritiesInIndia" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentOtherApprovedSecuritiesInIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentSharesInIndia" xlink:label="InvestmentSharesInIndia" xlink:title="InvestmentSharesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentSharesInIndia" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentSharesInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentDebenturesBondsInIndia" xlink:label="InvestmentDebenturesBondsInIndia" xlink:title="InvestmentDebenturesBondsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentDebenturesBondsInIndia" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentDebenturesBondsInIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentRelatedPartiesInIndiaPresentation" xlink:label="InvestmentRelatedPartiesInIndiaPresentation" xlink:title="InvestmentRelatedPartiesInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentRelatedPartiesInIndiaPresentation" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentRelatedPartiesInIndiaPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentInIndiaSubsidiaries" xlink:label="InvestmentInIndiaSubsidiaries" xlink:title="InvestmentInIndiaSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRelatedPartiesInIndiaPresentation" xlink:to="InvestmentInIndiaSubsidiaries" xlink:title="presentation: InvestmentRelatedPartiesInIndiaPresentation to InvestmentInIndiaSubsidiaries" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentInIndiaJointVentures" xlink:label="InvestmentInIndiaJointVentures" xlink:title="InvestmentInIndiaJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRelatedPartiesInIndiaPresentation" xlink:to="InvestmentInIndiaJointVentures" xlink:title="presentation: InvestmentRelatedPartiesInIndiaPresentation to InvestmentInIndiaJointVentures" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentInIndiaAssociates" xlink:label="InvestmentInIndiaAssociates" xlink:title="InvestmentInIndiaAssociates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRelatedPartiesInIndiaPresentation" xlink:to="InvestmentInIndiaAssociates" xlink:title="presentation: InvestmentRelatedPartiesInIndiaPresentation to InvestmentInIndiaAssociates" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentRelatedPartiesInIndia" xlink:label="InvestmentRelatedPartiesInIndia" xlink:title="InvestmentRelatedPartiesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRelatedPartiesInIndiaPresentation" xlink:to="InvestmentRelatedPartiesInIndia" xlink:title="presentation: InvestmentRelatedPartiesInIndiaPresentation to InvestmentRelatedPartiesInIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInvestmentsPresentation" xlink:label="OtherInvestmentsPresentation" xlink:title="OtherInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="OtherInvestmentsPresentation" xlink:title="presentation: InvestmentsInIndiaNetPresentation to OtherInvestmentsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsMutualFundsUnitTrust" xlink:label="InvestmentsMutualFundsUnitTrust" xlink:title="InvestmentsMutualFundsUnitTrust"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentsMutualFundsUnitTrust" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentsMutualFundsUnitTrust" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentCommercialPapers" xlink:label="InvestmentCommercialPapers" xlink:title="InvestmentCommercialPapers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentCommercialPapers" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentCommercialPapers" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentPassThroughCertificates" xlink:label="InvestmentPassThroughCertificates" xlink:title="InvestmentPassThroughCertificates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentPassThroughCertificates" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentPassThroughCertificates" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentVentureCapitalFund" xlink:label="InvestmentVentureCapitalFund" xlink:title="InvestmentVentureCapitalFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentVentureCapitalFund" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentVentureCapitalFund" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentSecurityReceipts" xlink:label="InvestmentSecurityReceipts" xlink:title="InvestmentSecurityReceipts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentSecurityReceipts" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentSecurityReceipts" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentRuralInfrastructureDevelopmentFund" xlink:label="InvestmentRuralInfrastructureDevelopmentFund" xlink:title="InvestmentRuralInfrastructureDevelopmentFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentRuralInfrastructureDevelopmentFund" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentRuralInfrastructureDevelopmentFund" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentCertificateOfDeposits" xlink:label="InvestmentCertificateOfDeposits" xlink:title="InvestmentCertificateOfDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="InvestmentCertificateOfDeposits" xlink:title="presentation: OtherInvestmentsPresentation to InvestmentCertificateOfDeposits" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInvestmentsInIndia" xlink:label="OtherInvestmentsInIndia" xlink:title="OtherInvestmentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherInvestmentsPresentation" xlink:to="OtherInvestmentsInIndia" xlink:title="presentation: OtherInvestmentsPresentation to OtherInvestmentsInIndia" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInIndiaNet" xlink:label="InvestmentsInIndiaNet" xlink:title="InvestmentsInIndiaNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaNetPresentation" xlink:to="InvestmentsInIndiaNet" xlink:title="presentation: InvestmentsInIndiaNetPresentation to InvestmentsInIndiaNet" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaNetPresentation" xlink:label="InvestmentsOutsideIndiaNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentByLocationPresentation" xlink:to="InvestmentsOutsideIndiaNetPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:label="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:title="InvestmentsRelatedPartiesOutsideIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaNetPresentation" xlink:to="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:title="presentation: InvestmentsOutsideIndiaNetPresentation to InvestmentsRelatedPartiesOutsideIndiaPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaSubsidiaries" xlink:label="InvestmentsOutsideIndiaSubsidiaries" xlink:title="InvestmentsOutsideIndiaSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:to="InvestmentsOutsideIndiaSubsidiaries" xlink:title="presentation: InvestmentsRelatedPartiesOutsideIndiaPresentation to InvestmentsOutsideIndiaSubsidiaries" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaJointVentures" xlink:label="InvestmentsOutsideIndiaJointVentures" xlink:title="InvestmentsOutsideIndiaJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:to="InvestmentsOutsideIndiaJointVentures" xlink:title="presentation: InvestmentsRelatedPartiesOutsideIndiaPresentation to InvestmentsOutsideIndiaJointVentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaAssociates" xlink:label="InvestmentsOutsideIndiaAssociates" xlink:title="InvestmentsOutsideIndiaAssociates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:to="InvestmentsOutsideIndiaAssociates" xlink:title="presentation: InvestmentsRelatedPartiesOutsideIndiaPresentation to InvestmentsOutsideIndiaAssociates" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsRelatedPartiesOutsideIndia" xlink:label="InvestmentsRelatedPartiesOutsideIndia" xlink:title="InvestmentsRelatedPartiesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsRelatedPartiesOutsideIndiaPresentation" xlink:to="InvestmentsRelatedPartiesOutsideIndia" xlink:title="presentation: InvestmentsRelatedPartiesOutsideIndiaPresentation to InvestmentsRelatedPartiesOutsideIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsGovernmentSecuritiesOutsideIndia" xlink:label="InvestmentsGovernmentSecuritiesOutsideIndia" xlink:title="InvestmentsGovernmentSecuritiesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaNetPresentation" xlink:to="InvestmentsGovernmentSecuritiesOutsideIndia" xlink:title="presentation: InvestmentsOutsideIndiaNetPresentation to InvestmentsGovernmentSecuritiesOutsideIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsDebentureBondsOutsideIndia" xlink:label="InvestmentsDebentureBondsOutsideIndia" xlink:title="InvestmentsDebentureBondsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaNetPresentation" xlink:to="InvestmentsDebentureBondsOutsideIndia" xlink:title="presentation: InvestmentsOutsideIndiaNetPresentation to InvestmentsDebentureBondsOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInvestmentsOutsideIndia" xlink:label="OtherInvestmentsOutsideIndia" xlink:title="OtherInvestmentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaNetPresentation" xlink:to="OtherInvestmentsOutsideIndia" xlink:title="presentation: InvestmentsOutsideIndiaNetPresentation to OtherInvestmentsOutsideIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaNet" xlink:label="InvestmentsOutsideIndiaNet" xlink:title="InvestmentsOutsideIndiaNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaNetPresentation" xlink:to="InvestmentsOutsideIndiaNet" xlink:title="presentation: InvestmentsOutsideIndiaNetPresentation to InvestmentsOutsideIndiaNet" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsNet" xlink:label="InvestmentsNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentByLocationPresentation" xlink:to="InvestmentsNet" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentRBIGuidelinesClassificationPresentation" xlink:label="InvestmentRBIGuidelinesClassificationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetPresentation" xlink:to="InvestmentRBIGuidelinesClassificationPresentation" order="3.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRBIGuidelinesClassificationPresentation" xlink:to="InvestmentsNet" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsHeldForTrading" xlink:label="InvestmentsHeldForTrading" xlink:title="InvestmentsHeldForTrading"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRBIGuidelinesClassificationPresentation" xlink:to="InvestmentsHeldForTrading" xlink:title="presentation: InvestmentRBIGuidelinesClassificationPresentation to InvestmentsHeldForTrading" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsHeldToMaturity" xlink:label="InvestmentsHeldToMaturity" xlink:title="InvestmentsHeldToMaturity"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRBIGuidelinesClassificationPresentation" xlink:to="InvestmentsHeldToMaturity" xlink:title="presentation: InvestmentRBIGuidelinesClassificationPresentation to InvestmentsHeldToMaturity" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsAvailableForSale" xlink:label="InvestmentsAvailableForSale" xlink:title="InvestmentsAvailableForSale"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentRBIGuidelinesClassificationPresentation" xlink:to="InvestmentsAvailableForSale" xlink:title="presentation: InvestmentRBIGuidelinesClassificationPresentation to InvestmentsAvailableForSale" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsNetGrossClassificationPresentation" xlink:label="InvestmentsNetGrossClassificationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetPresentation" xlink:to="InvestmentsNetGrossClassificationPresentation" xlink:title="presentation: InvestmentsNetPresentation to InvestmentsNetGrossClassificationPresentation" order="2.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetGrossClassificationPresentation" xlink:to="InvestmentsNet" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInIndiaGrossNetPresentation" xlink:label="InvestmentsInIndiaGrossNetPresentation" xlink:title="InvestmentsInIndiaGrossNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetGrossClassificationPresentation" xlink:to="InvestmentsInIndiaGrossNetPresentation" xlink:title="presentation: InvestmentsNetGrossClassificationPresentation to InvestmentsInIndiaGrossNetPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossValueofInvestmentsInIndia" xlink:label="GrossValueofInvestmentsInIndia" xlink:title="GrossValueofInvestmentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaGrossNetPresentation" xlink:to="GrossValueofInvestmentsInIndia" xlink:title="presentation: InvestmentsInIndiaGrossNetPresentation to GrossValueofInvestmentsInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestmentsInIndia" xlink:label="ProvisionsDepreciationInvestmentsInIndia" xlink:title="ProvisionsDepreciationInvestmentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaGrossNetPresentation" xlink:to="ProvisionsDepreciationInvestmentsInIndia" xlink:title="presentation: InvestmentsInIndiaGrossNetPresentation to ProvisionsDepreciationInvestmentsInIndia" order="2.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInIndiaGrossNetPresentation" xlink:to="InvestmentsInIndiaNet" xlink:title="presentation: InvestmentsInIndiaGrossNetPresentation to InvestmentsInIndiaNet" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaGrossNetPresentation" xlink:label="InvestmentsOutsideIndiaGrossNetPresentation" xlink:title="InvestmentsOutsideIndiaGrossNetPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsNetGrossClassificationPresentation" xlink:to="InvestmentsOutsideIndiaGrossNetPresentation" xlink:title="presentation: InvestmentsNetGrossClassificationPresentation to InvestmentsOutsideIndiaGrossNetPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossValueofInvestmentsOutsideIndia" xlink:label="GrossValueofInvestmentsOutsideIndia" xlink:title="GrossValueofInvestmentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaGrossNetPresentation" xlink:to="GrossValueofInvestmentsOutsideIndia" xlink:title="presentation: InvestmentsOutsideIndiaGrossNetPresentation to GrossValueofInvestmentsOutsideIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestmentsOutsideIndia" xlink:label="ProvisionsDepreciationInvestmentsOutsideIndia" xlink:title="ProvisionsDepreciationInvestmentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaGrossNetPresentation" xlink:to="ProvisionsDepreciationInvestmentsOutsideIndia" xlink:title="presentation: InvestmentsOutsideIndiaGrossNetPresentation to ProvisionsDepreciationInvestmentsOutsideIndia" order="2.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsOutsideIndiaGrossNetPresentation" xlink:to="InvestmentsOutsideIndiaNet" xlink:title="presentation: InvestmentsOutsideIndiaGrossNetPresentation to InvestmentsOutsideIndiaNet" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalAssets" xlink:label="TotalAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="TotalAssets" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashAndBalancesWithReserveBankOfIndiaPresentation" xlink:label="CashAndBalancesWithReserveBankOfIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="CashAndBalancesWithReserveBankOfIndiaPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashBalanceHandPresentation" xlink:label="CashBalanceHandPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashAndBalancesWithReserveBankOfIndiaPresentation" xlink:to="CashBalanceHandPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashHand" xlink:label="CashHand"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashBalanceHandPresentation" xlink:to="CashHand" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashHandIndianCurrency" xlink:label="CashHandIndianCurrency"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashBalanceHandPresentation" xlink:to="CashHandIndianCurrency" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashHandForeignCurrency" xlink:label="CashHandForeignCurrency"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashBalanceHandPresentation" xlink:to="CashHandForeignCurrency" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithReserveBankOfIndiaPresentation" xlink:label="BalancesWithReserveBankOfIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashAndBalancesWithReserveBankOfIndiaPresentation" xlink:to="BalancesWithReserveBankOfIndiaPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithReserveBankOfIndiaCurrentAccount" xlink:label="BalancesWithReserveBankOfIndiaCurrentAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithReserveBankOfIndiaPresentation" xlink:to="BalancesWithReserveBankOfIndiaCurrentAccount" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithReserveBankOfIndiaOtherAccount" xlink:label="BalancesWithReserveBankOfIndiaOtherAccount"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithReserveBankOfIndiaPresentation" xlink:to="BalancesWithReserveBankOfIndiaOtherAccount" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithReserveBankOfIndia" xlink:label="BalancesWithReserveBankOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithReserveBankOfIndiaPresentation" xlink:to="BalancesWithReserveBankOfIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashAndBalancesWithReserveBankOfIndia" xlink:label="CashAndBalancesWithReserveBankOfIndia" xlink:title="CashAndBalancesWithReserveBankOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashAndBalancesWithReserveBankOfIndiaPresentation" xlink:to="CashAndBalancesWithReserveBankOfIndia" xlink:title="presentation: CashAndBalancesWithReserveBankOfIndiaPresentation to CashAndBalancesWithReserveBankOfIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNoticePresentation" xlink:label="BalancesWithBanksAndMoneyAtCallShortNoticePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNoticePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation" xlink:label="BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticePresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksInIndiaPresentation" xlink:label="BalancesWithBanksInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation" xlink:to="BalancesWithBanksInIndiaPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksCurrentAccountsInIndia" xlink:label="BalancesWithBanksCurrentAccountsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksInIndiaPresentation" xlink:to="BalancesWithBanksCurrentAccountsInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksOtherDepositAccountsInIndia" xlink:label="BalancesWithBanksOtherDepositAccountsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksInIndiaPresentation" xlink:to="BalancesWithBanksOtherDepositAccountsInIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksInIndia" xlink:label="BalancesWithBanksInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksInIndiaPresentation" xlink:to="BalancesWithBanksInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MoneyAtCallShortNoticeInIndiaPresentation" xlink:label="MoneyAtCallShortNoticeInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation" xlink:to="MoneyAtCallShortNoticeInIndiaPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MoneyAtCallShortNoticeInIndiaWithBanks" xlink:label="MoneyAtCallShortNoticeInIndiaWithBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MoneyAtCallShortNoticeInIndiaPresentation" xlink:to="MoneyAtCallShortNoticeInIndiaWithBanks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MoneyAtCallShortNoticeInIndiaOtherInstitutions" xlink:label="MoneyAtCallShortNoticeInIndiaOtherInstitutions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MoneyAtCallShortNoticeInIndiaPresentation" xlink:to="MoneyAtCallShortNoticeInIndiaOtherInstitutions" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MoneyAtCallShortNoticeInIndia" xlink:label="MoneyAtCallShortNoticeInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MoneyAtCallShortNoticeInIndiaPresentation" xlink:to="MoneyAtCallShortNoticeInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNoticeInIndia" xlink:label="BalancesWithBanksAndMoneyAtCallShortNoticeInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeInIndiaPresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNoticeInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" xlink:label="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticePresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksCurrentAccountsOutsideIndia" xlink:label="BalancesWithBanksCurrentAccountsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" xlink:to="BalancesWithBanksCurrentAccountsOutsideIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksOtherDepositAccountsOutsideIndia" xlink:label="BalancesWithBanksOtherDepositAccountsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" xlink:to="BalancesWithBanksOtherDepositAccountsOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MoneyatCallShortNoticeOutsideIndia" xlink:label="MoneyatCallShortNoticeOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" xlink:to="MoneyatCallShortNoticeOutsideIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndia" xlink:label="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndiaPresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNoticeOutsideIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BalancesWithBanksAndMoneyAtCallShortNotice" xlink:label="BalancesWithBanksAndMoneyAtCallShortNotice"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BalancesWithBanksAndMoneyAtCallShortNoticePresentation" xlink:to="BalancesWithBanksAndMoneyAtCallShortNotice" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesPresentation" xlink:label="AdvancesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="AdvancesPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesByInstrumentPresentation" xlink:label="AdvancesByInstrumentPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesPresentation" xlink:to="AdvancesByInstrumentPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BillsPurchasedDiscounted" xlink:label="BillsPurchasedDiscounted"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByInstrumentPresentation" xlink:to="BillsPurchasedDiscounted" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashCreditsOverdraftsLoansRepayableonDemand" xlink:label="CashCreditsOverdraftsLoansRepayableonDemand"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByInstrumentPresentation" xlink:to="CashCreditsOverdraftsLoansRepayableonDemand" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermLoans" xlink:label="TermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByInstrumentPresentation" xlink:to="TermLoans" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritisationFinanceLeaseHirePurchaseReceivables" xlink:label="SecuritisationFinanceLeaseHirePurchaseReceivables"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByInstrumentPresentation" xlink:to="SecuritisationFinanceLeaseHirePurchaseReceivables" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_Advances" xlink:label="Advances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByInstrumentPresentation" xlink:to="Advances" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesByParticularsPresentation" xlink:label="AdvancesByParticularsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesPresentation" xlink:to="AdvancesByParticularsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesSecuredByTangibleAssets" xlink:label="AdvancesSecuredByTangibleAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByParticularsPresentation" xlink:to="AdvancesSecuredByTangibleAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesAgainstBookDebts" xlink:label="AdvancesAgainstBookDebts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByParticularsPresentation" xlink:to="AdvancesAgainstBookDebts" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesCoveredByBankGovernmentGuarantees" xlink:label="AdvancesCoveredByBankGovernmentGuarantees"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByParticularsPresentation" xlink:to="AdvancesCoveredByBankGovernmentGuarantees" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_UnsecuredAdvances" xlink:label="UnsecuredAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByParticularsPresentation" xlink:to="UnsecuredAdvances" order="4.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesByParticularsPresentation" xlink:to="Advances" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesBySectorsPresentation" xlink:label="AdvancesBySectorsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesPresentation" xlink:to="AdvancesBySectorsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesInIndiaBySectorsPresentation" xlink:label="AdvancesInIndiaBySectorsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesBySectorsPresentation" xlink:to="AdvancesInIndiaBySectorsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrioritySectorAdvancesInIndia" xlink:label="PrioritySectorAdvancesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesInIndiaBySectorsPresentation" xlink:to="PrioritySectorAdvancesInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PublicSectorAdvancesInIndia" xlink:label="PublicSectorAdvancesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesInIndiaBySectorsPresentation" xlink:to="PublicSectorAdvancesInIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesToBanksInIndia" xlink:label="AdvancesToBanksInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesInIndiaBySectorsPresentation" xlink:to="AdvancesToBanksInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherAdvancesInIndia" xlink:label="OtherAdvancesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesInIndiaBySectorsPresentation" xlink:to="OtherAdvancesInIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesInIndiaBySectors" xlink:label="AdvancesInIndiaBySectors"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesInIndiaBySectorsPresentation" xlink:to="AdvancesInIndiaBySectors" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesOutsideIndiaBySectorsPresentation" xlink:label="AdvancesOutsideIndiaBySectorsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesBySectorsPresentation" xlink:to="AdvancesOutsideIndiaBySectorsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesOutsideIndiaToBanks" xlink:label="AdvancesOutsideIndiaToBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaBySectorsPresentation" xlink:to="AdvancesOutsideIndiaToBanks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesOutsideIndiaToOthersPresentation" xlink:label="AdvancesOutsideIndiaToOthersPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaBySectorsPresentation" xlink:to="AdvancesOutsideIndiaToOthersPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BillsPurchasedDiscountedOutsideIndia" xlink:label="BillsPurchasedDiscountedOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaToOthersPresentation" xlink:to="BillsPurchasedDiscountedOutsideIndia" xlink:title="presentation: AdvancesOutsideIndiaToOthersPresentation to BillsPurchasedDiscountedOutsideIndia" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SyndicatedLoansOutsideIndia" xlink:label="SyndicatedLoansOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaToOthersPresentation" xlink:to="SyndicatedLoansOutsideIndia" xlink:title="presentation: AdvancesOutsideIndiaToOthersPresentation to SyndicatedLoansOutsideIndia" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherAdvancesOutsideIndia" xlink:label="OtherAdvancesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaToOthersPresentation" xlink:to="OtherAdvancesOutsideIndia" xlink:title="presentation: AdvancesOutsideIndiaToOthersPresentation to OtherAdvancesOutsideIndia" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesOutsideIndiaToOthers" xlink:label="AdvancesOutsideIndiaToOthers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaToOthersPresentation" xlink:to="AdvancesOutsideIndiaToOthers" xlink:title="presentation: AdvancesOutsideIndiaToOthersPresentation to AdvancesOutsideIndiaToOthers" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesOutsideIndiaBySectors" xlink:label="AdvancesOutsideIndiaBySectors"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesOutsideIndiaBySectorsPresentation" xlink:to="AdvancesOutsideIndiaBySectors" xlink:title="presentation: AdvancesOutsideIndiaBySectorsPresentation to AdvancesOutsideIndiaBySectors" use="optional" order="3.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesBySectorsPresentation" xlink:to="Advances" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestIncomeAccruedAndDue" xlink:label="InterestIncomeAccruedAndDue"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesPresentation" xlink:to="InterestIncomeAccruedAndDue" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SundryAssetsPresentation" xlink:label="SundryAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="SundryAssetsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterOfficeAdjustmentsAssets" xlink:label="InterOfficeAdjustmentsAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="InterOfficeAdjustmentsAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountDueFromHeadOffice" xlink:label="AmountDueFromHeadOffice"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="AmountDueFromHeadOffice" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestIncomeAccruedAndNotDue" xlink:label="InterestIncomeAccruedAndNotDue"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="InterestIncomeAccruedAndNotDue" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareBondApplicationMoneyPendingAllotment" xlink:label="ShareBondApplicationMoneyPendingAllotment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="ShareBondApplicationMoneyPendingAllotment" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecurityDepositsProperty" xlink:label="SecurityDepositsProperty"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="SecurityDepositsProperty" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonBankingAssetsAcquiredForClaims" xlink:label="NonBankingAssetsAcquiredForClaims"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="NonBankingAssetsAcquiredForClaims" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StationaryStamps" xlink:label="StationaryStamps"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="StationaryStamps" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrepaidExpenses" xlink:label="PrepaidExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="PrepaidExpenses" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChequesInCollection" xlink:label="ChequesInCollection"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="ChequesInCollection" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesCapitalAssets" xlink:label="AdvancesCapitalAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="AdvancesCapitalAssets" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepositswithStatutoryAuthorities" xlink:label="DepositswithStatutoryAuthorities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="DepositswithStatutoryAuthorities" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OutstandingFees" xlink:label="OutstandingFees"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="OutstandingFees" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetDeferredTaxAsset" xlink:label="NetDeferredTaxAsset"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="NetDeferredTaxAsset" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_VoluntaryRetirementSchemeNotWrittenoff" xlink:label="VoluntaryRetirementSchemeNotWrittenoff"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="VoluntaryRetirementSchemeNotWrittenoff" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherMiscellaneousExpenditureNotWrittenoff" xlink:label="OtherMiscellaneousExpenditureNotWrittenoff"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="OtherMiscellaneousExpenditureNotWrittenoff" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherAssets" xlink:label="OtherAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="OtherAssets" order="17.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SundryAssets" xlink:label="SundryAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SundryAssetsPresentation" xlink:to="SundryAssets" order="18.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GoodwillonConsolidation" xlink:label="GoodwillonConsolidation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsPresentation" xlink:to="GoodwillonConsolidation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ContingentLiabilitiesPresentation" xlink:label="ContingentLiabilitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsTotalLiabilitiesPresentation" xlink:to="ContingentLiabilitiesPresentation" xlink:title="presentation: TotalAssetsTotalLiabilitiesPresentation to ContingentLiabilitiesPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ClaimsNotAcknowledgedAsDebtsPresentation" xlink:label="ClaimsNotAcknowledgedAsDebtsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="ClaimsNotAcknowledgedAsDebtsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TaxationClaimsNotAcknowledgedAsDebts" xlink:label="TaxationClaimsNotAcknowledgedAsDebts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClaimsNotAcknowledgedAsDebtsPresentation" xlink:to="TaxationClaimsNotAcknowledgedAsDebts" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherClaimsNotAcknowledgedAsDebts" xlink:label="OtherClaimsNotAcknowledgedAsDebts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClaimsNotAcknowledgedAsDebtsPresentation" xlink:to="OtherClaimsNotAcknowledgedAsDebts" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ClaimsNotAcknowledgedAsDebts" xlink:label="ClaimsNotAcknowledgedAsDebts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClaimsNotAcknowledgedAsDebtsPresentation" xlink:to="ClaimsNotAcknowledgedAsDebts" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityPartlyPaidInvestments" xlink:label="LiabilityPartlyPaidInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="LiabilityPartlyPaidInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityForeignExchangeContracts" xlink:label="LiabilityForeignExchangeContracts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="LiabilityForeignExchangeContracts" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityDerivativeContractsPresentation" xlink:label="LiabilityDerivativeContractsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="LiabilityDerivativeContractsPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityForwardContracts" xlink:label="LiabilityForwardContracts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityDerivativeContractsPresentation" xlink:to="LiabilityForwardContracts" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" xlink:label="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityDerivativeContractsPresentation" xlink:to="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityInterestRateSwaps" xlink:label="LiabilityInterestRateSwaps"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" xlink:to="LiabilityInterestRateSwaps" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityCurrencySwaps" xlink:label="LiabilityCurrencySwaps"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" xlink:to="LiabilityCurrencySwaps" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityInterestRateFutures" xlink:label="LiabilityInterestRateFutures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" xlink:to="LiabilityInterestRateFutures" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityInterestRateSwapsCurrencySwapsInterestRateFutures" xlink:label="LiabilityInterestRateSwapsCurrencySwapsInterestRateFutures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityInterestRateSwapsCurrencySwapsInterestRateFuturesPresentation" xlink:to="LiabilityInterestRateSwapsCurrencySwapsInterestRateFutures" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityForeignCurrencyOptions" xlink:label="LiabilityForeignCurrencyOptions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityDerivativeContractsPresentation" xlink:to="LiabilityForeignCurrencyOptions" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityOtherDerivativeContracts" xlink:label="LiabilityOtherDerivativeContracts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityDerivativeContractsPresentation" xlink:to="LiabilityOtherDerivativeContracts" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityDerivativeContracts" xlink:label="LiabilityDerivativeContracts" xlink:title="LiabilityDerivativeContracts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilityDerivativeContractsPresentation" xlink:to="LiabilityDerivativeContracts" xlink:title="presentation: LiabilityDerivativeContractsPresentation to LiabilityDerivativeContracts" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisputedLiabilitiesPresentation" xlink:label="DisputedLiabilitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="DisputedLiabilitiesPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityDisputedIncomeTax" xlink:label="LiabilityDisputedIncomeTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisputedLiabilitiesPresentation" xlink:to="LiabilityDisputedIncomeTax" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LiabilityDisputedInterestTaxDemands" xlink:label="LiabilityDisputedInterestTaxDemands"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisputedLiabilitiesPresentation" xlink:to="LiabilityDisputedInterestTaxDemands" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisputedOtherLiabilities" xlink:label="DisputedOtherLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisputedLiabilitiesPresentation" xlink:to="DisputedOtherLiabilities" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisputedLiabilities" xlink:label="DisputedLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisputedLiabilitiesPresentation" xlink:to="DisputedLiabilities" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GuaranteesOnBehalfOfConstituentsPresentation" xlink:label="GuaranteesOnBehalfOfConstituentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="GuaranteesOnBehalfOfConstituentsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GuaranteesOnBehalfOfConstituentsInIndia" xlink:label="GuaranteesOnBehalfOfConstituentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GuaranteesOnBehalfOfConstituentsPresentation" xlink:to="GuaranteesOnBehalfOfConstituentsInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GuaranteesOnBehalfOfConstituentsOutsideIndia" xlink:label="GuaranteesOnBehalfOfConstituentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GuaranteesOnBehalfOfConstituentsPresentation" xlink:to="GuaranteesOnBehalfOfConstituentsOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GuaranteesOnBehalfOfConstituents" xlink:label="GuaranteesOnBehalfOfConstituents"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GuaranteesOnBehalfOfConstituentsPresentation" xlink:to="GuaranteesOnBehalfOfConstituents" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalCommitment" xlink:label="CapitalCommitment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="CapitalCommitment" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AcceptancesEndorsementsOtherObligationsPresentation" xlink:label="AcceptancesEndorsementsOtherObligationsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="AcceptancesEndorsementsOtherObligationsPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AcceptancesEndorsementsOtherObligationsInIndia" xlink:label="AcceptancesEndorsementsOtherObligationsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AcceptancesEndorsementsOtherObligationsPresentation" xlink:to="AcceptancesEndorsementsOtherObligationsInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AcceptancesEndorsementsOtherObligationsOutsideIndia" xlink:label="AcceptancesEndorsementsOtherObligationsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AcceptancesEndorsementsOtherObligationsPresentation" xlink:to="AcceptancesEndorsementsOtherObligationsOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AcceptancesEndorsementsOtherObligations" xlink:label="AcceptancesEndorsementsOtherObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AcceptancesEndorsementsOtherObligationsPresentation" xlink:to="AcceptancesEndorsementsOtherObligations" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EstimatedCapitalContractsOutstanding" xlink:label="EstimatedCapitalContractsOutstanding"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="EstimatedCapitalContractsOutstanding" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CustomerLiabilitiesUnderCreditDefault" xlink:label="CustomerLiabilitiesUnderCreditDefault"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="CustomerLiabilitiesUnderCreditDefault" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterBankParticipationCertificate" xlink:label="InterBankParticipationCertificate"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="InterBankParticipationCertificate" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ContingentLiabilities" xlink:label="ContingentLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ContingentLiabilitiesPresentation" xlink:to="ContingentLiabilities" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BillsForCollection" xlink:label="BillsForCollection"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalAssetsTotalLiabilitiesPresentation" xlink:to="BillsForCollection" xlink:title="presentation: TotalAssetsTotalLiabilitiesPresentation to BillsForCollection" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDepositsFromBanks" xlink:label="TermDepositsFromBanks"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDepositsFromOthers" xlink:label="TermDepositsFromOthers"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TermDeposits" xlink:label="TermDeposits"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsCentralStateGovernments" xlink:label="BorrowingsCentralStateGovernments"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsFinancialInstitutions" xlink:label="BorrowingsFinancialInstitutions"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BorrowingsOtherInstitutionsAgencies" xlink:label="BorrowingsOtherInstitutionsAgencies"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFixedAssetsIncludingFurnitureGross" xlink:label="OtherFixedAssetsIncludingFurnitureGross"/>
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/IncomeStatementforBanks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatementofProfitandLossPresentation" xlink:label="StatementofProfitandLossPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountsTransferredReservesPresentation" xlink:label="AmountsTransferredReservesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="AmountsTransferredReservesPresentation" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountTransferredfromGeneralReserve" xlink:label="AmountTransferredfromGeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmountsTransferredReservesPresentation" xlink:to="AmountTransferredfromGeneralReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountTransferredfromCapitalReserves" xlink:label="AmountTransferredfromCapitalReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmountsTransferredReservesPresentation" xlink:to="AmountTransferredfromCapitalReserves" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountsTransferredfromOtherReserves" xlink:label="AmountsTransferredfromOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmountsTransferredReservesPresentation" xlink:to="AmountsTransferredfromOtherReserves" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountsTransferredReserves" xlink:label="AmountsTransferredReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AmountsTransferredReservesPresentation" xlink:to="AmountsTransferredReserves" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsPresentation" xlink:label="AppropriationsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="AppropriationsPresentation" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsEquityDividendPresentation" xlink:label="AppropriationsEquityDividendPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsEquityDividendPresentation" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsInterimDividend" xlink:label="AppropriationsInterimDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsEquityDividendPresentation" xlink:to="AppropriationsInterimDividend" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsFinalDividend" xlink:label="AppropriationsFinalDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsEquityDividendPresentation" xlink:to="AppropriationsFinalDividend" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsEquityDividend" xlink:label="AppropriationsEquityDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsEquityDividendPresentation" xlink:to="AppropriationsEquityDividend" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsPreferredDividend" xlink:label="AppropriationsPreferredDividend"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsPreferredDividend" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsStatutoryReserve" xlink:label="AppropriationsStatutoryReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsStatutoryReserve" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsStaffWelfareFund" xlink:label="AppropriationsStaffWelfareFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsStaffWelfareFund" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsInvestmentFluctuationReserve" xlink:label="AppropriationsInvestmentFluctuationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsInvestmentFluctuationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsCapitalReserve" xlink:label="AppropriationsCapitalReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsCapitalReserve" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsGeneralReserve" xlink:label="AppropriationsGeneralReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsGeneralReserve" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsSpecialReserveIncomeTaxAct" xlink:label="AppropriationsSpecialReserveIncomeTaxAct"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsSpecialReserveIncomeTaxAct" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsOtherReserves" xlink:label="AppropriationsOtherReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsOtherReserves" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AppropriationsDividendDistributionTax" xlink:label="AppropriationsDividendDistributionTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="AppropriationsDividendDistributionTax" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitLossBalance" xlink:label="ProfitLossBalance" xlink:title="ProfitLossBalance"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AppropriationsPresentation" xlink:to="ProfitLossBalance" xlink:title="presentation: AppropriationsPresentation to ProfitLossBalance" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasicEarningsPerShare" xlink:label="BasicEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="BasicEarningsPerShare" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DilutedEarningsPerShare" xlink:label="DilutedEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="DilutedEarningsPerShare" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AverageNumberSharesforDilutedEarningsPerSharePresentation" xlink:label="AverageNumberSharesforDilutedEarningsPerSharePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="AverageNumberSharesforDilutedEarningsPerSharePresentation" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AverageNumberSharesforBasicEarningsPerShare" xlink:label="AverageNumberSharesforBasicEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AverageNumberSharesforDilutedEarningsPerSharePresentation" xlink:to="AverageNumberSharesforBasicEarningsPerShare" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentAverageNumberShares" xlink:label="AdjustmentAverageNumberShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AverageNumberSharesforDilutedEarningsPerSharePresentation" xlink:to="AdjustmentAverageNumberShares" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AverageNumberSharesforDilutedEarningsPerShare" xlink:label="AverageNumberSharesforDilutedEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AverageNumberSharesforDilutedEarningsPerSharePresentation" xlink:to="AverageNumberSharesforDilutedEarningsPerShare" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalIncomePresentation" xlink:label="TotalIncomePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="TotalIncomePresentation" xlink:title="presentation: StatementofProfitandLossPresentation to TotalIncomePresentation" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalIncome" xlink:label="TotalIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="TotalIncome" xlink:title="presentation: TotalIncomePresentation to TotalIncome" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherIncomePresentation" xlink:label="OtherIncomePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="OtherIncomePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherReceipts" xlink:label="OtherReceipts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="OtherReceipts" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherIncome" xlink:label="OtherIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="OtherIncome" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CommissionExchangeBrokerageIncome" xlink:label="CommissionExchangeBrokerageIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="CommissionExchangeBrokerageIncome" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleDisposalFixedAssetsPresentation" xlink:label="NetProfitLossSaleDisposalFixedAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossSaleDisposalFixedAssetsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitSaleDisposalFixedAssets" xlink:label="ProfitSaleDisposalFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalFixedAssetsPresentation" xlink:to="ProfitSaleDisposalFixedAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossSaleDisposalFixedAssets" xlink:label="LossSaleDisposalFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalFixedAssetsPresentation" xlink:to="LossSaleDisposalFixedAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleDisposalFixedAssets" xlink:label="NetProfitLossSaleDisposalFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalFixedAssetsPresentation" xlink:to="NetProfitLossSaleDisposalFixedAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleDisposalLeasedAssetsPresentation" xlink:label="NetProfitLossSaleDisposalLeasedAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossSaleDisposalLeasedAssetsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitSaleDisposalLeasedAssets" xlink:label="ProfitSaleDisposalLeasedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalLeasedAssetsPresentation" xlink:to="ProfitSaleDisposalLeasedAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossSaleDisposalLeasedAssets" xlink:label="LossSaleDisposalLeasedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalLeasedAssetsPresentation" xlink:to="LossSaleDisposalLeasedAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleDisposalLeasedAssets" xlink:label="NetProfitLossSaleDisposalLeasedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleDisposalLeasedAssetsPresentation" xlink:to="NetProfitLossSaleDisposalLeasedAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleRedemptionInvestmentsPresentation" xlink:label="NetProfitLossSaleRedemptionInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossSaleRedemptionInvestmentsPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitSaleRedemptionInvestments" xlink:label="ProfitSaleRedemptionInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleRedemptionInvestmentsPresentation" xlink:to="ProfitSaleRedemptionInvestments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossSaleRedemptionInvestments" xlink:label="LossSaleRedemptionInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleRedemptionInvestmentsPresentation" xlink:to="LossSaleRedemptionInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossSaleRedemptionInvestments" xlink:label="NetProfitLossSaleRedemptionInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossSaleRedemptionInvestmentsPresentation" xlink:to="NetProfitLossSaleRedemptionInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossForeignExchangeDifferencePresentation" xlink:label="NetProfitLossForeignExchangeDifferencePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossForeignExchangeDifferencePresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignExchangeDifferenceIncome" xlink:label="ForeignExchangeDifferenceIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossForeignExchangeDifferencePresentation" xlink:to="ForeignExchangeDifferenceIncome" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForeignExchangeDifferenceExpense" xlink:label="ForeignExchangeDifferenceExpense"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossForeignExchangeDifferencePresentation" xlink:to="ForeignExchangeDifferenceExpense" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossForeignExchangeDifference" xlink:label="NetProfitLossForeignExchangeDifference"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossForeignExchangeDifferencePresentation" xlink:to="NetProfitLossForeignExchangeDifference" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossDerivativeTransactionsPresentation" xlink:label="NetProfitLossDerivativeTransactionsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossDerivativeTransactionsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitDerivativeTransactions" xlink:label="ProfitDerivativeTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossDerivativeTransactionsPresentation" xlink:to="ProfitDerivativeTransactions" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossDerivativeTransactions" xlink:label="LossDerivativeTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossDerivativeTransactionsPresentation" xlink:to="LossDerivativeTransactions" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossDerivativeTransactions" xlink:label="NetProfitLossDerivativeTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossDerivativeTransactionsPresentation" xlink:to="NetProfitLossDerivativeTransactions" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossRevaluationInvestmentsPresentation" xlink:label="NetProfitLossRevaluationInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="NetProfitLossRevaluationInvestmentsPresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitRevaluationInvestments" xlink:label="ProfitRevaluationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossRevaluationInvestmentsPresentation" xlink:to="ProfitRevaluationInvestments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossRevaluationInvestments" xlink:label="LossRevaluationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossRevaluationInvestmentsPresentation" xlink:to="LossRevaluationInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossRevaluationInvestments" xlink:label="NetProfitLossRevaluationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetProfitLossRevaluationInvestmentsPresentation" xlink:to="NetProfitLossRevaluationInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendIncomeSubsidiariesCompaniesJointVenturesPresentation" xlink:label="DividendIncomeSubsidiariesCompaniesJointVenturesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="DividendIncomeSubsidiariesCompaniesJointVenturesPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendIncomeSubsidiariesCompaniesJointVenturesInIndia" xlink:label="DividendIncomeSubsidiariesCompaniesJointVenturesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendIncomeSubsidiariesCompaniesJointVenturesPresentation" xlink:to="DividendIncomeSubsidiariesCompaniesJointVenturesInIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendIncomeSubsidiariesCompaniesJointVenturesOutsideIndia" xlink:label="DividendIncomeSubsidiariesCompaniesJointVenturesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendIncomeSubsidiariesCompaniesJointVenturesPresentation" xlink:to="DividendIncomeSubsidiariesCompaniesJointVenturesOutsideIndia" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendIncomeSubsidiariesCompaniesJointVentures" xlink:label="DividendIncomeSubsidiariesCompaniesJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendIncomeSubsidiariesCompaniesJointVenturesPresentation" xlink:to="DividendIncomeSubsidiariesCompaniesJointVentures" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseIncomePresentation" xlink:label="LeaseIncomePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="LeaseIncomePresentation" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseManagementFees" xlink:label="LeaseManagementFees"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="LeaseManagementFees" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RevenueLeaseRentals" xlink:label="RevenueLeaseRentals"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="RevenueLeaseRentals" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseFinanceIncome" xlink:label="LeaseFinanceIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="LeaseFinanceIncome" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseOverdueCharges" xlink:label="LeaseOverdueCharges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="LeaseOverdueCharges" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseIncomeOther" xlink:label="LeaseIncomeOther"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="LeaseIncomeOther" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LeaseIncome" xlink:label="LeaseIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeaseIncomePresentation" xlink:to="LeaseIncome" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IncomeDerivedInsuranceActivitiesInsuranceClaimsFavourOfBank" xlink:label="IncomeDerivedInsuranceActivitiesInsuranceClaimsFavourOfBank"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="IncomeDerivedInsuranceActivitiesInsuranceClaimsFavourOfBank" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LegalSettlementsIncomeFavourOfBank" xlink:label="LegalSettlementsIncomeFavourOfBank"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherIncomePresentation" xlink:to="LegalSettlementsIncomeFavourOfBank" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestDividendIncomeEarnedPresentation" xlink:label="OperatingInterestDividendIncomeEarnedPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="OperatingInterestDividendIncomeEarnedPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestDiscountIncomeAdvancesBills" xlink:label="InterestDiscountIncomeAdvancesBills"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestDiscountIncomeAdvancesBills" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestDividendIncomeInvestments" xlink:label="InterestDividendIncomeInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestDividendIncomeInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds" xlink:label="InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestDividendIncomeEarned" xlink:label="OperatingInterestDividendIncomeEarned"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="OperatingInterestDividendIncomeEarned" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInterestDividendIncome" xlink:label="OtherInterestDividendIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="OtherInterestDividendIncome" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to OtherInterestDividendIncome" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalExpenditurePresentation" xlink:label="TotalExpenditurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="TotalExpenditurePresentation" xlink:title="presentation: StatementofProfitandLossPresentation to TotalExpenditurePresentation" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalExpenditure" xlink:label="TotalExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalExpenditurePresentation" xlink:to="TotalExpenditure" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestExpenditurePresentation" xlink:label="OperatingInterestExpenditurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalExpenditurePresentation" xlink:to="OperatingInterestExpenditurePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseDeposits" xlink:label="InterestExpenseDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestExpenditurePresentation" xlink:to="InterestExpenseDeposits" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseDebtSecurities" xlink:label="InterestExpenseDebtSecurities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestExpenditurePresentation" xlink:to="InterestExpenseDebtSecurities" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseOtherBorrowings" xlink:label="InterestExpenseOtherBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestExpenditurePresentation" xlink:to="InterestExpenseOtherBorrowings" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestExpenditure" xlink:label="OperatingInterestExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestExpenditurePresentation" xlink:to="OperatingInterestExpenditure" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseReserveBankOfIndiaAndInterBankBorrowings" xlink:label="InterestExpenseReserveBankOfIndiaAndInterBankBorrowings" xlink:title="InterestExpenseReserveBankOfIndiaAndInterBankBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestExpenditurePresentation" xlink:to="InterestExpenseReserveBankOfIndiaAndInterBankBorrowings" xlink:title="presentation: OperatingInterestExpenditurePresentation to InterestExpenseReserveBankOfIndiaAndInterBankBorrowings" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingExpensesPresentation" xlink:label="OperatingExpensesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalExpenditurePresentation" xlink:to="OperatingExpensesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeRelatedExpenses" xlink:label="EmployeeRelatedExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="EmployeeRelatedExpenses" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RentTaxesLighting" xlink:label="RentTaxesLighting"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="RentTaxesLighting" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PrintingStationery" xlink:label="PrintingStationery"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="PrintingStationery" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvertisingPromotionalExpenses" xlink:label="AdvertisingPromotionalExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="AdvertisingPromotionalExpenses" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_HeadOfficeCharges" xlink:label="HeadOfficeCharges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="HeadOfficeCharges" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationAmortisationExpensesPresentation" xlink:label="DepreciationAmortisationExpensesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="DepreciationAmortisationExpensesPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationAmortisationExpenses" xlink:label="DepreciationAmortisationExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationAmortisationExpensesPresentation" xlink:to="DepreciationAmortisationExpenses" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationAmortisationBankProperty" xlink:label="DepreciationAmortisationBankProperty"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationAmortisationExpensesPresentation" xlink:to="DepreciationAmortisationBankProperty" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DepreciationAmortisationLeasedAssets" xlink:label="DepreciationAmortisationLeasedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepreciationAmortisationExpensesPresentation" xlink:to="DepreciationAmortisationLeasedAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DirectorsRemuneration" xlink:label="DirectorsRemuneration"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="DirectorsRemuneration" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AuditorsRemuneration" xlink:label="AuditorsRemuneration"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="AuditorsRemuneration" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LegalProfessionalCharges" xlink:label="LegalProfessionalCharges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="LegalProfessionalCharges" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TelephonePostage" xlink:label="TelephonePostage"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="TelephonePostage" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepairsMaintenanceExpenses" xlink:label="RepairsMaintenanceExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="RepairsMaintenanceExpenses" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InsuranceExpenses" xlink:label="InsuranceExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="InsuranceExpenses" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SellingDistributionExpenses" xlink:label="SellingDistributionExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="SellingDistributionExpenses" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TravellingConveyance" xlink:label="TravellingConveyance"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="TravellingConveyance" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EntertainmentExpenses" xlink:label="EntertainmentExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="EntertainmentExpenses" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TransferAgencyFees" xlink:label="TransferAgencyFees"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="TransferAgencyFees" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RegistrationFilingFees" xlink:label="RegistrationFilingFees"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="RegistrationFilingFees" order="17.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InformationTechnologyExpenses" xlink:label="InformationTechnologyExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="InformationTechnologyExpenses" order="18.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_VoluntaryRetirementCompensationWrittenoff" xlink:label="VoluntaryRetirementCompensationWrittenoff"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="VoluntaryRetirementCompensationWrittenoff" order="19.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherMiscellaneousExpenditureWrittenoff" xlink:label="OtherMiscellaneousExpenditureWrittenoff"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="OtherMiscellaneousExpenditureWrittenoff" order="21.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherOperatingExpenditure" xlink:label="OtherOperatingExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="OtherOperatingExpenditure" order="22.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingExpenses" xlink:label="OperatingExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpensesPresentation" xlink:to="OperatingExpenses" order="23.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsWriteOffsDuringYear" xlink:label="ProvisionsWriteOffsDuringYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalExpenditurePresentation" xlink:to="ProvisionsWriteOffsDuringYear" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReversalProvisionsWriteOffsDuringPreviousYear" xlink:label="ReversalProvisionsWriteOffsDuringPreviousYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalExpenditurePresentation" xlink:to="ReversalProvisionsWriteOffsDuringPreviousYear" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeMinorityInterestShareJointVenture" xlink:label="NetProfitLossbeforeMinorityInterestShareJointVenture_2" xlink:title="NetProfitLossbeforeMinorityInterestShareJointVenture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="NetProfitLossbeforeMinorityInterestShareJointVenture_2" xlink:title="presentation: StatementofProfitandLossPresentation to NetProfitLossbeforeMinorityInterestShareJointVenture" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesInIndiaPresentation" xlink:label="ShareEarningsAssociatesInIndiaPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="ShareEarningsAssociatesInIndiaPresentation" xlink:title="presentation: StatementofProfitandLossPresentation to ShareEarningsAssociatesInIndiaPresentation" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsRegionalRuralBanks" xlink:label="ShareEarningsRegionalRuralBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesInIndiaPresentation" xlink:to="ShareEarningsRegionalRuralBanks" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsOthers" xlink:label="ShareEarningsOthers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesInIndiaPresentation" xlink:to="ShareEarningsOthers" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesInIndia" xlink:label="ShareEarningsAssociatesInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesInIndiaPresentation" xlink:to="ShareEarningsAssociatesInIndia" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossBeforeMinorityInterest" xlink:label="NetProfitLossBeforeMinorityInterest"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="NetProfitLossBeforeMinorityInterest" xlink:title="presentation: StatementofProfitandLossPresentation to NetProfitLossBeforeMinorityInterest" use="optional" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareMinorityInterestProfitLoss" xlink:label="ShareMinorityInterestProfitLoss_2" xlink:title="ShareMinorityInterestProfitLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="ShareMinorityInterestProfitLoss_2" xlink:title="presentation: StatementofProfitandLossPresentation to ShareMinorityInterestProfitLoss" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLoss" xlink:label="NetProfitLoss_2" xlink:title="NetProfitLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="NetProfitLoss_2" xlink:title="presentation: StatementofProfitandLossPresentation to NetProfitLoss" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesOutsideIndia" xlink:label="ShareEarningsAssociatesOutsideIndia_2" xlink:title="ShareEarningsAssociatesOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="ShareEarningsAssociatesOutsideIndia_2" xlink:title="presentation: StatementofProfitandLossPresentation to ShareEarningsAssociatesOutsideIndia" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FaceValueEquityShares" xlink:label="FaceValueEquityShares" xlink:title="FaceValueEquityShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="FaceValueEquityShares" xlink:title="presentation: StatementofProfitandLossPresentation to FaceValueEquityShares" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitLossBeforeAppropriation" xlink:label="ProfitBeforeAppropriation" xlink:title="ProfitBeforeAppropriation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="ProfitBeforeAppropriation" xlink:title="presentation: StatementofProfitandLossPresentation to ProfitBeforeAppropriation" order="11.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementofProfitandLossPresentation" xlink:to="ProfitLossBalance" xlink:title="presentation: StatementofProfitandLossPresentation to ProfitLossBalance" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeMinorityInterestShareJointVenture" xlink:label="NetProfitLossbeforeMinorityInterestShareJointVenture"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesOutsideIndia" xlink:label="ShareEarningsAssociatesOutsideIndia"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociates" xlink:label="ShareEarningsAssociates"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareMinorityInterestProfitLoss" xlink:label="ShareMinorityInterestProfitLoss"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLoss" xlink:label="NetProfitLoss"/>
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/CashFlowStatementforBanks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashFlowStatementPresentation" xlink:label="CashFlowStatementPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:label="NetIncreaseDecreaseCashCashEquivalentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashFlowStatementPresentation" xlink:to="NetIncreaseDecreaseCashCashEquivalentsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:label="NetCashFlowfromUsedinOperatingActivitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:to="NetCashFlowfromUsedinOperatingActivitiesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeTaxExtraordinaryItems" xlink:label="NetProfitLossbeforeTaxExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="NetProfitLossbeforeTaxExtraordinaryItems" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentsProfitLossOperationsPresentation" xlink:label="AdjustmentsProfitLossOperationsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="AdjustmentsProfitLossOperationsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentImpairmentLoss" xlink:label="AdjustmentImpairmentLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentImpairmentLoss" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGainLossSaleDisposalFixedAssets" xlink:label="AdjustmentGainLossSaleDisposalFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGainLossSaleDisposalFixedAssets" order="25.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGainLossDerivativeTransactions" xlink:label="AdjustmentGainLossDerivativeTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGainLossDerivativeTransactions" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentShareDebtIssueExpenses" xlink:label="AdjustmentShareDebtIssueExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentShareDebtIssueExpenses" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherNonoperatingNoncashAdjustments" xlink:label="OtherNonoperatingNoncashAdjustments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="OtherNonoperatingNoncashAdjustments" order="31.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentsProfitLossOperations" xlink:label="AdjustmentsProfitLossOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentsProfitLossOperations" order="32.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentAmortisation" xlink:label="AdjustmentAmortisation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentAmortisation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationInvestments" xlink:label="AdjustmentDepreciationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentDepreciationInvestments" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionEmployeeBenefits" xlink:label="AdjustmentProvisionEmployeeBenefits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionEmployeeBenefits" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentEmployeeSeparationCompensation" xlink:label="AdjustmentEmployeeSeparationCompensation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentEmployeeSeparationCompensation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestReceived" xlink:label="AdjustmentInterestReceived"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentInterestReceived" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionSecuritisedAssets" xlink:label="AdjustmentProvisionSecuritisedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionSecuritisedAssets" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionStandardAssets" xlink:label="AdjustmentProvisionStandardAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionStandardAssets" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionsNonPerformingAssets" xlink:label="AdjustmentProvisionsNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionsNonPerformingAssets" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionOtherAssets" xlink:label="AdjustmentProvisionOtherAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionOtherAssets" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentOtherProvisionsContingencies" xlink:label="AdjustmentOtherProvisionsContingencies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentOtherProvisionsContingencies" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionDoubtfulDebtsAdvances" xlink:label="AdjustmentProvisionDoubtfulDebtsAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionDoubtfulDebtsAdvances" order="16.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionTaxationPresentation" xlink:label="AdjustmentProvisionTaxationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionTaxationPresentation" order="17.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionCurrentTax" xlink:label="AdjustmentProvisionCurrentTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentProvisionTaxationPresentation" xlink:to="AdjustmentProvisionCurrentTax" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionDeferredTax" xlink:label="AdjustmentProvisionDeferredTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentProvisionTaxationPresentation" xlink:to="AdjustmentProvisionDeferredTax" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionWealthTax" xlink:label="AdjustmentProvisionWealthTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentProvisionTaxationPresentation" xlink:to="AdjustmentProvisionWealthTax" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionFringeBenefitTax" xlink:label="AdjustmentProvisionFringeBenefitTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentProvisionTaxationPresentation" xlink:to="AdjustmentProvisionFringeBenefitTax" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionTaxation" xlink:label="AdjustmentProvisionTaxation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentProvisionTaxationPresentation" xlink:to="AdjustmentProvisionTaxation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentProvisionInterestonSubordinatedDebt" xlink:label="AdjustmentProvisionInterestonSubordinatedDebt"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentProvisionInterestonSubordinatedDebt" order="18.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentWriteoffAdvances" xlink:label="AdjustmentWriteoffAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentWriteoffAdvances" order="19.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentWriteoffBadDebts" xlink:label="AdjustmentWriteoffBadDebts"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentWriteoffBadDebts" order="20.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGoodwillWrittenoff" xlink:label="AdjustmentGoodwillWrittenoff"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGoodwillWrittenoff" order="21.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentWriteoffMiscellaneousExpenditure" xlink:label="AdjustmentWriteoffMiscellaneousExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentWriteoffMiscellaneousExpenditure" order="22.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentOtherProvisionsContingenciesWrittenback" xlink:label="AdjustmentOtherProvisionsContingenciesWrittenback"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentOtherProvisionsContingenciesWrittenback" order="23.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGainLossSaleNonBankingAssets" xlink:label="AdjustmentGainLossSaleNonBankingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGainLossSaleNonBankingAssets" order="24.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGainLossRevaluationInvestments" xlink:label="AdjustmentGainLossRevaluationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGainLossRevaluationInvestments" order="26.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDividendReceivedPresentation" xlink:label="AdjustmentDividendReceivedPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentDividendReceivedPresentation" order="27.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDividendReceivedSubsidiaries" xlink:label="AdjustmentDividendReceivedSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDividendReceivedPresentation" xlink:to="AdjustmentDividendReceivedSubsidiaries" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDividendReceivedOtherInvestments" xlink:label="AdjustmentDividendReceivedOtherInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDividendReceivedPresentation" xlink:to="AdjustmentDividendReceivedOtherInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDividendReceived" xlink:label="AdjustmentDividendReceived"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDividendReceivedPresentation" xlink:to="AdjustmentDividendReceived" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentLeaseEqualisationCharges" xlink:label="AdjustmentLeaseEqualisationCharges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentLeaseEqualisationCharges" order="28.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentPriorPeriodExtraordinaryItems" xlink:label="AdjustmentPriorPeriodExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentPriorPeriodExtraordinaryItems" order="29.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentGainLossSaleRedemptionInvestments" xlink:label="AdjustmentGainLossSaleRedemptionInvestments" xlink:title="AdjustmentGainLossSaleRedemptionInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentGainLossSaleRedemptionInvestments" xlink:title="presentation: AdjustmentsProfitLossOperationsPresentation to AdjustmentGainLossSaleRedemptionInvestments" order="30.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationPresentation" xlink:label="AdjustmentDepreciationPresentation" xlink:title="AdjustmentDepreciationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentDepreciationPresentation" xlink:title="presentation: AdjustmentsProfitLossOperationsPresentation to AdjustmentDepreciationPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationFixedAssets" xlink:label="AdjustmentDepreciationFixedAssets_2" xlink:title="AdjustmentDepreciationFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDepreciationPresentation" xlink:to="AdjustmentDepreciationFixedAssets_2" xlink:title="presentation: AdjustmentDepreciationPresentation to AdjustmentDepreciationFixedAssets" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationLeasedAssets" xlink:label="AdjustmentDepreciationLeasedAssets_2" xlink:title="AdjustmentDepreciationLeasedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDepreciationPresentation" xlink:to="AdjustmentDepreciationLeasedAssets_2" xlink:title="presentation: AdjustmentDepreciationPresentation to AdjustmentDepreciationLeasedAssets" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciation" xlink:label="AdjustmentDepreciation_2" xlink:title="AdjustmentDepreciation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentDepreciationPresentation" xlink:to="AdjustmentDepreciation_2" xlink:title="presentation: AdjustmentDepreciationPresentation to AdjustmentDepreciation" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpensePresentation" xlink:label="AdjustmentInterestExpensePresentation" xlink:title="AdjustmentInterestExpensePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsProfitLossOperationsPresentation" xlink:to="AdjustmentInterestExpensePresentation" xlink:title="presentation: AdjustmentsProfitLossOperationsPresentation to AdjustmentInterestExpensePresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseDeposits" xlink:label="AdjustmentInterestExpenseDeposits_2" xlink:title="AdjustmentInterestExpenseDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentInterestExpensePresentation" xlink:to="AdjustmentInterestExpenseDeposits_2" xlink:title="presentation: AdjustmentInterestExpensePresentation to AdjustmentInterestExpenseDeposits" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseLongTermLoans" xlink:label="AdjustmentInterestExpenseLongTermLoans_2" xlink:title="AdjustmentInterestExpenseLongTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentInterestExpensePresentation" xlink:to="AdjustmentInterestExpenseLongTermLoans_2" xlink:title="presentation: AdjustmentInterestExpensePresentation to AdjustmentInterestExpenseLongTermLoans" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseShortTermLoans" xlink:label="AdjustmentInterestExpenseShortTermLoans_2" xlink:title="AdjustmentInterestExpenseShortTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentInterestExpensePresentation" xlink:to="AdjustmentInterestExpenseShortTermLoans_2" xlink:title="presentation: AdjustmentInterestExpensePresentation to AdjustmentInterestExpenseShortTermLoans" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseOther" xlink:label="AdjustmentInterestExpenseOther_2" xlink:title="AdjustmentInterestExpenseOther"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentInterestExpensePresentation" xlink:to="AdjustmentInterestExpenseOther_2" xlink:title="presentation: AdjustmentInterestExpensePresentation to AdjustmentInterestExpenseOther" use="optional" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpense" xlink:label="AdjustmentInterestExpense_2" xlink:title="AdjustmentInterestExpense"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentInterestExpensePresentation" xlink:to="AdjustmentInterestExpense_2" xlink:title="presentation: AdjustmentInterestExpensePresentation to AdjustmentInterestExpense" use="optional" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesWorkingCapitalPresentation" xlink:label="ChangesWorkingCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="ChangesWorkingCapitalPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCurrentAssetsLoansAdvancesPresentation" xlink:label="ChangesCurrentAssetsLoansAdvancesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesWorkingCapitalPresentation" xlink:to="ChangesCurrentAssetsLoansAdvancesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesOtherCurrentAssets" xlink:label="ChangesOtherCurrentAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentAssetsLoansAdvancesPresentation" xlink:to="ChangesOtherCurrentAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesLoansAdvances" xlink:label="ChangesLoansAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentAssetsLoansAdvancesPresentation" xlink:to="ChangesLoansAdvances" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCurrentAssetsLoansAdvances" xlink:label="ChangesCurrentAssetsLoansAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentAssetsLoansAdvancesPresentation" xlink:to="ChangesCurrentAssetsLoansAdvances" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangeInvestments" xlink:label="ChangeInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentAssetsLoansAdvancesPresentation" xlink:to="ChangeInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCurrentLiabilitiesProvisionsPresentation" xlink:label="ChangesCurrentLiabilitiesProvisionsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesWorkingCapitalPresentation" xlink:to="ChangesCurrentLiabilitiesProvisionsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesCurrentLiabilitiesProvisions" xlink:label="ChangesCurrentLiabilitiesProvisions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentLiabilitiesProvisionsPresentation" xlink:to="ChangesCurrentLiabilitiesProvisions" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangeDeposits" xlink:label="ChangeDeposits"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentLiabilitiesProvisionsPresentation" xlink:to="ChangeDeposits" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangeBorrowings" xlink:label="ChangeBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentLiabilitiesProvisionsPresentation" xlink:to="ChangeBorrowings" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangeProvisionsOtherLiabilities" xlink:label="ChangeProvisionsOtherLiabilities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesCurrentLiabilitiesProvisionsPresentation" xlink:to="ChangeProvisionsOtherLiabilities" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ChangesWorkingCapital" xlink:label="ChangesWorkingCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChangesWorkingCapitalPresentation" xlink:to="ChangesWorkingCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DirectTaxesPaidRefunded" xlink:label="DirectTaxesPaidRefunded"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="DirectTaxesPaidRefunded" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowfromUsedinOperatingActivities" xlink:label="NetCashFlowfromUsedinOperatingActivities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="NetCashFlowfromUsedinOperatingActivities" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingProfitLossbeforeChangesWorkingCapital" xlink:label="OperatingProfitLossbeforeChangesWorkingCapital_2" xlink:title="OperatingProfitLossbeforeChangesWorkingCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinOperatingActivitiesPresentation" xlink:to="OperatingProfitLossbeforeChangesWorkingCapital_2" xlink:title="presentation: NetCashFlowfromUsedinOperatingActivitiesPresentation to OperatingProfitLossbeforeChangesWorkingCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowUsedinInvestingActivitiesPresentation" xlink:label="NetCashFlowUsedinInvestingActivitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:to="NetCashFlowUsedinInvestingActivitiesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseDevelopmentFixedAssetsPresentation" xlink:label="PurchaseDevelopmentFixedAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseDevelopmentFixedAssetsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseTangibleFixedAssets" xlink:label="PurchaseTangibleFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseDevelopmentFixedAssetsPresentation" xlink:to="PurchaseTangibleFixedAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseIntangibleFixedAssets" xlink:label="PurchaseIntangibleFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseDevelopmentFixedAssetsPresentation" xlink:to="PurchaseIntangibleFixedAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseDevelopmentFixedAssets" xlink:label="PurchaseDevelopmentFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseDevelopmentFixedAssetsPresentation" xlink:to="PurchaseDevelopmentFixedAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseOtherAssets" xlink:label="PurchaseOtherAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseOtherAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSaleDisposalFixedAssetsPresentation" xlink:label="ProceedsSaleDisposalFixedAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsSaleDisposalFixedAssetsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSaleDisposalTangibleFixedAssets" xlink:label="ProceedsSaleDisposalTangibleFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsSaleDisposalFixedAssetsPresentation" xlink:to="ProceedsSaleDisposalTangibleFixedAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSaleDisposalIntangibleFixedAssets" xlink:label="ProceedsSaleDisposalIntangibleFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsSaleDisposalFixedAssetsPresentation" xlink:to="ProceedsSaleDisposalIntangibleFixedAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSaleDisposalFixedAssets" xlink:label="ProceedsSaleDisposalFixedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsSaleDisposalFixedAssetsPresentation" xlink:to="ProceedsSaleDisposalFixedAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDisposalOtherAssets" xlink:label="ProceedsDisposalOtherAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsDisposalOtherAssets" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsInterestDividendInvestmentsPresentation" xlink:label="ProceedsInterestDividendInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsInterestDividendInvestmentsPresentation" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsInterestInvestmentsPresentation" xlink:label="ProceedsInterestInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestDividendInvestmentsPresentation" xlink:to="ProceedsInterestInvestmentsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsOtherInterest" xlink:label="ProceedsOtherInterest"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestInvestmentsPresentation" xlink:to="ProceedsOtherInterest" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsInterestInvestments" xlink:label="ProceedsInterestInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestInvestmentsPresentation" xlink:to="ProceedsInterestInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsInterestRelatedParties" xlink:label="ProceedsInterestRelatedParties"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestInvestmentsPresentation" xlink:to="ProceedsInterestRelatedParties" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDividendInvestmentsPresentation" xlink:label="ProceedsDividendInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestDividendInvestmentsPresentation" xlink:to="ProceedsDividendInvestmentsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDividendsOtherInvestments" xlink:label="ProceedsDividendsOtherInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsDividendInvestmentsPresentation" xlink:to="ProceedsDividendsOtherInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDividendInvestments" xlink:label="ProceedsDividendInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsDividendInvestmentsPresentation" xlink:to="ProceedsDividendInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDividendRelatedParties" xlink:label="ProceedsDividendRelatedParties"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsDividendInvestmentsPresentation" xlink:to="ProceedsDividendRelatedParties" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsInterestDividendInvestments" xlink:label="ProceedsInterestDividendInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsInterestDividendInvestmentsPresentation" xlink:to="ProceedsInterestDividendInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInvestingActivitiesNet" xlink:label="OtherInvestingActivitiesNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="OtherInvestingActivitiesNet" order="14.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowUsedinInvestingActivities" xlink:label="NetCashFlowUsedinInvestingActivities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="NetCashFlowUsedinInvestingActivities" order="15.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseInvestmentsPresentation" xlink:label="PurchaseInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseInvestmentsPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseInvestmentsHeldToMaturity" xlink:label="PurchaseInvestmentsHeldToMaturity"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseInvestmentsPresentation" xlink:to="PurchaseInvestmentsHeldToMaturity" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseInvestmentsHeldForTrading" xlink:label="PurchaseInvestmentsHeldForTrading"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseInvestmentsPresentation" xlink:to="PurchaseInvestmentsHeldForTrading" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseInvestmentAvailableForSale" xlink:label="PurchaseInvestmentAvailableForSale"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseInvestmentsPresentation" xlink:to="PurchaseInvestmentAvailableForSale" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseInvestments" xlink:label="PurchaseInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchaseInvestmentsPresentation" xlink:to="PurchaseInvestments" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedSaleRedemptionInvestmentsPresentation" xlink:label="ProceedSaleRedemptionInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedSaleRedemptionInvestmentsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedSaleRedemptionInvestmentHeldToMaturity" xlink:label="ProceedSaleRedemptionInvestmentHeldToMaturity"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedSaleRedemptionInvestmentsPresentation" xlink:to="ProceedSaleRedemptionInvestmentHeldToMaturity" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedSaleRedemptionInvestmentsHeldForTrading" xlink:label="ProceedSaleRedemptionInvestmentsHeldForTrading"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedSaleRedemptionInvestmentsPresentation" xlink:to="ProceedSaleRedemptionInvestmentsHeldForTrading" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedSaleRedemptionInvestmentAvailableForSale" xlink:label="ProceedSaleRedemptionInvestmentAvailableForSale"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedSaleRedemptionInvestmentsPresentation" xlink:to="ProceedSaleRedemptionInvestmentAvailableForSale" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedSaleRedemptionInvestments" xlink:label="ProceedSaleRedemptionInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedSaleRedemptionInvestmentsPresentation" xlink:to="ProceedSaleRedemptionInvestments" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseSubsidiaries" xlink:label="PurchaseSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseSubsidiaries" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseJointVentures" xlink:label="PurchaseJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseJointVentures" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PurchaseMinorityInterest" xlink:label="PurchaseMinorityInterest"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="PurchaseMinorityInterest" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDisposalSubsidiaries" xlink:label="ProceedsDisposalSubsidiaries"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsDisposalSubsidiaries" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsDisposalJointVentures" xlink:label="ProceedsDisposalJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsDisposalJointVentures" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSaleMinorityInterest" xlink:label="ProceedsSaleMinorityInterest"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowUsedinInvestingActivitiesPresentation" xlink:to="ProceedsSaleMinorityInterest" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:label="NetCashFlowfromUsedinFinancingActivitiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:to="NetCashFlowfromUsedinFinancingActivitiesPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsIssueShareCapitalPresentation" xlink:label="ProceedsIssueShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="ProceedsIssueShareCapitalPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsIssueEquityShareCapital" xlink:label="ProceedsIssueEquityShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsIssueShareCapitalPresentation" xlink:to="ProceedsIssueEquityShareCapital" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsIssuePreferenceShareCapital" xlink:label="ProceedsIssuePreferenceShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsIssueShareCapitalPresentation" xlink:to="ProceedsIssuePreferenceShareCapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsIssueShareCapital" xlink:label="ProceedsIssueShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsIssueShareCapitalPresentation" xlink:to="ProceedsIssueShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaymentsBuybackRedemptionShareCapitalPresentation" xlink:label="PaymentsBuybackRedemptionShareCapitalPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="PaymentsBuybackRedemptionShareCapitalPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaymentsBuybackEquityShareCapital" xlink:label="PaymentsBuybackEquityShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaymentsBuybackRedemptionShareCapitalPresentation" xlink:to="PaymentsBuybackEquityShareCapital" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaymentsRedemptionPreferenceShareCapital" xlink:label="PaymentsRedemptionPreferenceShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaymentsBuybackRedemptionShareCapitalPresentation" xlink:to="PaymentsRedemptionPreferenceShareCapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaymentsBuybackRedemptionShareCapital" xlink:label="PaymentsBuybackRedemptionShareCapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaymentsBuybackRedemptionShareCapitalPresentation" xlink:to="PaymentsBuybackRedemptionShareCapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestFinancialExpensesPaidPresentation" xlink:label="InterestFinancialExpensesPaidPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="InterestFinancialExpensesPaidPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseLongTermLoansPaid" xlink:label="InterestExpenseLongTermLoansPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestFinancialExpensesPaidPresentation" xlink:to="InterestExpenseLongTermLoansPaid" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpenseShortTermLoansPaid" xlink:label="InterestExpenseShortTermLoansPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestFinancialExpensesPaidPresentation" xlink:to="InterestExpenseShortTermLoansPaid" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestExpensesOtherPaid" xlink:label="InterestExpensesOtherPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestFinancialExpensesPaidPresentation" xlink:to="InterestExpensesOtherPaid" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestFinancialExpensesPaid" xlink:label="InterestFinancialExpensesPaid" xlink:title="InterestFinancialExpensesPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestFinancialExpensesPaidPresentation" xlink:to="InterestFinancialExpensesPaid" xlink:title="presentation: InterestFinancialExpensesPaidPresentation to InterestFinancialExpensesPaid" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendDividendDistributionTaxPaidPresentation" xlink:label="DividendDividendDistributionTaxPaidPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="DividendDividendDistributionTaxPaidPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendPaidPresentation" xlink:label="DividendPaidPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendDistributionTaxPaidPresentation" xlink:to="DividendPaidPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendEquitySharesPaid" xlink:label="DividendEquitySharesPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendPaidPresentation" xlink:to="DividendEquitySharesPaid" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendPreferenceSharesPaid" xlink:label="DividendPreferenceSharesPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendPaidPresentation" xlink:to="DividendPreferenceSharesPaid" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendPaid" xlink:label="DividendPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendPaidPresentation" xlink:to="DividendPaid" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendDividendDistributionTaxPaid" xlink:label="DividendDividendDistributionTaxPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendDistributionTaxPaidPresentation" xlink:to="DividendDividendDistributionTaxPaid" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DividendDistributionTaxPaid" xlink:label="DividendDistributionTaxPaid"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DividendDividendDistributionTaxPaidPresentation" xlink:to="DividendDistributionTaxPaid" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherFinancingActivitiesNet" xlink:label="OtherFinancingActivitiesNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="OtherFinancingActivitiesNet" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetCashFlowfromUsedinFinancingActivities" xlink:label="NetCashFlowfromUsedinFinancingActivities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="NetCashFlowfromUsedinFinancingActivities" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPremiumReceived" xlink:label="SecuritiesPremiumReceived"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="SecuritiesPremiumReceived" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsBorrowingsPresentation" xlink:label="ProceedsBorrowingsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="ProceedsBorrowingsPresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsSubordinateDebtInstruments" xlink:label="ProceedsSubordinateDebtInstruments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsSubordinateDebtInstruments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsBondsDebentures" xlink:label="ProceedsBondsDebentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsBondsDebentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsLongTermLoans" xlink:label="ProceedsLongTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsLongTermLoans" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsShortTermLoans" xlink:label="ProceedsShortTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsShortTermLoans" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsOtherBorrowings" xlink:label="ProceedsOtherBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsOtherBorrowings" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProceedsBorrowings" xlink:label="ProceedsBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProceedsBorrowingsPresentation" xlink:to="ProceedsBorrowings" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentBorrowingsPresentation" xlink:label="RepaymentBorrowingsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="RepaymentBorrowingsPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentSubordinateDebtInstruments" xlink:label="RepaymentSubordinateDebtInstruments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentSubordinateDebtInstruments" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentBondsDebentures" xlink:label="RepaymentBondsDebentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentBondsDebentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentLongTermLoans" xlink:label="RepaymentLongTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentLongTermLoans" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentShortTermLoans" xlink:label="RepaymentShortTermLoans"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentShortTermLoans" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentRedemptionOtherBorrowings" xlink:label="RepaymentRedemptionOtherBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentRedemptionOtherBorrowings" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_RepaymentBorrowings" xlink:label="RepaymentBorrowings"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepaymentBorrowingsPresentation" xlink:to="RepaymentBorrowings" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareDebtIssueExpensesPresentation" xlink:label="ShareDebtIssueExpensesPresentation" xlink:title="ShareDebtIssueExpensesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashFlowfromUsedinFinancingActivitiesPresentation" xlink:to="ShareDebtIssueExpensesPresentation" xlink:title="presentation: NetCashFlowfromUsedinFinancingActivitiesPresentation to ShareDebtIssueExpensesPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareIssueExpenses" xlink:label="ShareIssueExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareDebtIssueExpensesPresentation" xlink:to="ShareIssueExpenses" xlink:title="presentation: ShareDebtIssueExpensesPresentation to ShareIssueExpenses" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DebtIssueExpenses" xlink:label="DebtIssueExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareDebtIssueExpensesPresentation" xlink:to="DebtIssueExpenses" xlink:title="presentation: ShareDebtIssueExpensesPresentation to DebtIssueExpenses" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareDebtIssueExpenses" xlink:label="ShareDebtIssueExpenses" xlink:title="ShareDebtIssueExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareDebtIssueExpensesPresentation" xlink:to="ShareDebtIssueExpenses" xlink:title="presentation: ShareDebtIssueExpensesPresentation to ShareDebtIssueExpenses" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetIncreaseDecreaseCashCashEquivalents" xlink:label="NetIncreaseDecreaseCashCashEquivalents"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:to="NetIncreaseDecreaseCashCashEquivalents" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EffectForeignExchangeCashCashEquivalents" xlink:label="EffectForeignExchangeCashCashEquivalents" xlink:title="EffectForeignExchangeCashCashEquivalents"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetIncreaseDecreaseCashCashEquivalentsPresentation" xlink:to="EffectForeignExchangeCashCashEquivalents" xlink:title="presentation: NetIncreaseDecreaseCashCashEquivalentsPresentation to EffectForeignExchangeCashCashEquivalents" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashCashEquivalents" xlink:label="CashCashEquivalents_1"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashFlowStatementPresentation" xlink:to="CashCashEquivalents_1" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CashCashEquivalents" xlink:label="CashCashEquivalents_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashFlowStatementPresentation" xlink:to="CashCashEquivalents_2" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationFixedAssets" xlink:label="AdjustmentDepreciationFixedAssets"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciationLeasedAssets" xlink:label="AdjustmentDepreciationLeasedAssets"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentDepreciation" xlink:label="AdjustmentDepreciation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseDeposits" xlink:label="AdjustmentInterestExpenseDeposits"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseLongTermLoans" xlink:label="AdjustmentInterestExpenseLongTermLoans"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseShortTermLoans" xlink:label="AdjustmentInterestExpenseShortTermLoans"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpenseOther" xlink:label="AdjustmentInterestExpenseOther"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdjustmentInterestExpense" xlink:label="AdjustmentInterestExpense"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingProfitLossbeforeChangesWorkingCapital" xlink:label="OperatingProfitLossbeforeChangesWorkingCapital"/>
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/DisclosureasperRBIGuidelinesforBanks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresAsPerRBIGuidelinesPresentation" xlink:label="DisclosuresAsPerRBIGuidelinesPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresCapitalAdequacy" xlink:label="CapitalAdequacyDisclosuresPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="CapitalAdequacyDisclosuresPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitaltoRiskWeightedAssets" xlink:label="CapitaltoRiskWeightedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalAdequacyDisclosuresPresentation" xlink:to="CapitaltoRiskWeightedAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalAdequacyRatioTierICapital" xlink:label="CapitalAdequacyRatioTierICapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalAdequacyDisclosuresPresentation" xlink:to="CapitalAdequacyRatioTierICapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitalAdequacyRatioTierIICapital" xlink:label="CapitalAdequacyRatioTierIICapital"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalAdequacyDisclosuresPresentation" xlink:to="CapitalAdequacyRatioTierIICapital" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageShareholdingofGovernmentOfIndia" xlink:label="PercentageShareholdingofGovernmentOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalAdequacyDisclosuresPresentation" xlink:to="PercentageShareholdingofGovernmentOfIndia" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LowerTierIIInstrument" xlink:label="LowerTierIIInstrument"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CapitalAdequacyDisclosuresPresentation" xlink:to="LowerTierIIInstrument" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingInvestments" xlink:label="DisclosuresRelatingInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosuresRelatingInvestmentsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ValueofInvestmentsPresentation" xlink:label="ValueofInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingInvestmentsPresentation" xlink:to="ValueofInvestmentsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossValueOfInvestmentsPresentation" xlink:label="GrossValueOfInvestmentsPresentation" xlink:title="GrossValueOfInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValueofInvestmentsPresentation" xlink:to="GrossValueOfInvestmentsPresentation" xlink:title="presentation: ValueofInvestmentsPresentation to GrossValueOfInvestmentsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossValueofInvestmentsInIndia" xlink:label="GrossValueofInvestmentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GrossValueOfInvestmentsPresentation" xlink:to="GrossValueofInvestmentsInIndia" xlink:title="presentation: GrossValueOfInvestmentsPresentation to GrossValueofInvestmentsInIndia" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossValueofInvestmentsOutsideIndia" xlink:label="GrossValueofInvestmentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GrossValueOfInvestmentsPresentation" xlink:to="GrossValueofInvestmentsOutsideIndia" xlink:title="presentation: GrossValueOfInvestmentsPresentation to GrossValueofInvestmentsOutsideIndia" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionForDepreciationPresentation" xlink:label="ProvisionForDepreciationPresentation" xlink:title="ProvisionForDepreciationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValueofInvestmentsPresentation" xlink:to="ProvisionForDepreciationPresentation" xlink:title="presentation: ValueofInvestmentsPresentation to ProvisionForDepreciationPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestmentsInIndia" xlink:label="ProvisionsDepreciationInvestmentsInIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionForDepreciationPresentation" xlink:to="ProvisionsDepreciationInvestmentsInIndia" xlink:title="presentation: ProvisionForDepreciationPresentation to ProvisionsDepreciationInvestmentsInIndia" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestmentsOutsideIndia" xlink:label="ProvisionsDepreciationInvestmentsOutsideIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionForDepreciationPresentation" xlink:to="ProvisionsDepreciationInvestmentsOutsideIndia" xlink:title="presentation: ProvisionForDepreciationPresentation to ProvisionsDepreciationInvestmentsOutsideIndia" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetValueOfInvestmentPresentation" xlink:label="NetValueOfInvestmentPresentation" xlink:title="NetValueOfInvestmentPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ValueofInvestmentsPresentation" xlink:to="NetValueOfInvestmentPresentation" xlink:title="presentation: ValueofInvestmentsPresentation to NetValueOfInvestmentPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInIndiaNet" xlink:label="InvestmentsInIndiaNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetValueOfInvestmentPresentation" xlink:to="InvestmentsInIndiaNet" xlink:title="presentation: NetValueOfInvestmentPresentation to InvestmentsInIndiaNet" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsOutsideIndiaNet" xlink:label="InvestmentsOutsideIndiaNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetValueOfInvestmentPresentation" xlink:to="InvestmentsOutsideIndiaNet" xlink:title="presentation: NetValueOfInvestmentPresentation to InvestmentsOutsideIndiaNet" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MovementProvisionsDepreciationOnInvestmentsPresentation" xlink:label="MovementProvisionsDepreciationOnInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingInvestmentsPresentation" xlink:to="MovementProvisionsDepreciationOnInvestmentsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestments" xlink:label="ProvisionsDepreciationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementProvisionsDepreciationOnInvestmentsPresentation" xlink:to="ProvisionsDepreciationInvestments" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsDepreciationInvestments" xlink:label="ProvisionsDepreciationInvestments_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementProvisionsDepreciationOnInvestmentsPresentation" xlink:to="ProvisionsDepreciationInvestments_2" xlink:title="presentation: MovementProvisionsDepreciationOnInvestmentsPresentation to ProvisionsDepreciationInvestments" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionstoProvisionsDepreciationInvestments" xlink:label="AdditionstoProvisionsDepreciationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementProvisionsDepreciationOnInvestmentsPresentation" xlink:to="AdditionstoProvisionsDepreciationInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionfromProvisionsDepreciationInvestments" xlink:label="DeductionfromProvisionsDepreciationInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementProvisionsDepreciationOnInvestmentsPresentation" xlink:to="DeductionfromProvisionsDepreciationInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureRepurchaseTransactions" xlink:label="DisclosureRepurchaseTransactionsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosureRepurchaseTransactionsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesSoldunderRepurchaseTransactions" xlink:label="SecuritiesSoldunderRepurchaseTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureRepurchaseTransactionsPresentation" xlink:to="SecuritiesSoldunderRepurchaseTransactions" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuritiesPurchasedunderReverseRepurchaseTransactions" xlink:label="SecuritiesPurchasedunderReverseRepurchaseTransactions"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureRepurchaseTransactionsPresentation" xlink:to="SecuritiesPurchasedunderReverseRepurchaseTransactions" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureNonSLRInvestmentPortfolio" xlink:label="DisclosureNonSLRInvestmentPortfolioPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosureNonSLRInvestmentPortfolioPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonSLRInvestmentPresentation" xlink:label="NonSLRInvestmentPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureNonSLRInvestmentPortfolioPresentation" xlink:to="NonSLRInvestmentPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CompositionNonSLRInvestmentPresentation" xlink:label="CompositionNonSLRInvestmentPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonSLRInvestmentPresentation" xlink:to="CompositionNonSLRInvestmentPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOfNonSLRInvestmentsIssued" xlink:label="AmountOfNonSLRInvestmentsIssued"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompositionNonSLRInvestmentPresentation" xlink:to="AmountOfNonSLRInvestmentsIssued" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExtentOfPrivatePlacement" xlink:label="ExtentOfPrivatePlacement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompositionNonSLRInvestmentPresentation" xlink:to="ExtentOfPrivatePlacement" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExtentOfBelowInvestmentGradeSecurities" xlink:label="ExtentOfBelowInvestmentGradeSecurities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompositionNonSLRInvestmentPresentation" xlink:to="ExtentOfBelowInvestmentGradeSecurities" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExtentOfUnratedSecurities" xlink:label="ExtentOfUnratedSecurities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompositionNonSLRInvestmentPresentation" xlink:to="ExtentOfUnratedSecurities" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExtentOfUnlistedSecurities" xlink:label="ExtentOfUnlistedSecurities"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompositionNonSLRInvestmentPresentation" xlink:to="ExtentOfUnlistedSecurities" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionForDepreciationOnNonSLRInvestments" xlink:label="ProvisionForDepreciationOnNonSLRInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonSLRInvestmentPresentation" xlink:to="ProvisionForDepreciationOnNonSLRInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonPerformingNonSLRInvestmentsPresentation" xlink:label="NonPerformingNonSLRInvestmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureNonSLRInvestmentPortfolioPresentation" xlink:to="NonPerformingNonSLRInvestmentsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonPerformingNonSLRInvestments" xlink:label="NonPerformingNonSLRInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingNonSLRInvestmentsPresentation" xlink:to="NonPerformingNonSLRInvestments" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonPerformingNonSLRInvestments" xlink:label="NonPerformingNonSLRInvestments_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingNonSLRInvestmentsPresentation" xlink:to="NonPerformingNonSLRInvestments_2" xlink:title="presentation: NonPerformingNonSLRInvestmentsPresentation to NonPerformingNonSLRInvestments" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsToNonPerformingNonSLRInvestments" xlink:label="AdditionsToNonPerformingNonSLRInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingNonSLRInvestmentsPresentation" xlink:to="AdditionsToNonPerformingNonSLRInvestments" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsFromNonPerformingNonSLRInvestments" xlink:label="DeductionsFromNonPerformingNonSLRInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingNonSLRInvestmentsPresentation" xlink:to="DeductionsFromNonPerformingNonSLRInvestments" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionForNonPerformingInvestments" xlink:label="ProvisionForNonPerformingInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingNonSLRInvestmentsPresentation" xlink:to="ProvisionForNonPerformingInvestments" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToDerivatives" xlink:label="DisclosuresRelatingToDerivativesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosuresRelatingToDerivativesPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ForwardRateAgreementsInterestRateSwaps" xlink:label="ForwardRateAgreementsInterestRateSwapsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToDerivativesPresentation" xlink:to="ForwardRateAgreementsInterestRateSwapsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NotionalPrincipalOfSwapAgreements" xlink:label="NotionalPrincipalOfSwapAgreements"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForwardRateAgreementsInterestRateSwapsPresentation" xlink:to="NotionalPrincipalOfSwapAgreements" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LossesIncurredOnCounterpartiesFailureToFulfillObligations" xlink:label="LossesIncurredOnCounterpartiesFailureToFulfillObligations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForwardRateAgreementsInterestRateSwapsPresentation" xlink:to="LossesIncurredOnCounterpartiesFailureToFulfillObligations" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CollateralRequiredForEnteringIntoSwaps" xlink:label="CollateralRequiredByTheBankUponEnteringIntoSwaps"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForwardRateAgreementsInterestRateSwapsPresentation" xlink:to="CollateralRequiredByTheBankUponEnteringIntoSwaps" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ConcentrationOfCreditRiskArisingFromTheSwaps" xlink:label="ConcentrationOfCreditRiskArisingFromTheSwaps"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForwardRateAgreementsInterestRateSwapsPresentation" xlink:to="ConcentrationOfCreditRiskArisingFromTheSwaps" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FairValueOfTheSwapBook" xlink:label="FairValueOfTheSwapBook"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ForwardRateAgreementsInterestRateSwapsPresentation" xlink:to="FairValueOfTheSwapBook" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExchangeTradedInterestRateDerivatives" xlink:label="ExchangeTradedInterestRateDerivativesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToDerivativesPresentation" xlink:to="ExchangeTradedInterestRateDerivativesPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesUndertakenDuringTheYear" xlink:label="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesUndertakenDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExchangeTradedInterestRateDerivativesPresentation" xlink:to="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesUndertakenDuringTheYear" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstanding" xlink:label="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstanding"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExchangeTradedInterestRateDerivativesPresentation" xlink:to="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstanding" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective" xlink:label="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExchangeTradedInterestRateDerivativesPresentation" xlink:to="NotionalPrincipalAmountOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MarkToMarketValueOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective" xlink:label="MarkToMarketValueOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExchangeTradedInterestRateDerivativesPresentation" xlink:to="MarkToMarketValueOfExchangeTradedInterestRateDerivativesOutstandingAndNotHighlyEffective" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresOnRiskExposureInDerivatives" xlink:label="DisclosuresOnRiskExposureInDerivativesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresRelatingToDerivativesPresentation" xlink:to="DisclosuresOnRiskExposureInDerivativesPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_QualitativeDisclosureRiskExposureDerivatives" xlink:label="QualitativeDisclosureRiskExposureDerivatives"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresOnRiskExposureInDerivativesPresentation" xlink:to="QualitativeDisclosureRiskExposureDerivatives" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StructureAndOrganizationForManagementOfRiskInDerivativesTrading" xlink:label="StructureAndOrganizationForManagementOfRiskInDerivativesTrading"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QualitativeDisclosureRiskExposureDerivatives" xlink:to="StructureAndOrganizationForManagementOfRiskInDerivativesTrading" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ScopeAndNatureOfRiskMeasurementRiskReportingAndRiskMonitoringSystems" xlink:label="ScopeAndNatureOfRiskMeasurementRiskReportingAndRiskMonitoringSystems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QualitativeDisclosureRiskExposureDerivatives" xlink:to="ScopeAndNatureOfRiskMeasurementRiskReportingAndRiskMonitoringSystems" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PoliciesForHedgingMitigatingRiskAndStrategiesAndProcessesForMonitoringContinuingEffectivenessOfHedgesMitigants" xlink:label="PoliciesForHedgingMitigatingRiskAndStrategiesAndProcessesForMonitoringContinuingEffectivenessOfHedgesMitigants"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QualitativeDisclosureRiskExposureDerivatives" xlink:to="PoliciesForHedgingMitigatingRiskAndStrategiesAndProcessesForMonitoringContinuingEffectivenessOfHedgesMitigants" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPolicyForRecordingTheHedgeAndNonHedgeTransactionsRecognitionOfIncomePremiumsAndDiscountsValuationOfOutstandingContractsProvisioningCollateralAndCreditRiskMitigation" xlink:label="AccountingPolicyForRecordingTheHedgeAndNonHedgeTransactionsRecognitionOfIncomePremiumsAndDiscountsValuationOfOutstandingContractsProvisioningCollateralAndCreditRiskMitigation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QualitativeDisclosureRiskExposureDerivatives" xlink:to="AccountingPolicyForRecordingTheHedgeAndNonHedgeTransactionsRecognitionOfIncomePremiumsAndDiscountsValuationOfOutstandingContractsProvisioningCollateralAndCreditRiskMitigation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_QuantitativeDisclosure" xlink:label="QuantitativeDisclosurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresOnRiskExposureInDerivativesPresentation" xlink:to="QuantitativeDisclosurePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NotionalPrincipalAmountOfDerivatives" xlink:label="NotionalPrincipalAmountOfDerivatives"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="NotionalPrincipalAmountOfDerivatives" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MarkedToMarginPositionPresentation" xlink:label="MarkedToMarginPositionPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="MarkedToMarginPositionPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MarkedToMarginPositionAsset" xlink:label="MarkedToMarginPositionAsset"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MarkedToMarginPositionPresentation" xlink:to="MarkedToMarginPositionAsset" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MarkedToMarginPositionLiability" xlink:label="MarkedToMarginPositionLiability"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MarkedToMarginPositionPresentation" xlink:to="MarkedToMarginPositionLiability" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CreditExposure" xlink:label="CreditExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="CreditExposure" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LikelyImpactOfOnePercentageChangeInInterestRate" xlink:label="LikelyImpactOfOnePercentageChangeInInterestRate"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="LikelyImpactOfOnePercentageChangeInInterestRate" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MaximumNumberOfPriceValueOfABasicPointObservedDuringTheYear" xlink:label="MaximumNumberOfPriceValueOfABasicPointObservedDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="MaximumNumberOfPriceValueOfABasicPointObservedDuringTheYear" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MinimumNumberOfPriceValueOfABasicPointObservedDuringTheYear" xlink:label="MinimumNumberOfPriceValueOfABasicPointObservedDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="QuantitativeDisclosurePresentation" xlink:to="MinimumNumberOfPriceValueOfABasicPointObservedDuringTheYear" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureAssetsQuality" xlink:label="AssetsQualityPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="AssetsQualityPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonPerformingAssets" xlink:label="NonPerformingAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsQualityPresentation" xlink:to="NonPerformingAssetsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfNetNPAToNetAdvances" xlink:label="PercentageOfNetNPAToNetAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetsPresentation" xlink:to="PercentageOfNetNPAToNetAdvances" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MovementInGrossNonPerformingAssetsPresentation" xlink:label="MovementInGrossNonPerformingAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetsPresentation" xlink:to="MovementInGrossNonPerformingAssetsPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossNonPerformingAssets" xlink:label="GrossNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInGrossNonPerformingAssetsPresentation" xlink:to="GrossNonPerformingAssets" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossNonPerformingAssets" xlink:label="GrossNonPerformingAssets_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInGrossNonPerformingAssetsPresentation" xlink:to="GrossNonPerformingAssets_2" xlink:title="presentation: MovementInGrossNonPerformingAssetsPresentation to GrossNonPerformingAssets" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsToGrossNonPerformingAssets" xlink:label="AdditionsToGrossNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInGrossNonPerformingAssetsPresentation" xlink:to="AdditionsToGrossNonPerformingAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsFromGrossNonPerformingAssets" xlink:label="DeductionsFromGrossNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInGrossNonPerformingAssetsPresentation" xlink:to="DeductionsFromGrossNonPerformingAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MovementInNetNonPerformingAssetsPresentation" xlink:label="MovementInNetNonPerformingAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetsPresentation" xlink:to="MovementInNetNonPerformingAssetsPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetNonPerformingAssets" xlink:label="NetNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInNetNonPerformingAssetsPresentation" xlink:to="NetNonPerformingAssets" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetNonPerformingAssets" xlink:label="NetNonPerformingAssets_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInNetNonPerformingAssetsPresentation" xlink:to="NetNonPerformingAssets_2" xlink:title="presentation: MovementInNetNonPerformingAssetsPresentation to NetNonPerformingAssets" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsToNetNonPerformingAssets" xlink:label="AdditionsToNetNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInNetNonPerformingAssetsPresentation" xlink:to="AdditionsToNetNonPerformingAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsFromNetNonPerformingAssets" xlink:label="DeductionsFromNetNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInNetNonPerformingAssetsPresentation" xlink:to="DeductionsFromNetNonPerformingAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MovementInProvisionsForNonPerformingAssetsPresentation" xlink:label="MovementInProvisionsForNonPerformingAssetsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetsPresentation" xlink:to="MovementInProvisionsForNonPerformingAssetsPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsForNonPerformingAssets" xlink:label="ProvisionsForNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInProvisionsForNonPerformingAssetsPresentation" xlink:to="ProvisionsForNonPerformingAssets" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsForNonPerformingAssets" xlink:label="ProvisionsForNonPerformingAssets_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInProvisionsForNonPerformingAssetsPresentation" xlink:to="ProvisionsForNonPerformingAssets_2" xlink:title="presentation: MovementInProvisionsForNonPerformingAssetsPresentation to ProvisionsForNonPerformingAssets" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsToProvisionsForNonPerformingAssets" xlink:label="AdditionsToProvisionsForNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInProvisionsForNonPerformingAssetsPresentation" xlink:to="AdditionsToProvisionsForNonPerformingAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsFromProvisionsForNonPerformingAssets" xlink:label="DeductionsFromProvisionsForNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MovementInProvisionsForNonPerformingAssetsPresentation" xlink:to="DeductionsFromProvisionsForNonPerformingAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureLoansSubjectedToRestructuring" xlink:label="DisclosureLoansSubjectedToRestructuring"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsQualityPresentation" xlink:to="DisclosureLoansSubjectedToRestructuring" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" xlink:label="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureLoansSubjectedToRestructuring" xlink:to="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOfLoanAssetsSubjectedRestructuringReschedulingRenegotiation" xlink:label="TotalAmountOfLoanAssetsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" xlink:to="TotalAmountOfLoanAssetsSubjectedRestructuringReschedulingRenegotiation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOfStandardAssetsSubjectedRestructuringReschedulingRenegotiation" xlink:label="AmountOfStandardAssetsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" xlink:to="AmountOfStandardAssetsSubjectedRestructuringReschedulingRenegotiation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOfSubStandardAssetsSubjectedRestructuringReschedulingRenegotiation" xlink:label="AmountOfSubStandardAssetsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" xlink:to="AmountOfSubStandardAssetsSubjectedRestructuringReschedulingRenegotiation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOfDoubtfulAssetsSubjectedRestructuringReschedulingRenegotiation" xlink:label="AmountOfDoubtfulAssetsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoanAssetsSubjectedToRestructuringReschedulingRenegotiationPresentation" xlink:to="AmountOfDoubtfulAssetsSubjectedRestructuringReschedulingRenegotiation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfAccountsSubjectToRestructuringPresentation" xlink:label="NumberOfAccountsSubjectToRestructuringPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureLoansSubjectedToRestructuring" xlink:to="NumberOfAccountsSubjectToRestructuringPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfAccountsSubjectedRestructuringReschedulingRenegotiation" xlink:label="TotalNumberOfAccountsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NumberOfAccountsSubjectToRestructuringPresentation" xlink:to="TotalNumberOfAccountsSubjectedRestructuringReschedulingRenegotiation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfStandardAccountsSubjectedRestructuringReschedulingRenegotiation" xlink:label="NumberOfStandardAccountsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NumberOfAccountsSubjectToRestructuringPresentation" xlink:to="NumberOfStandardAccountsSubjectedRestructuringReschedulingRenegotiation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfSubStandardAccountsSubjectedRestructuringReschedulingRenegotiation" xlink:label="NumberOfSubStandardAccountsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NumberOfAccountsSubjectToRestructuringPresentation" xlink:to="NumberOfSubStandardAccountsSubjectedRestructuringReschedulingRenegotiation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfDoubtfulAccountsSubjectedRestructuringReschedulingRenegotiation" xlink:label="NumberOfDoubtfulAccountsSubjectedRestructuringReschedulingRenegotiation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NumberOfAccountsSubjectToRestructuringPresentation" xlink:to="NumberOfDoubtfulAccountsSubjectedRestructuringReschedulingRenegotiation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstruction" xlink:label="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsQualityPresentation" xlink:to="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateValueOfAccountsSoldToSecuritizationReconstructionCompany" xlink:label="AggregateValueOfAccountsSoldToSecuritizationReconstructionCompany."/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation" xlink:to="AggregateValueOfAccountsSoldToSecuritizationReconstructionCompany." order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateConsiderationReceivedForAccountsSoldToSecuritizationReconstructionCompany" xlink:label="AggregateConsiderationReceived"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation" xlink:to="AggregateConsiderationReceived" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionalConsiderationRealizedInRespectOfAccountsTransferredInEarlierYears" xlink:label="AdditionalConsiderationRealizedInRespectOfAccountsTransferredInEarlierYears"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation" xlink:to="AdditionalConsiderationRealizedInRespectOfAccountsTransferredInEarlierYears" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateGainLossOverNetBookValue" xlink:label="AggregateGainLossOverNetBookValue"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetsSoldToSecuritisationReconstructionCompanyForAssetReconstructionPresentation" xlink:to="AggregateGainLossOverNetBookValue" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsOfNonPerformingAssetPurchasedSold" xlink:label="DetailsOfNonPerformingAssetPurchasedSoldPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsQualityPresentation" xlink:to="DetailsOfNonPerformingAssetPurchasedSoldPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" xlink:label="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingAssetPurchasedSoldPresentation" xlink:to="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfNonPerformingAccountsPurchased" xlink:label="NumberOfNonPerformingAccountsPurchased"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" xlink:to="NumberOfNonPerformingAccountsPurchased" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateOutstandingOfNonPerformingFinancialAssetsPurchased" xlink:label="AggregateOutstandingOfNonPerformingFinancialAssetsPurchased"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" xlink:to="AggregateOutstandingOfNonPerformingFinancialAssetsPurchased" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfNonPerformingAccountsRestructured" xlink:label="NumberOfNonPerformingAccountsRestructured"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" xlink:to="NumberOfNonPerformingAccountsRestructured" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateOutstandingOfNonPerformingFinancialAssetsRestructured" xlink:label="AggregateOutstandingOfNonPerformingFinancialAssetsRestructured"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsPurchasedPresentation" xlink:to="AggregateOutstandingOfNonPerformingFinancialAssetsRestructured" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsOfNonPerformingFinancialAssetsSoldPresentation" xlink:label="DetailsOfNonPerformingFinancialAssetsSoldPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingAssetPurchasedSoldPresentation" xlink:to="DetailsOfNonPerformingFinancialAssetsSoldPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfNonPerformingAccountsSold" xlink:label="NumberOfNonPerformingAccountsSold"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsSoldPresentation" xlink:to="NumberOfNonPerformingAccountsSold" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateOutstandingOfNonPerformingFinancialAssetsSold" xlink:label="AggregateOutstandingOfNonPerformingFinancialAssetsSold"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsSoldPresentation" xlink:to="AggregateOutstandingOfNonPerformingFinancialAssetsSold" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AggregateConsiderationReceivedFromNonPerformingFinancialAssetsSold" xlink:label="AggregateConsiderationReceivedFromNonPerformingFinancialAssetsSold"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfNonPerformingFinancialAssetsSoldPresentation" xlink:to="AggregateConsiderationReceivedFromNonPerformingFinancialAssetsSold" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisiononStandardAsset" xlink:label="ProvisiononStandardAsset"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsQualityPresentation" xlink:to="ProvisiononStandardAsset" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureBusinessRatiosPresentation" xlink:label="BusinessRatiosPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="BusinessRatiosPresentation" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestIncomeAsPercentageToWorkingFunds" xlink:label="InterestIncomeAsPercentageToWorkingFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="InterestIncomeAsPercentageToWorkingFunds" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonInterestIncomeAsPercentageToWorkingFunds" xlink:label="NonInterestIncomeAsPercentageToWorkingFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="NonInterestIncomeAsPercentageToWorkingFunds" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingProfitAsPercentageToWorkingFunds" xlink:label="OperatingProfitAsPercentageToWorkingFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="OperatingProfitAsPercentageToWorkingFunds" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReturnOnAssets" xlink:label="ReturnOnAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="ReturnOnAssets" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BusinessPerEmployee" xlink:label="BusinessPerEmployee"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="BusinessPerEmployee" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProfitPerEmployee" xlink:label="ProfitPerEmployee"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessRatiosPresentation" xlink:to="ProfitPerEmployee" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureAssetLiabilityManagement" xlink:label="AssetLiabilityManagementPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="AssetLiabilityManagementPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureExposures" xlink:label="ExposuresPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="ExposuresPresentation" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureToRealEstateSector" xlink:label="ExposureToRealEstateSectorPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposuresPresentation" xlink:to="ExposureToRealEstateSectorPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DirectExposure" xlink:label="DirectExposurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToRealEstateSectorPresentation" xlink:to="DirectExposurePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ResidentialMortgages" xlink:label="ResidentialMortgages"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DirectExposurePresentation" xlink:to="ResidentialMortgages" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ResidentialMortgagesUnderPrescribedLimit" xlink:label="ResidentialMortgagesUnderPrescribedLimit" xlink:title="ResidentialMortgagesUnderPrescribedLimit"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ResidentialMortgages" xlink:to="ResidentialMortgagesUnderPrescribedLimit" xlink:title="presentation: ResidentialMortgages to ResidentialMortgagesUnderPrescribedLimit" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ResidentialMortgagesAbovePrescribedLimit" xlink:label="ResidentialMortgagesAbovePrescribedLimit" xlink:title="ResidentialMortgagesAbovePrescribedLimit"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ResidentialMortgages" xlink:to="ResidentialMortgagesAbovePrescribedLimit" xlink:title="presentation: ResidentialMortgages to ResidentialMortgagesAbovePrescribedLimit" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CommercialRealEstate" xlink:label="CommercialRealEstate"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DirectExposurePresentation" xlink:to="CommercialRealEstate" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInMortgageBackedSecuritiesAndOtherSecuritisedExposuresPresentation" xlink:label="InvestmentsInMortgageBackedSecuritiesAndOtherSecuritisedExposuresPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DirectExposurePresentation" xlink:to="InvestmentsInMortgageBackedSecuritiesAndOtherSecuritisedExposuresPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ResidentialInvestmentsInMortgageBackedSecuritiesandOtherSecuritisationExposure" xlink:label="ResidentialInvestmentsInMortgageBackedSecuritiesandOtherSecuritisationExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInMortgageBackedSecuritiesAndOtherSecuritisedExposuresPresentation" xlink:to="ResidentialInvestmentsInMortgageBackedSecuritiesandOtherSecuritisationExposure" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CommercialRealEstateInMortgageBackedSecuritiesAndOtherSecuritisationExposure" xlink:label="CommercialRealEstateInMortgageBackedSecuritiesAndOtherSecuritisationExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInMortgageBackedSecuritiesAndOtherSecuritisedExposuresPresentation" xlink:to="CommercialRealEstateInMortgageBackedSecuritiesAndOtherSecuritisationExposure" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_IndirectExposure" xlink:label="IndirectExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToRealEstateSectorPresentation" xlink:to="IndirectExposure" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FundNonFundBasedIndirectExposure" xlink:label="FundNonFundBasedExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IndirectExposure" xlink:to="FundNonFundBasedExposure" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FundBasedIndirectExposure" xlink:label="FundBasedIndirectExposure" xlink:title="FundBasedIndirectExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FundNonFundBasedExposure" xlink:to="FundBasedIndirectExposure" xlink:title="presentation: FundNonFundBasedIndirectExposure to FundBasedIndirectExposure" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonFundBasedIndirectExposure" xlink:label="NonFundBasedIndirectExposure" xlink:title="NonFundBasedIndirectExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FundNonFundBasedExposure" xlink:to="NonFundBasedIndirectExposure" xlink:title="presentation: FundNonFundBasedIndirectExposure to NonFundBasedIndirectExposure" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureToCapitalMarketPresentation" xlink:label="ExposureToCapitalMarketPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposuresPresentation" xlink:to="ExposureToCapitalMarketPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds" xlink:label="InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInEquityShares" xlink:label="InvestmentsInEquityShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds" xlink:to="InvestmentsInEquityShares" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInBondsConvertibleDebentures" xlink:label="InvestmentsInBondsConvertibleDebentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds" xlink:to="InvestmentsInBondsConvertibleDebentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InvestmentsInUnitsOfEquityOrientedMutualFunds" xlink:label="InvestmentsInUnitsOfEquityOrientedMutualFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsInEquitySharesConvertibleBondsDebenturesMutualFunds" xlink:to="InvestmentsInUnitsOfEquityOrientedMutualFunds" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesAgainstSharesToIndividualsForInvestmentInEquitySharesBondsDebenturesAndUnitsOfEquityOrientedMutualFunds" xlink:label="AdvancesAgainstSharesToIndividualsForInvestmentInEquitySharesBondsDebenturesAndUnitsOfEquityOrientedMutualFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="AdvancesAgainstSharesToIndividualsForInvestmentInEquitySharesBondsDebenturesAndUnitsOfEquityOrientedMutualFunds" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesForAnyOtherPurposeWhereSharesConvertibleBondsConvertibleDebenturesUnitsOfEquityOrientedMutualFundsAreTakenAsPrimarySecurity." xlink:label="AdvancesForAnyOtherPurposeWhereSharesConvertibleBondsConvertibleDebenturesUnitsOfEquityOrientedMutualFundsAreTakenAsPrimarySecurity."/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="AdvancesForAnyOtherPurposeWhereSharesConvertibleBondsConvertibleDebenturesUnitsOfEquityOrientedMutualFundsAreTakenAsPrimarySecurity." order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdvancesForAnyOtherPurposeWhereSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMutualFundsAreTakenAsCollateralSecurity" xlink:label="AdvancesForAnyOtherPurposeWhereSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMutualFundsAreTakenAsCollateralSecurity"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="AdvancesForAnyOtherPurposeWhereSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMutualFundsAreTakenAsCollateralSecurity" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_SecuredAndUnSecuredAdvancesToStockBrokersAndGuaranteesIssuedOnBehalfOfStockBrokersAndMarketMakers" xlink:label="SecuredAndUnSecuredAdvancesToStockBrokersAndGuaranteesIssuedOnBehalfOfStockBrokersAndMarketMakers"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="SecuredAndUnSecuredAdvancesToStockBrokersAndGuaranteesIssuedOnBehalfOfStockBrokersAndMarketMakers" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BridgeLoansToCompaniesAgainstExpectedEquityFlowsIissues" xlink:label="BridgeLoansToCompaniesAgainstExpectedEquityFlowsIissues"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="BridgeLoansToCompaniesAgainstExpectedEquityFlowsIissues" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_UnderwritingCommitmentsTakenUpByBankInRespectOfPrimaryIssueOfSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMmutualFund" xlink:label="UnderwritingCommitmentsTakenUpByBankInRespectOfPrimaryIssueOfSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMmutualFund"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="UnderwritingCommitmentsTakenUpByBankInRespectOfPrimaryIssueOfSharesOrConvertibleBondsOrConvertibleDebenturesOrUnitsOfEquityOrientedMmutualFund" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FinancingToStockBrokersForMarginTrading" xlink:label="FinancingToStockBrokersForMarginTrading"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="FinancingToStockBrokersForMarginTrading" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposuresToVentureCapitalFunds" xlink:label="ExposuresToVentureCapitalFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="ExposuresToVentureCapitalFunds" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureToCapitalMarket" xlink:label="ExposureToCapitalMarket" xlink:title="ExposureToCapitalMarket"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCapitalMarketPresentation" xlink:to="ExposureToCapitalMarket" xlink:title="presentation: ExposureToCapitalMarketPresentation to ExposureToCapitalMarket" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureToCountryRisk" xlink:label="ExposureToCountryRiskPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposuresPresentation" xlink:to="ExposureToCountryRiskPresentation" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureNet" xlink:label="ExposureNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCountryRiskPresentation" xlink:to="ExposureNet" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosurePriorPeriodItems" xlink:label="DisclosurePriorPeriodItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureNet" xlink:to="DisclosurePriorPeriodItems" xlink:title="presentation: ExposureNet to DisclosurePriorPeriodItems" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PriorPeriodIncome" xlink:label="PriorPeriodIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosurePriorPeriodItems" xlink:to="PriorPeriodIncome" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PriorPeriodExpenses" xlink:label="PriorPeriodExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosurePriorPeriodItems" xlink:to="PriorPeriodExpenses" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionHeldAgainstCountryExposure" xlink:label="ProvisionHeldAgainstCountryExposure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposureToCountryRiskPresentation" xlink:to="ProvisionHeldAgainstCountryExposure" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBank" xlink:label="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExposuresPresentation" xlink:to="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NameOfBorrower" xlink:label="NameOfBorrower"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation" xlink:to="NameOfBorrower" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExposureLimitBorrower" xlink:label="ExposureLimitBorrower"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation" xlink:to="ExposureLimitBorrower" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_LimitSanctionedBorrower" xlink:label="LimitSanctionedBorrower"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation" xlink:to="LimitSanctionedBorrower" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AmountOutstandingBorrower" xlink:label="AmountOutstandingBorrower"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DetailsOfSingleBorrowerGroupBorrowerLimitExceededByBankPresentation" xlink:to="AmountOutstandingBorrower" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MiscellaneousDisclosures" xlink:label="MiscellaneousDisclosuresPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="MiscellaneousDisclosuresPresentation" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfPenaltiesImposedByRBI" xlink:label="DisclosureOfPenaltiesImposedByRBI"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MiscellaneousDisclosuresPresentation" xlink:to="DisclosureOfPenaltiesImposedByRBI" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureExtraordinaryItems" xlink:label="DisclosureExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MiscellaneousDisclosuresPresentation" xlink:to="DisclosureExtraordinaryItems" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToConsolidatedFinancialStatements" xlink:label="DisclosuresRelatingToConsolidatedFinancialStatements"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MiscellaneousDisclosuresPresentation" xlink:to="DisclosuresRelatingToConsolidatedFinancialStatements" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingtoRelatedParties" xlink:label="DisclosuresRelatingtoRelatedPartiesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosuresRelatingtoRelatedPartiesPresentation" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionalDisclosure" xlink:label="AdditionalDisclosurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="AdditionalDisclosurePresentation" order="13.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfProvisionsAndContingenciesPresentation" xlink:label="DisclosureOfProvisionsAndContingenciesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalDisclosurePresentation" xlink:to="DisclosureOfProvisionsAndContingenciesPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsForDepreciationOnInvestment" xlink:label="ProvisionsForDepreciationOnInvestment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfProvisionsAndContingenciesPresentation" xlink:to="ProvisionsForDepreciationOnInvestment" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionTowardsNonPerformingAssets" xlink:label="ProvisionTowardsNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfProvisionsAndContingenciesPresentation" xlink:to="ProvisionTowardsNonPerformingAssets" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsTowardsStandardAssets" xlink:label="ProvisionsTowardsStandardAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfProvisionsAndContingenciesPresentation" xlink:to="ProvisionsTowardsStandardAssets" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherProvisionAndContingencies" xlink:label="OtherProvisionAndContingencies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfProvisionsAndContingenciesPresentation" xlink:to="OtherProvisionAndContingencies" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionGratuity" xlink:label="ProvisionGratuity"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherProvisionAndContingencies" xlink:to="ProvisionGratuity" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionLeaveEncashment" xlink:label="ProvisionLeaveEncashment"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherProvisionAndContingencies" xlink:to="ProvisionLeaveEncashment" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionOnLoanLosses" xlink:label="ProvisionOnLoanLosses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherProvisionAndContingencies" xlink:to="ProvisionOnLoanLosses" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionTaxationPresentation" xlink:label="ProvisionTaxationPresentation" xlink:title="ProvisionTaxationPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfProvisionsAndContingenciesPresentation" xlink:to="ProvisionTaxationPresentation" xlink:title="presentation: DisclosureOfProvisionsAndContingenciesPresentation to ProvisionTaxationPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionCurrentTax" xlink:label="ProvisionCurrentTax" xlink:title="ProvisionCurrentTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionCurrentTax" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionCurrentTax" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionDeferredTax" xlink:label="ProvisionDeferredTax" xlink:title="ProvisionDeferredTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionDeferredTax" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionDeferredTax" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionFringeBenefitTax" xlink:label="ProvisionFringeBenefitTax" xlink:title="ProvisionFringeBenefitTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionFringeBenefitTax" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionFringeBenefitTax" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionWealthTax" xlink:label="ProvisionWealthTax" xlink:title="ProvisionWealthTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionWealthTax" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionWealthTax" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_MATCreditEntitlement" xlink:label="MATCreditEntitlement" xlink:title="MATCreditEntitlement"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="MATCreditEntitlement" xlink:title="presentation: ProvisionTaxationPresentation to MATCreditEntitlement" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionTaxEarlierYears" xlink:label="ProvisionTaxEarlierYears" xlink:title="ProvisionTaxEarlierYears"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionTaxEarlierYears" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionTaxEarlierYears" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherAdjustmentsTax" xlink:label="OtherAdjustmentsTax" xlink:title="OtherAdjustmentsTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="OtherAdjustmentsTax" xlink:title="presentation: ProvisionTaxationPresentation to OtherAdjustmentsTax" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionTaxation" xlink:label="ProvisionTaxation" xlink:title="ProvisionTaxation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProvisionTaxationPresentation" xlink:to="ProvisionTaxation" xlink:title="presentation: ProvisionTaxationPresentation to ProvisionTaxation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOnFloatingProvisionPresentation" xlink:label="DisclosureOnFloatingProvisionPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalDisclosurePresentation" xlink:to="DisclosureOnFloatingProvisionPresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FloatingProvision" xlink:label="FloatingProvision"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOnFloatingProvisionPresentation" xlink:to="FloatingProvision" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FloatingProvision" xlink:label="FloatingProvision_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOnFloatingProvisionPresentation" xlink:to="FloatingProvision_2" xlink:title="presentation: DisclosureOnFloatingProvisionPresentation to FloatingProvision" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AdditionsToFloatingProvisionsMadeDuringTheYear" xlink:label="AdditionsToFloatingProvisionsMadeDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOnFloatingProvisionPresentation" xlink:to="AdditionsToFloatingProvisionsMadeDuringTheYear" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DeductionsFromFloatingProvisionsMadeDuringTheYear" xlink:label="DeductionsFromFloatingProvisionsMadeDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOnFloatingProvisionPresentation" xlink:to="DeductionsFromFloatingProvisionsMadeDuringTheYear" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOnDrawDownOfReserves" xlink:label="DisclosureOnDrawDownOfReserves"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalDisclosurePresentation" xlink:to="DisclosureOnDrawDownOfReserves" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfComplaintsPresentation" xlink:label="DisclosureOfComplaintsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalDisclosurePresentation" xlink:to="DisclosureOfComplaintsPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatusOfCustomersComplaintPresentation" xlink:label="StatusOfCustomersComplaintPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfComplaintsPresentation" xlink:to="StatusOfCustomersComplaintPresentation" xlink:title="presentation: DisclosureOfComplaints to StatusOfCustomersComplaint" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfComplaintsPending" xlink:label="NumberOfComplaintsPending"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfCustomersComplaintPresentation" xlink:to="NumberOfComplaintsPending" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfComplaintsPending" xlink:label="NumberOfComplaintsPending_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfCustomersComplaintPresentation" xlink:to="NumberOfComplaintsPending_2" xlink:title="presentation: StatusOfCustomersComplaintPresentation to NumberOfComplaintsPending" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfCasesReferredToBankingOmbudsmanDuringTheYear" xlink:label="NumberOfCasesReferredToBankingOmbudsmanDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfCustomersComplaintPresentation" xlink:to="NumberOfCasesReferredToBankingOmbudsmanDuringTheYear" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfCasesDisposedOffDuringTheYear" xlink:label="NumberOfCasesDisposedOffDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfCustomersComplaintPresentation" xlink:to="NumberOfCasesDisposedOffDuringTheYear" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:label="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfComplaintsPresentation" xlink:to="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:title="presentation: DisclosureOfComplaints to StatusOfAwardsPassedByTheBankingOmbudsman" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfUnimplementedAwards" xlink:label="NumberOfUnimplementedAwards"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:to="NumberOfUnimplementedAwards" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfUnimplementedAwards" xlink:label="NumberOfUnimplementedAwards_2"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:to="NumberOfUnimplementedAwards_2" xlink:title="presentation: StatusOfAwardsPassedByTheBankingOmbudsmanPresentation to NumberOfUnimplementedAwards" use="optional" priority="1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfAwardsPassedByTheBankingOmbudsmanDuringTheYear" xlink:label="NumberOfAwardsPassedByTheBankingOmbudsmanDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:to="NumberOfAwardsPassedByTheBankingOmbudsmanDuringTheYear" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfAwardsImplementedDuringTheYear" xlink:label="NumberOfAwardsImplementedDuringTheYear"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatusOfAwardsPassedByTheBankingOmbudsmanPresentation" xlink:to="NumberOfAwardsImplementedDuringTheYear" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfLetterOfComfortsIssuedByBanks" xlink:label="DisclosureOfLetterOfComfortsIssuedByBanks"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalDisclosurePresentation" xlink:to="DisclosureOfLetterOfComfortsIssuedByBanks" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToSegments" xlink:label="DisclosuresRelatingToSegments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosuresAsPerRBIGuidelinesPresentation" xlink:to="DisclosuresRelatingToSegments" xlink:title="presentation: DisclosuresAsPerRBIGuidelinesPresentation to DisclosuresRelatingToSegments" use="optional" order="11.0"/>
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://www.xbrl.in/in-gaap/2009-06-30/role/QuarterlyFormatClause41Banks">
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PaidupEquityShareCapital" xlink:label="PaidupEquityShareCapital" xlink:title="PaidupEquityShareCapital"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_FaceValueEquityShares" xlink:label="FaceValueEquityShares" xlink:title="FaceValueEquityShares"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PaidupEquityShareCapital" xlink:to="FaceValueEquityShares" xlink:title="presentation: PaidupEquityShareCapital to FaceValueEquityShares" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalIncomePresentation" xlink:label="TotalIncomePresentation" xlink:title="TotalIncomePresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TotalIncome" xlink:label="TotalIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="TotalIncome" xlink:title="presentation: TotalIncomePresentation to TotalIncome" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestDividendIncomeEarnedPresentation" xlink:label="OperatingInterestDividendIncomeEarnedPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="OperatingInterestDividendIncomeEarnedPresentation" xlink:title="presentation: TotalIncomePresentation to OperatingInterestDividendIncomeEarnedPresentation" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestDiscountIncomeAdvancesBills" xlink:label="InterestDiscountIncomeAdvancesBills"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestDiscountIncomeAdvancesBills" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to InterestDiscountIncomeAdvancesBills" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestDividendIncomeInvestments" xlink:label="InterestDividendIncomeInvestments"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestDividendIncomeInvestments" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to InterestDividendIncomeInvestments" use="optional" order="2.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds" xlink:label="InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to InterestIncomeBalanceswithReserveBankofIndiaandInterBankFunds" use="optional" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestDividendIncomeEarned" xlink:label="OperatingInterestDividendIncomeEarned"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="OperatingInterestDividendIncomeEarned" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to OperatingInterestDividendIncomeEarned" use="optional" order="5.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherInterestDividendIncome" xlink:label="OtherInterestDividendIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingInterestDividendIncomeEarnedPresentation" xlink:to="OtherInterestDividendIncome" xlink:title="presentation: OperatingInterestDividendIncomeEarnedPresentation to OtherInterestDividendIncome" use="optional" order="4.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherIncome" xlink:label="OtherIncome"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TotalIncomePresentation" xlink:to="OtherIncome" xlink:title="presentation: TotalIncomePresentation to OtherIncome" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingExpenses" xlink:label="OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EmployeeRelatedExpenses" xlink:label="EmployeeRelatedExpenses"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpenses" xlink:to="EmployeeRelatedExpenses" xlink:title="presentation: OperatingExpenses to EmployeeRelatedExpenses" use="optional" order="1.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OtherOperatingExpenses" xlink:label="OtherOperatingExpensesQuarterly" xlink:title="OtherOperatingExpensesQuarterly"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingExpenses" xlink:to="OtherOperatingExpensesQuarterly" xlink:title="presentation: OperatingExpenses to OtherOperatingExpensesQuarterly" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_Clause41RequirementsPresentation" xlink:label="Clause41RequirementsPresentation" xlink:title="Clause41RequirementsPresentation"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperationalResultsPresentation" xlink:label="OperationalResultsPresentation" xlink:title="OperationalResultsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="OperationalResultsPresentation" xlink:title="presentation: Clause41RequirementsPresentation to OperationalResultsPresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonrecurringIncomeExpenseNet" xlink:label="NonrecurringIncomeExpenseNet" xlink:title="NonrecurringIncomeExpenseNet"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="NonrecurringIncomeExpenseNet" xlink:title="presentation: OperationalResultsPresentation to NonrecurringIncomeExpenseNet" order="5.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeTaxExtraordinaryItems" xlink:label="NetProfitLossbeforeTaxExtraordinaryItems" xlink:title="NetProfitLossbeforeTaxExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="NetProfitLossbeforeTaxExtraordinaryItems" xlink:title="presentation: OperationalResultsPresentation to NetProfitLossbeforeTaxExtraordinaryItems" order="6.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionTaxation" xlink:label="ProvisionTaxation" xlink:title="ProvisionTaxation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="ProvisionTaxation" xlink:title="presentation: OperationalResultsPresentation to ProvisionTaxation" order="7.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeExtraordinaryItems" xlink:label="NetProfitLossbeforeExtraordinaryItems" xlink:title="NetProfitLossbeforeExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="NetProfitLossbeforeExtraordinaryItems" xlink:title="presentation: OperationalResultsPresentation to NetProfitLossbeforeExtraordinaryItems" order="8.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExtraordinaryItemsNetTax" xlink:label="ExtraordinaryItemsNetTax" xlink:title="ExtraordinaryItemsNetTax"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="ExtraordinaryItemsNetTax" xlink:title="presentation: OperationalResultsPresentation to ExtraordinaryItemsNetTax" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_TaxEffectOnExtraordinaryItems" xlink:label="TaxEffectOnExtraordinaryItems" xlink:title="TaxEffectOnExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExtraordinaryItemsNetTax" xlink:to="TaxEffectOnExtraordinaryItems" xlink:title="presentation: ExtraordinaryItemsNetTax to TaxEffectOnExtraordinaryItems" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLossbeforeMinorityInterestShareJointVenture" xlink:label="NetProfitLossbeforeMinorityInterestShareJointVenture" xlink:title="NetProfitLossbeforeMinorityInterestShareJointVenture"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="NetProfitLossbeforeMinorityInterestShareJointVenture" xlink:title="presentation: OperationalResultsPresentation to NetProfitLossbeforeMinorityInterestShareJointVenture" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareMinorityInterestProfitLoss" xlink:label="ShareMinorityInterestProfitLoss" xlink:title="ShareMinorityInterestProfitLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="ShareMinorityInterestProfitLoss" xlink:title="presentation: OperationalResultsPresentation to ShareMinorityInterestProfitLoss" order="12.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetProfitLoss" xlink:label="NetProfitLoss" xlink:title="NetProfitLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="NetProfitLoss" xlink:title="presentation: OperationalResultsPresentation to NetProfitLoss" order="13.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesJointVenturesPresentation" xlink:label="ShareEarningsAssociatesJointVenturesPresentation" xlink:title="ShareEarningsAssociatesJointVenturesPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="ShareEarningsAssociatesJointVenturesPresentation" xlink:title="presentation: OperationalResultsPresentation to ShareEarningsAssociatesJointVenturesPresentation" order="11.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociates" xlink:label="ShareEarningsAssociates" xlink:title="ShareEarningsAssociates"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesJointVenturesPresentation" xlink:to="ShareEarningsAssociates" xlink:title="presentation: ShareEarningsAssociatesJointVenturesPresentation to ShareEarningsAssociates" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsJointVentures" xlink:label="ShareEarningsJointVentures" xlink:title="ShareEarningsJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesJointVenturesPresentation" xlink:to="ShareEarningsJointVentures" xlink:title="presentation: ShareEarningsAssociatesJointVenturesPresentation to ShareEarningsJointVentures" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ShareEarningsAssociatesJointVentures" xlink:label="ShareEarningsAssociatesJointVentures" xlink:title="ShareEarningsAssociatesJointVentures"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareEarningsAssociatesJointVenturesPresentation" xlink:to="ShareEarningsAssociatesJointVentures" xlink:title="presentation: ShareEarningsAssociatesJointVenturesPresentation to ShareEarningsAssociatesJointVentures" order="3.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="TotalIncomePresentation" xlink:title="presentation: OperationalResultsPresentation to TotalIncomePresentation" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestAndOperatingExpenditurePresentation" xlink:label="InterestAndOperatingExpenditurePresentation" xlink:title="InterestAndOperatingExpenditurePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="InterestAndOperatingExpenditurePresentation" xlink:title="presentation: OperationalResultsPresentation to InterestAndOperatingExpenditurePresentation" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingInterestExpenditure" xlink:label="OperatingInterestExpenditure" xlink:title="OperatingInterestExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndOperatingExpenditurePresentation" xlink:to="OperatingInterestExpenditure" xlink:title="presentation: InterestAndOperatingExpenditurePresentation to OperatingInterestExpenditure" order="1.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndOperatingExpenditurePresentation" xlink:to="OperatingExpenses" xlink:title="presentation: InterestAndOperatingExpenditurePresentation to OperatingExpenses" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_InterestAndOperatingExpenditure" xlink:label="InterestAndOperatingExpenditure" xlink:title="InterestAndOperatingExpenditure"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndOperatingExpenditurePresentation" xlink:to="InterestAndOperatingExpenditure" xlink:title="presentation: InterestAndOperatingExpenditurePresentation to InterestAndOperatingExpenditure" order="3.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_OperatingProfitBeforeProvisionsContingencies" xlink:label="OperatingProfitBeforeProvisionsContingencies" xlink:title="OperatingProfitBeforeProvisionsContingencies"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="OperatingProfitBeforeProvisionsContingencies" xlink:title="presentation: OperationalResultsPresentation to OperatingProfitBeforeProvisionsContingencies" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ProvisionsContingenciesExcludingProvisionTaxation" xlink:label="ProvisionsContingenciesExcludingProvisionTaxation" xlink:title="ProvisionsContingenciesExcludingProvisionTaxation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperationalResultsPresentation" xlink:to="ProvisionsContingenciesExcludingProvisionTaxation" xlink:title="presentation: OperationalResultsPresentation to ProvisionsContingenciesExcludingProvisionTaxation" order="4.0"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="PaidupEquityShareCapital" xlink:title="presentation: Clause41RequirementsPresentation to PaidupEquityShareCapital" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PublicShareholdingPresentation" xlink:label="PublicShareholdingPresentation" xlink:title="PublicShareholdingPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="PublicShareholdingPresentation" xlink:title="presentation: Clause41RequirementsPresentation to PublicShareholdingPresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfSharesHeldByPublic" xlink:label="NumberOfSharesHeldByPublic" xlink:title="NumberOfSharesHeldByPublic"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PublicShareholdingPresentation" xlink:to="NumberOfSharesHeldByPublic" xlink:title="presentation: PublicShareholdingPresentation to NumberOfSharesHeldByPublic" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfSharesHeldByPublic" xlink:label="PercentageOfSharesHeldByPublic" xlink:title="PercentageOfSharesHeldByPublic"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PublicShareholdingPresentation" xlink:to="PercentageOfSharesHeldByPublic" xlink:title="presentation: PublicShareholdingPresentation to PercentageOfSharesHeldByPublic" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ExplanatoryNotesQuarterlyResultsPresentation" xlink:label="ExplanatoryNotesQuarterlyResults" xlink:title="ExplanatoryNotesQuarterlyResults"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="ExplanatoryNotesQuarterlyResults" xlink:title="presentation: Clause41RequirementsPresentation to ExplanatoryNotesQuarterlyResults" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfVariationInQuarterlyResults" xlink:label="DisclosureOfVariationInQuarterlyResults" xlink:title="DisclosureOfVariationInQuarterlyResults"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosureOfVariationInQuarterlyResults" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosureOfVariationInQuarterlyResults" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfVariationInNetProfitLoss" xlink:label="DisclosureOfVariationInNetProfitLoss" xlink:title="DisclosureOfVariationInNetProfitLoss"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosureOfVariationInNetProfitLoss" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosureOfVariationInNetProfitLoss" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureOfVariationInExceptionalAndExtraordinaryItems" xlink:label="DisclosureOfVariationInExceptionalAndExtraordinaryItems" xlink:title="DisclosureOfVariationInExceptionalAndExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosureOfVariationInExceptionalAndExtraordinaryItems" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosureOfVariationInExceptionalAndExtraordinaryItems" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosureRegardingAuditorsQualificationsAndOtherReservations" xlink:label="DisclosureRegardingAuditorsQualificationsAndOtherReservations" xlink:title="DisclosureRegardingAuditorsQualificationsAndOtherReservations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosureRegardingAuditorsQualificationsAndOtherReservations" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosureRegardingAuditorsQualificationsAndOtherReservations" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRegardingChangeInNameOfBusiness" xlink:label="DisclosuresRegardingChangeInNameOfBusiness" xlink:title="DisclosuresRegardingChangeInNameOfBusiness"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosuresRegardingChangeInNameOfBusiness" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosuresRegardingChangeInNameOfBusiness" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRegardingNoncommencementOfCommercialOperations" xlink:label="DisclosuresRegardingNoncommencementOfCommercialOperations" xlink:title="DisclosuresRegardingNoncommencementOfCommercialOperations"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosuresRegardingNoncommencementOfCommercialOperations" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosuresRegardingNoncommencementOfCommercialOperations" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresOfMaterialTransactionsAndEventsHavingImpactOnResults" xlink:label="DisclosuresOfMaterialTransactionsAndEventsHavingImpactOnResults" xlink:title="DisclosuresOfMaterialTransactionsAndEventsHavingImpactOnResults"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosuresOfMaterialTransactionsAndEventsHavingImpactOnResults" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosuresOfMaterialTransactionsAndEventsHavingImpactOnResults" order="7.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToDividends" xlink:label="DisclosuresRelatingToDividends" xlink:title="DisclosuresRelatingToDividends"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosuresRelatingToDividends" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosuresRelatingToDividends" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRegardingInvestorComplaints" xlink:label="DisclosuresRegardingInvestorComplaints" xlink:title="DisclosuresRegardingInvestorComplaints"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="DisclosuresRegardingInvestorComplaints" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to DisclosuresRegardingInvestorComplaints" order="9.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AccountingPoliciesChanges" xlink:label="AccountingPoliciesChanges" xlink:title="AccountingPoliciesChanges"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExplanatoryNotesQuarterlyResults" xlink:to="AccountingPoliciesChanges" xlink:title="presentation: ExplanatoryNotesQuarterlyResultsPresentation to AccountingPoliciesChanges" order="10.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReservesExcludingRevaluationReserve" xlink:label="ReservesExcludingRevaluationReserve" xlink:title="ReservesExcludingRevaluationReserve"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="ReservesExcludingRevaluationReserve" xlink:title="presentation: Clause41RequirementsPresentation to ReservesExcludingRevaluationReserve" order="3.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PromotersAndPromoterGroupShareholdingsPresentation" xlink:label="PromotersAndPromoterGroupShareholdingsPresentation" xlink:title="PromotersAndPromoterGroupShareholdingsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="PromotersAndPromoterGroupShareholdingsPresentation" xlink:title="presentation: Clause41RequirementsPresentation to PromotersAndPromoterGroupShareholdingsPresentation" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfSharesHeldByPromotersPledgedEncumbered" xlink:label="NumberOfSharesHeldByPromotersPledgedEncumbered" xlink:title="NumberOfSharesHeldByPromotersPledgedEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="NumberOfSharesHeldByPromotersPledgedEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to NumberOfSharesHeldByPromotersPledgedEncumbered" order="1.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfSharesOfTotalShareholdingOfPromotersPledgedEncumbered" xlink:label="PercentageOfSharesOfTotalShareholdingOfPromotersPledgedEncumbered" xlink:title="PercentageOfSharesOfTotalShareholdingOfPromotersPledgedEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="PercentageOfSharesOfTotalShareholdingOfPromotersPledgedEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to PercentageOfSharesOfTotalShareholdingOfPromotersPledgedEncumbered" order="2.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfSharesOfTotalShareCapitalPledgedEncumbered" xlink:label="PercentageOfSharesOfTotalShareCapitalPledgedEncumbered" xlink:title="PercentageOfSharesOfTotalShareCapitalPledgedEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="PercentageOfSharesOfTotalShareCapitalPledgedEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to PercentageOfSharesOfTotalShareCapitalPledgedEncumbered" order="3.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NumberOfSharesHeldByPromotersNonEncumbered" xlink:label="NumberOfSharesHeldByPromotersNonEncumbered" xlink:title="NumberOfSharesHeldByPromotersNonEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="NumberOfSharesHeldByPromotersNonEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to NumberOfSharesHeldByPromotersNonEncumbered" order="4.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfSharesOfTotalShareholdingOfPromotersNonEncumbered" xlink:label="PercentageOfSharesOfTotalShareholdingOfPromotersNonEncumbered" xlink:title="PercentageOfSharesOfTotalShareholdingOfPromotersNonEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="PercentageOfSharesOfTotalShareholdingOfPromotersNonEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to PercentageOfSharesOfTotalShareholdingOfPromotersNonEncumbered" order="5.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfSharesOfTotalShareCapitalNonEncumbered" xlink:label="PercentageOfSharesOfTotalShareCapitalNonEncumbered" xlink:title="PercentageOfSharesOfTotalShareCapitalNonEncumbered"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PromotersAndPromoterGroupShareholdingsPresentation" xlink:to="PercentageOfSharesOfTotalShareCapitalNonEncumbered" xlink:title="presentation: PromotersAndPromoterGroupShareholdingsPresentation to PercentageOfSharesOfTotalShareCapitalNonEncumbered" order="6.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DisclosuresRelatingToSegments" xlink:label="DisclosuresRelatingToSegmentsPresentation" xlink:title="DisclosuresRelatingToSegmentsPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="DisclosuresRelatingToSegmentsPresentation" xlink:title="presentation: Clause41RequirementsPresentation to DisclosuresRelatingToSegmentsPresentation" order="8.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_AnalyticalRatiosPresentation" xlink:label="AnalyticalRatiosPresentation" xlink:title="AnalyticalRatiosPresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Clause41RequirementsPresentation" xlink:to="AnalyticalRatiosPresentation" xlink:title="presentation: Clause41RequirementsPresentation to AnalyticalRatiosPresentation" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageSharesHeldGovernmentOfIndia" xlink:label="PercentageSharesHeldGovernmentOfIndia" xlink:title="PercentageSharesHeldGovernmentOfIndia"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnalyticalRatiosPresentation" xlink:to="PercentageSharesHeldGovernmentOfIndia" xlink:title="presentation: AnalyticalRatiosPresentation to PercentageSharesHeldGovernmentOfIndia" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_CapitaltoRiskWeightedAssets" xlink:label="CapitaltoRiskWeightedAssets" xlink:title="CapitaltoRiskWeightedAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnalyticalRatiosPresentation" xlink:to="CapitaltoRiskWeightedAssets" xlink:title="presentation: AnalyticalRatiosPresentation to CapitaltoRiskWeightedAssets" order="2.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_EarningsPerSharePresentation" xlink:label="EarningsPerSharePresentation" xlink:title="EarningsPerSharePresentation"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnalyticalRatiosPresentation" xlink:to="EarningsPerSharePresentation" xlink:title="presentation: AnalyticalRatiosPresentation to EarningsPerSharePresentation" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasicEarningsPerSharebeforeExtraordinaryItems" xlink:label="BasicEarningsPerSharebeforeExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePresentation" xlink:to="BasicEarningsPerSharebeforeExtraordinaryItems" xlink:show="replace" xlink:title="presentation: EarningsPerSharePresentation to BasicEarningsPerSharebeforeExtraordinaryItems" use="optional" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DilutedEarningsPerSharebeforeExtraordinaryItems" xlink:label="DilutedEarningsPerSharebeforeExtraordinaryItems"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePresentation" xlink:to="DilutedEarningsPerSharebeforeExtraordinaryItems" xlink:show="replace" xlink:title="presentation: EarningsPerSharePresentation to DilutedEarningsPerSharebeforeExtraordinaryItems" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_BasicEarningsPerShare" xlink:label="BasicEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePresentation" xlink:to="BasicEarningsPerShare" xlink:show="replace" xlink:title="presentation: EarningsPerSharePresentation to BasicEarningsPerShare" use="optional" order="3.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_DilutedEarningsPerShare" xlink:label="DilutedEarningsPerShare"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerSharePresentation" xlink:to="DilutedEarningsPerShare" xlink:show="replace" xlink:title="presentation: EarningsPerSharePresentation to DilutedEarningsPerShare" use="optional" order="4.0" preferredLabel="http://www.xbrl.in/in-gaap/listingAgreementLabel"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NonPerformingAssetRatiosPresentation" xlink:label="NonPerformingAssetRatios" xlink:title="NonPerformingAssetRatios"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnalyticalRatiosPresentation" xlink:to="NonPerformingAssetRatios" xlink:title="presentation: AnalyticalRatiosPresentation to NonPerformingAssetRatios" use="optional" order="6.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_GrossNonPerformingAssets" xlink:label="GrossNonPerformingAssets" xlink:title="GrossNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetRatios" xlink:to="GrossNonPerformingAssets" xlink:title="presentation: NonPerformingAssetRatios to GrossNonPerformingAssets" order="1.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_NetNonPerformingAssets" xlink:label="NetNonPerformingAssets" xlink:title="NetNonPerformingAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetRatios" xlink:to="NetNonPerformingAssets" xlink:title="presentation: NonPerformingAssetRatios to NetNonPerformingAssets" use="optional" order="2.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_ReturnOnAssets" xlink:label="ReturnOnAssets" xlink:title="ReturnOnAssets"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetRatios" xlink:to="ReturnOnAssets" xlink:title="presentation: NonPerformingAssetRatios to ReturnOnAssets" order="5.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageOfNetNPAToNetAdvances" xlink:label="PercentageOfNetNPAToNetAdvances" xlink:title="PercentageOfNetNPAToNetAdvances"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetRatios" xlink:to="PercentageOfNetNPAToNetAdvances" xlink:title="presentation: NonPerformingAssetRatios to PercentageOfNetNPAToNetAdvances" order="4.0"/>
    <link:loc xlink:type="locator" xlink:href="in-gaap-2009-06-30.xsd#in-gaap_PercentageGrossNPA" xlink:label="PercentageGrossNPA" xlink:title="PercentageGrossNPA"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NonPerformingAssetRatios" xlink:to="PercentageGrossNPA" xlink:title="presentation: NonPerformingAssetRatios to PercentageGrossNPA" order="3.0"/>
  </link:presentationLink>
</link:linkbase>

